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ALBERDEEN

Active
Private limited companyfounded 198838 yrs activeMolenhoekstraat 35, 8400 Oostende, BelgiumKBO/BCE: BE 0434.737.469
Summary

ALBERDEEN has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €252,614 and a net result of €3,674. Equity is growing by ~4.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability70▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.04 in 2024; short-term debt: 15.6% and cash: 1.7% of total assets), and 15.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 38 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
84.4%
Return on assets
1.2%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 11-02-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
72 d early
2023
14 d early
2022
99 d early
2021
67 d early
2020
12 d early
2019
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 41 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today. Usually files around 23 December (4 of the last 5 filed years within 50 days of that day).
Companies Code · seven months
Position in the running window
31-07-2026 close28-09-2026 today28-02-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ALBERDEEN was incorporated on 1 July 1988.1 Total assets fell from EUR 399,799 in 2019 to EUR 299,132 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€252,614▲ 1.5%
2024 · €248,940
Total assets
€299,132▲ 0.5%
2024 · €297,597
Net result
€3,674▲ 520%
2024 · €593
Working capital
-€40,159▲ 14.0%
2024 · -€46,671
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€2,423€6,034▲ 149%€72,477▲ 1,101%€895▼ 98.8%€4,805▲ 437%
Net result€1,432€5,171▲ 261%€59,852▲ 1,057%€593▼ 99.0%€3,674▲ 520%
Equity€183,324▲ 0.8%€188,495▲ 2.8%€248,348▲ 31.8%€248,940▲ 0.2%€252,614▲ 1.5%
Total assets€289,168▼ 2.4%€287,864▼ 0.5%€283,361▼ 1.6%€297,597▲ 5.0%€299,132▲ 0.5%
Debt€26,792▼ 24.3%€20,317▼ 24.2%€35,014▲ 72.3%€48,656▲ 39.0%€46,518▼ 4.4%
Working capital-€26,164▲ 16.5%-€17,471▲ 33.2%-€33,302▼ 90.6%-€46,671▼ 40.1%-€40,159▲ 14.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2021: €2,423€2,423Net result 2021: €1,432€1,432Operating result 2022: €6,034€6,034Net result 2022: €5,171€5,171Operating result 2023: €72,477€72,477Net result 2023: €59,852€59,852Operating result 2024: €895€895Net result 2024: €593€593Operating result 2025: €4,805€4,805Net result 2025: €3,674€3,67420212022202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €72,477€72,500Net result 2023: €59,852€59,900Operating result 2024: €895€895Net result 2024: €593€593Operating result 2025: €4,805€4,810Net result 2025: €3,674€3,670202320242025
The operating result recovers in 2025; 2025 is 437% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299,132
Fixed assets €292,773 ▼ 1.0%
Current assets €6,359 ▲ 220%
Equity and liabilities €299,132
Equity €252,614 ▲ 1.5%
Debt €46,518 ▼ 4.4%
Debt's share of the balance-sheet total falls from 16.3% to 15.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€7,644▲
2024 · €3,595
Cash flow
€6,512▲
2024 · €3,293
Current ratio
0.14▲
2024 · 0.04
Debt to equity
0.18▼
2024 · 0.20
ROE
1.5%▲
2024 · 0.2%
ROA
1.2%▲
2024 · 0.2%
Interest coverage
71.13▲
2024 · 25.54
Debt ≤ 1 year
€46,518▼
2024 · €48,656
Income taxes
€1,024▲
2024 · €161
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€297,597€299,132▲
Fixed assets21/28€295,611€292,773▼
Tangible fixed assets22/27€295,502€292,664▼
Land and buildings22€293,200€291,164▼
Other tangible fixed assets26€2,302€1,500▼
Financial fixed assets28€109€109=
Current assets29/58€1,986€6,359▲
Cash at bank and in hand54/58€440€4,960▲
Deferred charges and accrued income490/1€1,545€1,400▼
Equity and liabilities
Total equity and liabilities10/49€297,597€299,132▲
Equity10/15€248,940€252,614▲
Contributions10/11€18,592€18,592=
Revaluation surpluses12€200,632€200,632=
Reserves13€29,716€33,390▲
Distributable reserves133€29,716€33,390▲
Amounts payable17/49€48,656€46,518▼
Amounts payable within one year42/48€48,656€46,518▼
Financial debts43€500€500=
Credit institutions430/8€500€500=
Trade debts44€5,343€906▼
Suppliers440/4€5,343€906▼
Taxes, remuneration and social security45€161€1,024▲
Taxes450/3€161€1,024▲
Other amounts payable47/48€42,653€44,088▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,700€2,838▲
Other operating charges640/8€5,502€5,628▲
Gross operating margin9900€9,097€13,271▲
Operating profit (loss)9901€895€4,805▲
Financial charges65/66B€141€107▼
Recurring financial charges65€141€107▼
Profit (loss) for the period before taxes9903€754€4,698▲
Income taxes67/77€161€1,024▲
Profit (loss) for the period9904€593€3,674▲
Profit (loss) for the period to be appropriated9905€593€3,674▲
Appropriation of the result
Profit (loss) to be appropriated9906€593€3,674▲
Transfer to equity691/2€593€3,674▲
To other reserves6921€593€3,674▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,728€3,523€3,245€2,700€2,838▲ 5.1%
Provisions for liabilities and charges: additions (uses and reversals)635/8---€79,052---
Other operating charges640/8-€8,859€5,787€5,502€5,628▲ 2.3%
Gross operating margin9900€10,500€18,416€2,457€9,097€13,271▲ 45.9%
Operating profit (loss)9901€2,423€6,034€72,477€895€4,805▲ 437%
Financial charges65/66B-€863€163€141€107▼ 23.7%
Recurring financial charges65€991€863€163€141€107▼ 23.7%
Profit (loss) for the period before taxes9903€1,432€5,171€72,314€754€4,698▲ 523%
Income taxes67/77--€12,461€161€1,024▲ 536%
Profit (loss) for the period9904€1,432€5,171€59,852€593€3,674▲ 520%
Profit (loss) for the period to be appropriated9905€1,432€5,171€59,852€593€3,674▲ 520%
Line20212022202320242025Change
Assets
Total assets20/58€289,168€287,864€283,361€297,597€299,132▲ 0.5%
Fixed assets21/28€288,540€285,018€281,650€295,611€292,773▼ 1.0%
Tangible fixed assets22/27€288,308€284,786€281,541€295,502€292,664▼ 1.0%
Land and buildings22-€279,394€278,276€293,200€291,164▼ 0.7%
Other tangible fixed assets26-€5,392€3,265€2,302€1,500▼ 34.8%
Financial fixed assets28€232€232€109€109€109=
Current assets29/58€627€2,846€1,711€1,986€6,359▲ 220%
Cash at bank and in hand54/58€597€1,509€294€440€4,960▲ 1,026%
Deferred charges and accrued income490/1-€1,337€1,418€1,545€1,400▼ 9.4%
Equity and liabilities
Total equity and liabilities10/49€289,168€287,864€283,361€297,597€299,132▲ 0.5%
Equity10/15€183,324€188,495€248,348€248,940€252,614▲ 1.5%
Contributions10/11-€18,592€18,592€18,592€18,592=
Revaluation surpluses12-€200,632€200,632€200,632€200,632=
Reserves13--€29,124€29,716€33,390▲ 12.4%
Distributable reserves133--€29,124€29,716€33,390▲ 12.4%
Profit (loss) carried forward14-€35,900-€30,729----
Provisions and deferred taxes16€79,052€79,052----
Provisions for liabilities and charges160/5-€79,052----
Pensions and similar obligations160-€79,052----
Amounts payable17/49€26,792€20,317€35,014€48,656€46,518▼ 4.4%
Amounts payable within one year42/48€26,792€20,317€35,014€48,656€46,518▼ 4.4%
Financial debts43-€500€500€500€500=
Credit institutions430/8-€500€500€500€500=
Trade debts44-€781€4,267€5,343€906▼ 83.0%
Suppliers440/4-€781€4,267€5,343€906▼ 83.0%
Taxes, remuneration and social security45--€12,461€161€1,024▲ 536%
Taxes450/3--€12,461€161€1,024▲ 536%
Other amounts payable47/48-€19,036€17,786€42,653€44,088▲ 3.4%
Line20212022202320242025Change
Profit (loss) for the period9904€1,432€5,171€59,852€593€3,674▲ 520%
+ Depreciation and write-downs630€3,728€3,523€3,245€2,700€2,838▲ 5.1%
Operating cash flow (approximation)€5,160€8,694€63,097€3,293€6,512▲ 97.7%
Investment in fixed assets (approximation)-€0€123-€16,662€0▲ 100%
Change in cash-€913-€1,216€147€4,519▲ 2,980%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 28-02-2027
2026
11-02
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
18-12
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
15-02
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-07
Financial Highest result since 2019net €59,852 ▲1,057%
Operating result €72,477, net result €59,852, both a record.
31-07
Financial Equity above €200,000Eq €248,348 ▲31.8%
3 profitable years in a row build equity to €248,348.
2022
21-11
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
23-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
31-07
Financial Back to profitnet €1,432
Net result €1,432 after 2 loss-making years.
16-02
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-07
Financial Weakest financial yearnet -€19,656
Net result drops to -€19,656, the lowest in the series; recovery starts the following year.
20-02
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-02
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 1988
seat establishment The establishment unit on the map
Ground area
690 m²
Building footprint
174 m²
Volume, LiDAR
709 m³
Parcel 35026B0396/00B000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ALBERDEEN
Molenhoekstraat 35, 8400 OostendeRenting and operating of own or leased residential real estate, excluding social housing
since 19882.039.305.135
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35026B0396/00B000 Flanders 690 m² 1 · 174 m² 7.3 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded01-07-1988
Fiscal year end31-07
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.