ALBEMAR
ActiveSummary
ALBEMAR has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €303k and a net result of €13k. Equity is growing by ~2.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▲+2
Solvency100=
Growth70▲+5
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 9.63 against 27.27 in 2024; short-term debt: 5.1% and cash: 15.4% of total assets), and 7.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
23 d early
2023
on the day
2022
25 d early
2021
14 d early
2020
39 d early
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€54k▲ 38.0%
2024 · €39k
2018: €34klowest in 8 years
2019: €34k▲ +2.4% vs 2018
2020: €35k▲ +0.4% vs 2019
2021: €42k▲ +22.5% vs 2020
2022: €37k▼ -13.1% vs 2021
2023: €46k▲ +24.9% vs 2022
2024: €39k▼ -15.6% vs 2023
2025: €54k▲ +38.0% vs 2024highest in 8 years
2018 → 2025
EBIT margin
32.6%▲ 6.5pp
2024 · 26.0%
2018: 30.3%
2019: 30.1%▼ -0.6% vs 2018
2020: 29.9%▼ -0.5% vs 2019
2021: 57.6%▲ +92.4% vs 2020highest in 8 years
2022: 23.5%▼ -59.2% vs 2021lowest in 8 years
2023: 27.0%▲ +14.8% vs 2022
2024: 26.0%▼ -3.6% vs 2023
2025: 32.6%▲ +25.1% vs 2024
2018 → 2025
Net result
€13k▲ 84.5%
2024 · €7k
2018: €3k
2019: €4k▲ +12.2% vs 2018
2020: €2k▼ -58.5% vs 2019lowest in 8 years
2021: €18k▲ +1083% vs 2020highest in 8 years
2022: €5k▼ -72.2% vs 2021
2023: €7k▲ +29.5% vs 2022
2024: €7k▲ +9.5% vs 2023
2025: €13k▲ +84.5% vs 2024
2018 → 2025
Working capital
€143k▲ 23.9%
2024 · €116k
2018: €31klowest in 8 years
2019: €40k▲ +27.4% vs 2018
2020: €49k▲ +23.8% vs 2019
2021: €73k▲ +49.2% vs 2020
2022: €90k▲ +22.5% vs 2021
2023: €101k▲ +12.2% vs 2022
2024: €116k▲ +15.0% vs 2023
2025: €143k▲ +23.9% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€42k-€37k▼ 13.1%€46k▲ 24.9%€39k▼ 15.6%€54k▲ 38.0%
2021: €42k
2022: €37k▼ -13.1% vs 2021lowest in 5 years
2023: €46k▲ +24.9% vs 2022
2024: €39k▼ -15.6% vs 2023
2025: €54k▲ +38.0% vs 2024highest in 5 years
Equity€271k-€276k▲ 1.9%€282k▲ 2.4%€290k▲ 2.5%€303k▲ 4.6%
2021: €271klowest in 5 years
2022: €276k▲ +1.9% vs 2021
2023: €282k▲ +2.4% vs 2022
2024: €290k▲ +2.5% vs 2023
2025: €303k▲ +4.6% vs 2024highest in 5 years
Operating result€24k-€9k▼ 64.5%€12k▲ 43.4%€10k▼ 18.7%€17k▲ 72.6%
2021: €24khighest in 5 years
2022: €9k▼ -64.5% vs 2021lowest in 5 years
2023: €12k▲ +43.4% vs 2022
2024: €10k▼ -18.7% vs 2023
2025: €17k▲ +72.6% vs 2024
Net result€18k-€5k▼ 72.2%€7k▲ 29.5%€7k▲ 9.5%€13k▲ 84.5%
2021: €18khighest in 5 years
2022: €5k▼ -72.2% vs 2021lowest in 5 years
2023: €7k▲ +29.5% vs 2022
2024: €7k▲ +9.5% vs 2023
2025: €13k▲ +84.5% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 73% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328k
Fixed assets
€168k ▼ 3.7%
Current assets
€160k ▲ 33.2%
Equity and liabilities €328k
Equity
€303k ▲ 4.6%
Provisions
€8k
Debt
€17k ▲ 277%
Debt's share of the balance-sheet total rises from 1.5% to 5.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▲
2024 · €18k
Cash flow
€20k▲
2024 · €15k
Current ratio
9.63▼
2024 · 27.27
Debt to equity
0.05▲
2024 · 0.02
ROE
4.4%▲
2024 · 2.5%
ROA
4.0%▲
2024 · 2.4%
Interest coverage
99.90▲
2024 · 91.41
Debt ≤ 1 year
€17k▲
2024 · €4k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€294k€328k▲
Fixed assets21/28€174k€168k▼
Tangible fixed assets22/27€174k€168k▼
Land and buildings22€174k€168k▼
Current assets29/58€120k€160k▲
Amounts receivable within one year40/41-€4k
Other amounts receivable41-€4k
Current investments50/53€91k€106k▲
Cash at bank and in hand54/58€29k€51k▲
Equity and liabilities
Total equity and liabilities10/49€294k€328k▲
Equity10/15€290k€303k▲
Contributions10/11€205k€205k=
Capital10€205k€205k=
Issued capital100€205k€205k=
Reserves13€36k€142k▲
Non-distributable reserves130/1€23k€129k▲
Legal reserve130€23k€23k=
Own shares acquired1312-€106k
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€49k€-44k▼
Provisions and deferred taxes16-€8k
Provisions for liabilities and charges160/5-€8k
Major repairs and maintenance162-€8k
Amounts payable17/49€4k€17k▲
Amounts payable within one year42/48€4k€17k▲
Financial debts43-€683
Credit institutions430/8-€683
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Advances received on contracts in progress46€645€1k▲
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Income statement
Code20242025
Turnover70€39k€54k▲
Goods, raw materials, services and sundry goods60/61€14k€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€8k
Other operating charges640/8€6k€7k▲
Gross operating margin9900€24k€39k▲
Operating profit (loss)9901€10k€17k▲
Financial income75/76B€83€108▲
Recurring financial income75€83€108▲
Financial charges65/66B€197€239▲
Recurring financial charges65€197€239▲
Profit (loss) for the period before taxes9903€10k€17k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€7k€13k▲
Profit (loss) for the period to be appropriated9905€7k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€-44k▼
Profit (loss) brought forward from the previous period14P€49k€-57k▼
Transfer to equity691/2€7k-
To other reserves6921€7k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €42k | €37k | €46k | €39k | €54k | ▲ 38.0% |
| Goods, raw materials, services and sundry goods60/61 | €5k | €11k | €18k | €14k | €15k | ▲ 5.3% |
| Remuneration, social security and pensions62 | €4k | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €8k | €8k | €8k | €6k | ▼ 18.6% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €4k | - | - | €8k | - |
| Other operating charges640/8 | €813 | €6k | €7k | €6k | €7k | ▲ 3.1% |
| Gross operating margin9900 | €37k | €26k | €28k | €24k | €39k | ▲ 57.5% |
| Operating profit (loss)9901 | €24k | €9k | €12k | €10k | €17k | ▲ 72.6% |
| Financial income75/76B | - | - | €11 | €83 | €108 | ▲ 30.1% |
| Recurring financial income75 | - | - | €11 | €83 | €108 | ▲ 30.1% |
| Financial charges65/66B | €164 | €364 | €184 | €197 | €239 | ▲ 21.3% |
| Recurring financial charges65 | €164 | €364 | €184 | €197 | €239 | ▲ 21.3% |
| Profit (loss) for the period before taxes9903 | €24k | €8k | €12k | €10k | €17k | ▲ 73.3% |
| Income taxes67/77 | €6k | €3k | €6k | €3k | €4k | ▲ 44.5% |
| Profit (loss) for the period9904 | €18k | €5k | €7k | €7k | €13k | ▲ 84.5% |
| Profit (loss) for the period to be appropriated9905 | €18k | €5k | €7k | €7k | €13k | ▲ 84.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €278k | €288k | €288k | €294k | €328k | ▲ 11.4% |
| Fixed assets21/28 | €198k | €190k | €182k | €174k | €168k | ▼ 3.7% |
| Tangible fixed assets22/27 | €198k | €190k | €182k | €174k | €168k | ▼ 3.7% |
| Land and buildings22 | €198k | €190k | €182k | €174k | €168k | ▼ 3.7% |
| Current assets29/58 | €81k | €98k | €106k | €120k | €160k | ▲ 33.2% |
| Amounts receivable within one year40/41 | - | €2k | €2k | - | €4k | - |
| Other amounts receivable41 | - | €2k | €2k | - | €4k | - |
| Current investments50/53 | €64k | €68k | €83k | €91k | €106k | ▲ 16.5% |
| Cash at bank and in hand54/58 | €16k | €28k | €22k | €29k | €51k | ▲ 73.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €278k | €288k | €288k | €294k | €328k | ▲ 11.4% |
| Equity10/15 | €271k | €276k | €282k | €290k | €303k | ▲ 4.6% |
| Contributions10/11 | €205k | €205k | €205k | €205k | €205k | = |
| Capital10 | €205k | €205k | €205k | €205k | €205k | = |
| Issued capital100 | €205k | €205k | €205k | €205k | €205k | = |
| Reserves13 | €23k | €23k | €29k | €36k | €142k | ▲ 291% |
| Non-distributable reserves130/1 | €23k | €23k | €23k | €23k | €129k | ▲ 467% |
| Legal reserve130 | €23k | €23k | €23k | €23k | €23k | = |
| Own shares acquired1312 | - | - | - | - | €106k | - |
| Distributable reserves133 | - | - | €7k | €14k | €14k | = |
| Profit (loss) carried forward14 | €44k | €49k | €49k | €49k | €-44k | ▼ 190% |
| Provisions and deferred taxes16 | - | €4k | - | - | €8k | - |
| Provisions for liabilities and charges160/5 | - | €4k | - | - | €8k | - |
| Major repairs and maintenance162 | - | €4k | - | - | €8k | - |
| Amounts payable17/49 | €7k | €9k | €6k | €4k | €17k | ▲ 277% |
| Amounts payable within one year42/48 | €7k | €9k | €6k | €4k | €17k | ▲ 277% |
| Financial debts43 | - | - | - | - | €683 | - |
| Credit institutions430/8 | - | - | - | - | €683 | - |
| Trade debts44 | - | - | €2k | €2k | €9k | ▲ 370% |
| Suppliers440/4 | - | - | €2k | €2k | €9k | ▲ 370% |
| Advances received on contracts in progress46 | €1k | - | - | €645 | €1k | ▲ 110% |
| Taxes, remuneration and social security45 | €6k | €6k | €4k | €2k | €6k | ▲ 210% |
| Taxes450/3 | €5k | €4k | €4k | €2k | €6k | ▲ 210% |
| Remuneration and social security454/9 | €1k | €3k | - | - | - | - |
| Other amounts payable47/48 | - | €2k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18k | €5k | €7k | €7k | €13k | ▲ 84.5% |
| + Depreciation and write-downs630 | €8k | €8k | €8k | €8k | €6k | ▼ 18.6% |
| Operating cash flow (approximation) | €26k | €13k | €14k | €15k | €20k | ▲ 30.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €12k | €-7k | €8k | €21k | ▲ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €18k ▲1,083%
Operating result €24k, net result €18k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €2k ▼58.5%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 7.18
Current ratio from 3.56 to 7.18; short-term debt falls from €16k to €8k.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 1992
Ground area
632 m²
Building footprint
117 m²
Volume, LiDAR
777 m³
Parcel 23060B0183/00X000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Broekstraat 97, 1745 Opwijk
since 19922.058.501.534
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23060B0183/00X000 | Flanders | 632 m² | 1 · 117 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded30-03-1992
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.