Albeco
ActiveSummary
Albeco has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,231 and a net result of €348. Its solvency ranks better than 84% of 17,080 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €8,231
- Profit
- €348
Why 97raises riskFounded in 2023Size: total assets €10,713lowers riskLiquidity: current ratio 3.90, cash €8,702Sector: Real estate activities (NACE 68)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 91% on solvency, 92% on liquidity, 65% on profitability and 58% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 45 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Resignation: Adnan Idrizi (director)Director discharge
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result falls in 2025; 2025 is 89% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 2,546 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 94.3% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,546 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €210 | €320 | ▲ 52.1% |
| Other operating charges640/8 | €2,141 | €1,821 | ▼ 14.9% |
| Gross operating margin9900 | €8,717 | €2,857 | ▼ 67.2% |
| Operating profit (loss)9901 | €6,366 | €716 | ▼ 88.8% |
| Financial income75/76B | €3 | €220 | ▲ 73× |
| Recurring financial income75 | €3 | €220 | ▲ 73× |
| Financial charges65/66B | €96 | €138 | ▲ 43.5% |
| Recurring financial charges65 | €96 | €138 | ▲ 43.5% |
| Profit (loss) for the period before taxes9903 | €6,273 | €798 | ▼ 87.3% |
| Income taxes67/77 | €1,390 | €450 | ▼ 67.7% |
| Profit (loss) for the period9904 | €4,883 | €348 | ▼ 92.9% |
| Profit (loss) for the period to be appropriated9905 | €4,883 | €348 | ▼ 92.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €10,207 | €10,713 | ▲ 5.0% |
| Fixed assets21/28 | €689 | €1,030 | ▲ 49.5% |
| Tangible fixed assets22/27 | €689 | €1,030 | ▲ 49.5% |
| Plant, machinery and equipment23 | €689 | €1,030 | ▲ 49.5% |
| Current assets29/58 | €9,518 | €9,683 | ▲ 1.7% |
| Amounts receivable within one year40/41 | €6,054 | €981 | ▼ 83.8% |
| Other amounts receivable41 | €6,054 | €981 | ▼ 83.8% |
| Cash at bank and in hand54/58 | €3,465 | €8,702 | ▲ 151% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €10,207 | €10,713 | ▲ 5.0% |
| Equity10/15 | €7,883 | €8,231 | ▲ 4.4% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €4,883 | €5,231 | ▲ 7.1% |
| Distributable reserves133 | €4,883 | €5,231 | ▲ 7.1% |
| Amounts payable17/49 | €2,324 | €2,482 | ▲ 6.8% |
| Amounts payable within one year42/48 | €2,324 | €2,482 | ▲ 6.8% |
| Trade debts44 | €92 | €708 | ▲ 668% |
| Suppliers440/4 | €92 | €708 | ▲ 668% |
| Taxes, remuneration and social security45 | - | €729 | - |
| Taxes450/3 | - | €729 | - |
| Other amounts payable47/48 | €2,232 | €1,044 | ▼ 53.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €4,883 | €348 | ▼ 92.9% |
| + Depreciation and write-downs630 | €210 | €320 | ▲ 52.1% |
| Operating cash flow (approximation) | €5,093 | €668 | ▼ 86.9% |
| Investment in fixed assets (approximation) | - | -€660 | - |
| Change in cash | - | €5,238 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 17-06-2026 | 2026-00168141 |
| 31-12-2024 | micro format | 16-06-2025 | 2025-00140733 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| RAMIQI Kreshnik |
|
| IDRIZI Adnan |
|
Owners and capital
Capital and shareholders
- RAMIQI Kreshnik 50 shares (50%)
- IDRIZI Adnan 50 shares (50%)
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 06-12-2023 Incorporation · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
11-04
Gazette deed
Resignation: Adnan Idrizi (director)Director discharge4 facts ▸
- Board meeting, 19-03-2025
- Director resignation, Adnan Idrizi (director (not named in the articles))
- Director discharge, Adnan Idrizi
- Other provision, “illegible garbled line, instrumenting notary or authorised representative” (deed in Dutch)
06-12
Gazette deed
IncorporationAppointments: RAMIQI Kreshnik (director) and IDRIZI Adnan (director) · Founder · Share issue12 facts ▸
- Incorporation, “Albeco” (deed in Dutch)
- Founder, RAMIQI Kreshnik
- Founder, IDRIZI Adnan
- Share issue, 100, “gelijk recht in de winstverdeling” (deed in Dutch)
- Registered office clause, “2900 Schoten, Voorschotenlaan 23” (deed in Dutch)
- Director appointment, RAMIQI Kreshnik (director (not named in the articles))
- Director appointment, IDRIZI Adnan (director (not named in the articles))
- Other provision, “geen verbod tot uitoefening bestuursfunctie, uitoefenen van functie niet verboden” (deed in Dutch)
- Pre-incorporation commitments, “verbintenissen tussen vandaag en verwerving rechtspersoonlijkheid onderworpen aan artikel 2:2 WVV, artikel 2:2 WVV” (deed in Dutch)
- Power of attorney, LIBEROO BRASSCHAAT (gemachtigde)
- Power of attorney, KMO Consult (gemachtigde)
- Founding capital
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1002.961.489
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11443C0654/00S000 | Flanders | 275 m² | 1 · 55 m² | 8.8 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Algemene bouwwerken,algemene aannemingen,projectontwikkeling in de ruimste zin; Toezien op bouwwerkzaamheden,(ruwbouw,installatie en…” (deed in Dutch)
41 activities (deed in Dutch)
- Algemene bouwwerken,algemene aannemingen,projectontwikkeling in de ruimste zin
- Toezien op bouwwerkzaamheden,(ruwbouw,installatie en afwerking)
- Het leiden van belangrijke herstellingswerkzaamheden aan onroerende goederen
- Het uitvoeren van dakwerken en dakbedekkingswerken,dichtingswerken,gevelreiniging en restauratiewerkzaamheden
- De aanneming en uitvoering van algemene bouwwerken,metselwerken,betonwerken,schrijn-en timmerwerken en asfaltwerken
- Het slopen van gebouwen en kunstwerken
- Het aannemen,verkopen,fabriceren en oprichten van metaal-,ijzer-,aluminium-en houtconstructies
- Het schilderen van binnen-en buitenwerk van gebouwen
- Gevelreiniging door middel van zandstralen,met behulp van stoom en dergelijk
- De fabricatie,groot-en kleinhandel in alle bouwmaterialen,de verhuring van materialen,enzovoort
- De aan-en verkoop,de in-en uitvoer van alle materialen,grondstoffen en benodigdheden dienstig voor alle bouwwerken
- Het aanbrengen van pleister-en stukadoorswerk aan de binnen-en buitenzijde van gebouwen en andere bouwwerken
- Het plaatsen van tussenwanden van gipsplaten
- Onderneming voor het aanbrengen van chape
- Alle stukadoorswerken
- Installatie en montage van garagepoorten,luiken,zonneblinden,traliewerk,hekken,veranda’s serres,en dergelijke
- Het behandelen van muren met vochtwerende en waterafstotende producten
- Het aanbrengen van glas,spiegels en dergelijke
- Klein-en groothandel in bouwmaterialen
- Onderneming voor het uitvoeren van voegwerken
- Onderneming voor de installatie van elektrische bedrading en toebehoren,van hulpvoedingssystemen,van de bedrading voor telefooninstallaties en computersystemen,van elektrische verwarmingsinstallaties,van liften en roltrappen,van bewakingssystemen en alarminstallaties tegen diefstal,van antennes en bliksemafleiders
- Het aanbrengen in gebouwen en andere gebouwen van:thermische isolatiematerialen,isolatiematerialen tegen geluid en trillingen
- De montage en plaatsing van buiten-en binnenschrijnwerk van hout of van kunststof:deuren,vensters,kozijnen,veluxramen,veranda’s,trappen,muurkasten,inbouwkeukens,winkelinrichtingen en dergelijke
- De installatie van al dan niet verplaatsbare tussenwanden,de bekleding van wanden,plafonds,enz.in hout of kunststof
- Onderneming voor het leggen van tegelvloeren,mozaïek en alle andere bedekkingen van muren en vloeren
- Het uitvoeren van grond-en slopingswerken met het oog op voorgaande werkzaamheden
- Het bouwen,herstellen en onderhouden van wegen,fietspaden,vliegvelden en startbanen,niet metalen kunstwerken,zoals bruggen en viaducten,wegen-en spoorwegtunnels,watertorens,silo’s,vergaarbekken,zwembaden enzovoort
- Rioleringswerken
- Het plaatsen van afsluitingen en omheiningen
- Bouwen van carports en veranda’s
- Renovatiewerken
- De aankoop en verkoop,de import en export,alle herstellingen,alle handel in de meest ruime zin van het woord in alle elektrisch materiaal
- Het uitvoeren van elektro-technische installatiewerken aan gebouwen zoals er zijn
- Het plaatsen van airco-installaties en alle andere vormen van koelinstallaties met warmtepomptechniek
- Het plaatsen van alle soorten verwarmingsinstallaties op warmtepomptechniek,zoals er zijn vloer-en muurverwarming;alsook zwembadwarmtepompen
- Het plaatsen van alle soorten verluchtingssystemen
- Het plaatsen van alle soorten installaties voor het opwekken van elektriciteit d.m.v.zonne-energie,zoals er zijn fotovoltaïsche zonnepanelen,dakpannen,leien en cellen;zonneboilers en alle daartoe bijbehorende dakwerken
- Het plaatsen van alle soorten installaties die in de toekomst zullen voortkomen,uit het energiezuinig standpunt zoals er nu is:de warmtepomptechniek of zonne-energie
- Het beheer van een eigen roerend en onroerend vermogen
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen,de aan-en verkoop,huur en verhuur van roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- ALBECO
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Natuurlijke personen of rechtspersonen, al dan niet aandeelhouder, algemene vergadering” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of June at 14:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor