ALBECA
ActiveSummary
The computed 12-month bankruptcy probability of ALBECA is 2.0% (moderate). The 2025 annual accounts show equity of €7,647 and a net result of €9,534. Equity is growing by about 48% per year across the filed financial years. The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €7,647
- Profit
- €9,534
Why 54raises risk1 change of registered office in 24 monthsNo main activity registeredlowers riskSize: total assets €97,857Figures for financial year 2025 (filed 02-05-2026)Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 21% on solvency, 1% on liquidity, 41% on profitability and 99% on growth.
The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 47 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Resignation: Nicola Fighen Camelia (director)Shareholding
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · full…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result falls in 2025; 2025 is 65% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 1,325 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 95.1% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,325 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | €2,500 | €0 | €0 | - | - | - | - | - |
| Gross operating margin9900 | -€7,636 | -€2,999 | -€545 | €123,103 | €40,193 | €49,899 | €17,666 | ▼ 64.6% |
| Operating profit (loss)9901 | -€7,648 | -€2,999 | -€545 | €123,103 | €40,193 | €49,899 | €17,666 | ▼ 64.6% |
| Financial charges65/66B | - | - | - | €2,749 | €4,335 | €4,090 | €4,823 | ▲ 17.9% |
| Recurring financial charges65 | €9,331 | €10,358 | €5,498 | €2,749 | €4,335 | €4,090 | €4,823 | ▲ 17.9% |
| Profit (loss) for the period before taxes9903 | -€16,979 | -€13,357 | -€6,042 | €120,355 | €35,857 | €45,809 | €12,842 | ▼ 72.0% |
| Income taxes67/77 | - | - | - | - | - | €12,000 | €3,309 | ▼ 72.4% |
| Profit (loss) for the period9904 | -€16,979 | -€13,357 | -€6,042 | €120,355 | €35,857 | €33,809 | €9,534 | ▼ 71.8% |
| Profit (loss) for the period to be appropriated9905 | -€16,979 | -€13,357 | -€6,042 | €120,355 | €35,857 | €33,809 | €9,534 | ▼ 71.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €3,293 | €817 | €817 | €123,920 | €45,427 | €84,390 | €97,857 | ▲ 16.0% |
| Current assets29/58 | €3,293 | €817 | €817 | €123,920 | €45,427 | €84,390 | €97,857 | ▲ 16.0% |
| Amounts receivable within one year40/41 | €3,293 | €817 | €817 | €4,130 | €41,437 | €84,390 | €97,857 | ▲ 16.0% |
| Trade receivables40 | - | - | - | €3,313 | €22,120 | €12,645 | €3,090 | ▼ 75.6% |
| Other amounts receivable41 | - | - | - | €817 | €19,317 | €71,745 | €94,767 | ▲ 32.1% |
| Deferred charges and accrued income490/1 | - | - | - | €119,790 | €3,990 | - | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €3,293 | €817 | €817 | €123,920 | €45,427 | €84,390 | €97,857 | ▲ 16.0% |
| Equity10/15 | -€172,508 | -€185,865 | -€191,908 | -€71,553 | -€35,696 | -€1,887 | €7,647 | - |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | - | - | €18,600 | €18,600 | €18,600 | - | - |
| Issued capital100 | - | - | - | €18,600 | €18,600 | €18,600 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | - | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | - | - | - | - | - | - | €1,860 | - |
| Profit (loss) carried forward14 | -€192,968 | -€206,325 | -€212,368 | -€92,013 | -€56,156 | -€22,347 | -€12,813 | ▲ 42.7% |
| Amounts payable17/49 | €175,801 | €186,682 | €192,724 | €195,473 | €81,123 | €86,277 | €90,211 | ▲ 4.6% |
| Amounts payable within one year42/48 | €175,801 | €186,682 | €192,724 | €195,473 | €81,123 | €86,277 | €90,211 | ▲ 4.6% |
| Financial debts43 | - | - | - | €33,505 | €31,942 | €32,256 | €34,335 | ▲ 6.4% |
| Credit institutions430/8 | - | - | - | €33,505 | €31,942 | €32,256 | €34,335 | ▲ 6.4% |
| Trade debts44 | €36,940 | €40,821 | €41,337 | €118,199 | €5,600 | €21 | €4,767 | ▲ 22,281% |
| Suppliers440/4 | - | - | - | €4,169 | €5,600 | €21 | €4,767 | ▲ 22,281% |
| Bills of exchange payable441 | - | - | - | €114,030 | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | - | - | €12,000 | €9,109 | ▼ 24.1% |
| Taxes450/3 | - | - | - | - | - | €12,000 | €9,109 | ▼ 24.1% |
| Other amounts payable47/48 | - | - | - | €43,769 | €43,580 | €42,000 | €42,000 | = |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€16,979 | -€13,357 | -€6,042 | €120,355 | €35,857 | €33,809 | €9,534 | ▼ 71.8% |
| Operating cash flow (approximation) | -€16,979 | -€13,357 | -€6,042 | €120,355 | €35,857 | €33,809 | €9,534 | ▼ 71.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 15 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | micro format | 30-04-2026 | 2026-00099079 |
| 30-09-2024 | full format | 30-04-2025 | 2025-00082913 |
| 30-09-2023 | full format | 30-04-2024 | 2024-00078134 |
| 30-09-2022 | full format | 30-04-2023 | 2023-00073344 |
| 30-09-2021 | full format | 31-03-2022 | 2022-09600023 |
| 30-09-2020 | full format | 26-07-2021 | 2021-39900062 |
| 30-09-2019 | full format | 26-01-2021 | 2021-01700560 |
| 30-09-2018 | full format | 26-01-2021 | 2021-01700559 |
| 30-09-2017 | full format | 17-05-2018 | 2018-13000204 |
| 30-09-2016 | full format | 04-05-2017 | 2017-11200570 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Nicola Fighen Camelia |
|
Owners and capital
Capital and shareholders
- Nicola Bernard 100 shares
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Group and network
Connections & network
No directors read yet: 1 of 4 Gazette acts processed.
History
Acts, filings and financial milestones
03-09
Gazette deed
Resignation: Nicola Fighen Camelia (director)Shareholding3 facts ▸
- General meeting, 30-12-2025
- Director resignation, Nicola Fighen Camelia (director)
- Shareholding, “parts”, 100 (deed in French)
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 15 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21673D0087/00R047 | Brussels | 382 m² | 1 · 236 m² | 13.6 m · 4 |
| 21673D0010/00A002 | Brussels | 186 m² | 1 · 58 m² | 7.7 m · 2 |