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ALBE GROUP

Active
Lange Eikstraat 46 ·1970 Wezembeek-Oppem, Belgium
KBO/BCE: BE 0784.405.544
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Age4 yrs
Board2

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ALBE GROUP is 3.1% (moderate). The 2024 annual accounts show negative equity (€-28k) and a net result of €-14k. Equity is shrinking by ~98.6% per year across the filed fiscal years. Its solvency ranks better than 10% of 87 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 33 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-05-2026, 278 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not confirmed -
31-12-2024 31-07-2025 05-05-2026 278 d late 2026-00102626
31-12-2023 31-07-2024 05-05-2026 643 d late 2026-00102625
31-12-2022 31-07-2023 29-08-2023 29 d late 2023-00430704

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated or micro schema)
EBIT marginNot published (abbreviated or micro schema)
Net result€-14k+3.6%
Working capital€-28k-96.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 05-05-2026 with the NBB · fiscal year 2024 · verkort
€-15k€-10k€-5k€0Operating result 2022: €-3k€-3kNet result 2022: €-3k€-3kOperating result 2023: €-13k€-13kNet result 2023: €-14k€-14kOperating result 2024: €-14k€-14kNet result 2024: €-14k€-14k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~98.6%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-80k€-60k€-40k€-20k€02025: €-43k (€-45k - €-40k)2026: €-57k (€-59k - €-55k)2027: €-71k (€-73k - €-69k)2022: €572023: €-14k2024: €-28k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 78 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -66.2% 21.9%
better than 10% of 87 sector peers
Net result €-14k €17k
better than 21% of 88 sector peers
Equity €-28k €123k
better than 15% of 87 sector peers
Gross operating margin €-13k €318k
better than 5% of 87 sector peers
Total assets €43k €597k
better than 14% of 88 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P10
2022: P21 · n=512023: P6 · n=762024: P10 · n=872022 2024
Stable position over 2022-2024 · n=51-87
Net result P21
2022: P29 · n=522023: P25 · n=772024: P21 · n=882022 2024
Stable position over 2022-2024 · n=52-88
Equity P15
2022: P20 · n=512023: P21 · n=762024: P15 · n=872022 2024
Stable position over 2022-2024 · n=51-87
Gross operating margin P5
2022: P17 · n=522023: P5 · n=762024: P5 · n=872022 2024
Stable position over 2022-2024 · n=52-87
Describes the position versus peers, not a forecast.
Net profit
€-14k
+3.6% 22-24
Total assets
€43k
+217.3% 22-24
Equity
€-28k
-96.8% 22-24
Working capital
€-28k
-96.8% 22-24
Staff costs
€2k
-87.9% 22-24
Debt
€71k
+155.1% 22-24
Debt ≤ 1y
€71k
+155.1% 22-24
Current ratio
0.60
+24.4% 22-24
Show 5 other metrics
Quick ratio
0.60
+39.6% 22-24
Solvency
-66.2%
+38.0% 22-24
Debt / equity
-2.51
-29.6% 22-24
ROE
49.2%
-51.0% 22-24
ROA
-32.6%
+69.6% 22-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA-
Net profit€-14k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€43k
Equity€-28k
Debt€71k
of which ≤ 1y€71k
of which > 1y-
Working capital€-28k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.60
Quick ratio0.60
Working capital ratio-66.2%
Solvency-66.2%
Debt / equity-2.51
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-32.6%
ROE49.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts (18 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€43k
Current assets 29/58€43k
Stocks & contracts in progress 3€433
Amounts receivable within one year 40/41€41k
Cash & bank 54/58€155
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€43k
Equity 10/15€-28k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-31k
Amounts payable 17/49€71k
Amounts payable within one year 42/48€71k
Trade debts payable within one year 44€25k
Income statement
Gross operating margin 9900€-13k
Operating result 9901€-14k
Financial charges 65€-315
Result before taxes 9903€-14k
Net result for the period 9904€-14k
Result to be appropriated 9905€-14k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
25 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

3 directors
Current directors & mandates
  • Skraparlliu Flamur
    Director
    State Gazette act 25056636 (02-05-2025)
    Current
    01-04-2025 → present
  • QAFA Anton
    Director
    State Gazette act 23141058 (08-11-2023)
    Current
    13-10-2023 → present
Former directors (1)
  • Shytani Veronika
    Director
    State Gazette act 25056636 (02-05-2025)
    Former
    - → 01-04-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van uitzendbureaus en andere diensten in verband met personeelsvoorziening(78200)
Legal form Private limited company(610)
Incorporation04-04-2022
StatusActive
Postal code1970

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lange Eikstraat 461970 Wezembeek-Oppem

Establishment units

2 locations
ALBE GROUP
Platanenstraat 13, 1930 ZaventemZagen en schaven van hout
since 20222.333.228.595
Cafe d'Evere
H. Consciencelaan 242, 1140 EvereCafés en bars
since 20232.349.223.501
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area819 m²
Buildings2
Building footprint428 m²
Volume (LiDAR)3,317 m³
Tallest building14.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22006A0114/00P000 Flanders 520 m² 1 · 325 m² 14.8 m · 3 fl.
23094D0315/00S003 Flanders 299 m² 1 · 103 m² 9.3 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Address history · 1
07-03-2024
Registered-office move
All acts · 3 updated 1 year ago
2025
02-05-2025 1 director appointed, 1 resigning Director changes
  • Skraparlliu Flamur, Bestuurder
  • Shytani Veronika, Bestuurder
2024
07-03-2024 Registered office moved from Zaventem to Wezembeek-Oppem Registered-office change
  • Platanenstraat 13,1930 Zaventem → Lange Eikstraat 46 te 1970 Wezembeek-Oppem
2023
08-11-2023 2 directors appointed Director changes
  • QAFA Anton, Bestuurder
  • TAHIRAJ Ali, Dagelijks bestuur

Analysis

Financial profile

5 of 5 axes measured
Health25Profitability100Solvency36Growth32Stability94
57 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 25
Profitability 100
Solvency 36
Growth 32
Stability 94

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van uitzendbureaus en andere diensten in verband met personeelsvoorziening78200Andere vormen van arbeidsbemiddeling78300
Primary activity highlighted.
Names & trade names
Legal nameNL ALBE GROUP
Registered office
Lange Eikstraat 46
1970 Wezembeek-Oppem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.