ALBAMAC
ActiveSummary
The computed 12-month bankruptcy probability of ALBAMAC is 4.3% (elevated). The 2025 annual accounts show negative equity (€-9k) and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 13305 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.35 against 0.31 in 2024; short-term debt: 261.5% and cash: 34% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-161.5%
Return on assets
104.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 13305 sector peers (2025).
NBB · sector comparisonPosition among 13305 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
29 d late
2023
26 d late
2022
28 d late
2021
15 d late
2020
31 d late
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k▼ 48.8%
2024 · €12k
2018: €-3k
2019: €-5k
2020: €-18k
2021: €-4k
2022: €-6k
2023: €3k
2024: €12k
2018 → 2025
Working capital
€-10k▲ 37.9%
2024 · €-16k
2018: €2k
2019: €-3k
2020: €-23k
2021: €-25k
2022: €-28k
2023: €-28k
2024: €-16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-24k-€-30k▼ 25.3%€-27k▲ 9.7%€-16k▲ 43.4%€-9k▲ 39.2%
Operating result€-4k-€-6k▼ 63.0%€3k€12k▲ 279%€6k▼ 48.8%
Net result€-4k-€-6k▼ 47.2%€3k€12k▲ 304%€6k▼ 48.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6k
Fixed assets
€535 =
Current assets
€5k ▼ 27.9%
Key figures and ratios
Solvency
-161.5%▲
2024 · -196.7%
Current ratio
0.35▲
2024 · 0.31
Quick ratio
0.15▼
2024 · 0.19
Debt to equity
-1.62▼
2024 · -1.51
ROA
104.2%▼
2024 · 150.6%
Debt
€15k▼
2024 · €23k
Debt ≤ 1 year
€15k▼
2024 · €23k
Staff costs
€-61▼
2024 · €519
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8k€6k▼
Fixed assets21/28€535€535=
Financial fixed assets28€535€535=
Current assets29/58€7k€5k▼
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€3k-
Trade receivables40€3k-
Other amounts receivable41€4-
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1€271€274▲
Equity and liabilities
Total equity and liabilities10/49€8k€6k▼
Equity10/15€-16k€-9k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-34k€-28k▲
Amounts payable17/49€23k€15k▼
Amounts payable within one year42/48€23k€15k▼
Trade debts44€975€262▼
Suppliers440/4€975€262▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€332€3k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€20k€11k▼
Income statement
Code20242025
Remuneration, social security and pensions62€519€-61▼
Other operating charges640/8€639€616▼
Gross operating margin9900€14k€7k▼
Operating profit (loss)9901€12k€6k▼
Financial charges65/66B€504€259▼
Recurring financial charges65€504€259▼
Profit (loss) for the period before taxes9903€12k€6k▼
Profit (loss) for the period9904€12k€6k▼
Profit (loss) for the period to be appropriated9905€12k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€-28k▲
Profit (loss) brought forward from the previous period14P€-46k€-34k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €12k ▲304%
Operating result €12k, net result €12k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 5 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prosper Matthysstraat 21190 VorstGround area
135 m²
Building footprint
60 m²
Volume, LiDAR
774 m³
Parcel 21382C0227/00A032, Brussels · tallest building 17.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ALBAMAC
since 20142.236.157.925
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21382C0227/00A032 | Brussels | 135 m² | 1 · 60 m² | 17.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVorst2.236.157.925
Similar companies · same sector, comparable size
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ENTERTAINMENT GROUP GERAARDSBERGEN
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Horemans Christophe
BE 0865.516.548
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BRUNOREGA
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Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 2,336 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.