ALBACTIVA
ActiveALBACTIVA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €98k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+55
Solvency28▲+3
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.0 in 2024; short-term debt: 96.9% and cash: 2.9% of total assets), and 96.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.1%
Return on assets
3.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 14079 sector peers (2025).
NBB · sector comparisonPosition among 14079 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
45 d late
2024
26 d late
2023
29 d late
2022
10 d late
2021
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k
2024 · €-3k
2021: €77k
2022: €204k
2023: €138k
2024: €-3k
2021 → 2025
Total assets
€3.06M▼ 6.9%
2024 · €3.29M
2021: €1.03M
2022: €527k
2023: €1.76M
2024: €3.29M
2021 → 2025
Net result
€98k
2024 · €-140k
2021: €-23k
2022: €126k
2023: €-66k
2024: €-140k
2021 → 2025
Working capital
€95k
2024 · €-4k
2021: €77k
2022: €198k
2023: €135k
2024: €-4k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€204k▲ 164%€138k▼ 32.3%€-3k€96k
Operating result€-12k-€164k€-30k€-29k▲ 1.4%€121k
Net result€-23k-€126k€-66k€-140k▼ 113%€98k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €121k after a loss of €29k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.06M
Fixed assets
€853▼ 42.2%
Current assets
€3.06M▼ 6.9%
Equity and liabilities €3.06M
Equity
€96k
Debt
€2.96M
Debt finances 96.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€123k▲
2024 · €-28k
Cash flow
€100k▲
2024 · €-139k
Solvency
3.1%▲
2024 · -0.1%
Current ratio
1.03▲
2024 · 1.00
Quick ratio
0.03▼
2024 · 0.04
Debt / equity
30.92
ROE
102.6%
ROA
3.2%▲
2024 · -4.3%
Interest coverage
5.42▲
2024 · -0.25
Debt
€2.96M▼
2024 · €3.29M
Debt ≤ 1 year
€2.96M▼
2024 · €3.29M
Staff costs
€0▼
2024 · €19
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.29M€3.06M▼
Fixed assets21/28€1k€853▼
Tangible fixed assets22/27€1k€853▼
Plant, machinery and equipment23€1k€853▼
Current assets29/58€3.29M€3.06M▼
Stocks and contracts in progress3€3.14M€2.96M▼
Stocks30/36€3.14M€2.96M▼
Amounts receivable within one year40/41€82k€6k▼
Trade receivables40€40k€2k▼
Other amounts receivable41€42k€4k▼
Cash at bank and in hand54/58€63k€88k▲
Deferred charges and accrued income490/1€547€547=
Equity and liabilities
Total equity and liabilities10/49€3.29M€3.06M▼
Equity10/15€-3k€96k▲
Contributions10/11€100k€100k=
Profit (loss) carried forward14€-103k€-4k▲
Amounts payable17/49€3.29M€2.96M▼
Amounts payable within one year42/48€3.29M€2.96M▼
Financial debts43€2.73M€2.21M▼
Credit institutions430/8€2.73M€2.21M▼
Trade debts44€370k€213k▼
Suppliers440/4€370k€213k▼
Advances received on contracts in progress46€0€357k▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€191k€179k▼
Income statement
Code20242025
Remuneration, social security and pensions62€19€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€1k€546▼
Gross operating margin9900€-27k€123k▲
Operating profit (loss)9901€-29k€121k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€111k€23k▼
Recurring financial charges65€111k€23k▼
Profit (loss) for the period before taxes9903€-140k€98k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-140k€98k▲
Profit (loss) for the period to be appropriated9905€-140k€98k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-103k€-4k▲
Profit (loss) brought forward from the previous period14P€38k€-103k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2025
31-12
Financial
Back to profitnet €98k
Net result €98k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-140k
Net result drops to €-140k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
31-12
Financial
Back to profitnet €126k
Net result €126k after one loss-making year.
31-12
Financial
Equity above €200kEq €204k ▲164%
Equity rises from €77k to €204k.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Lonzée 2185030 GemblouxGround area
444 m²
Building footprint
147 m²
Parcel 92254B0081/00T000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ALBACTIVA
since 20202.319.804.983
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92254B0081/00T000 | Wallonia | 444 m² | 1 · 147 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,295 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-11-2020
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.