Turnover
≈ €91,000 estimated
The micro format states no turnover.
ALBACO
Lifetime
3 annual accounts with figures on one time axispeak €40,830 (2024)
€19,644▼ 51.9%
peak €24,347 (2024)
€7,312▼ 70.0%
peak €52,984 (2025)
€52,984▲ 16.0%
€29,488▲ 89.6%
Board1 name since 2023
1 directorCORLUY Philip Alberte Marc
Documentsfilings and deeds
13-07-202618 days before the deadline
2025micro format
Gross margin from €40,830 to €19,644Result from €24,347 to €7,312Equity from €45,672 to €52,984Debts from €15,552 to €29,488Cash from €11,806 to €21,872
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 57% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025highest value
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.53, cash €21,872
Size: total assets €82,472
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 59% of them on solvency, 59% on liquidity, 46% on profitability and 63% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as ALBACO has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ALBACO itself is lower: < 0.1% within 12 months. It rests on far more data about ALBACO than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for ALBACO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.53 (0.79 in 2024), above the usual 1.5. Short-term debt is 35.8% and cash 26.5% of total assets. 35.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
18 days early
2024
18 days late
2023
6 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 2 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803060030
Incorporation
Founding capital of €3,000, 300 shares · Founder: CORLUY Philip Alberte Marc · Appointment: CORLUY Philip Alberte Marc (director) · published on 26-06-2023 · Gazette deed
First establishment
Sionkloosterlaan 20, Brasschaat
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as ALBACO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €71,600 and €90,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 22-06-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.346.818.2952930 Brasschaat, since 22-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €82,472▲ 34.7%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on ALBACO
ALBACO files the micro format. That format states no turnover. The gross margin fell from €25,118 in 2023 to €19,644 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ALBACO
- What is the company number of ALBACO?
- The company number of ALBACO is 0803.060.030. The VAT number is the same number with BE in front: BE 0803.060.030.
- Where is ALBACO based?
- The registered office is at Sionkloosterlaan 20, 2930 Brasschaat.Company details
- What does ALBACO do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of ALBACO?
- ALBACO is a private limited company (BV).
- When was ALBACO founded?
- ALBACO was founded on 22-06-2023.
- Is ALBACO still active?
- Yes, ALBACO is an active enterprise in the KBO register.
- What is the turnover of ALBACO?
- The turnover in financial year 2025 is ≈ €91,000. This figure is estimated from the gross margin of €19,644 and 206 comparable companies (NACE 70200). It probably lies between €43,000 and €180,000. It is a rough estimate.Financials
- Is ALBACO profitable?
- In financial year 2025, ALBACO made a profit of €7,312.
- Where can I find the annual accounts of ALBACO?
- ALBACO filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ALBACO due?
- ALBACO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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