ALBA ICT
ActiveALBA ICT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €52k. Its solvency ranks better than 47% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency82
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.15; short-term debt: 43.2% and cash: 79.4% of total assets), and 43.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.8%
Return on assets
57.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€51k
Total assets
€90k
Net result
€52k
Working capital
€45k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €90k
Fixed assets
€6k
Current assets
€83k
Equity and liabilities €90k
Equity
€51k
Debt
€39k
Debt finances 43.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€80k
Cash flow
€53k
Solvency
56.8%
Current ratio
2.15
Quick ratio
2.15
Debt / equity
0.76
ROE
101.4%
ROA
57.6%
Interest coverage
13.99
Debt
€39k
Debt ≤ 1 year
€39k
Income taxes
€21k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€90k
Fixed assets21/28€6k
Tangible fixed assets22/27€6k
Plant, machinery and equipment23€568
Furniture and vehicles24€6k
Current assets29/58€83k
Amounts receivable within one year40/41€11k
Trade receivables40€11k
Other amounts receivable41€6
Cash at bank and in hand54/58€71k
Deferred charges and accrued income490/1€987
Equity and liabilities
Total equity and liabilities10/49€90k
Equity10/15€51k
Contributions10/11€100
Reserves13€51k
Distributable reserves133€51k
Amounts payable17/49€39k
Amounts payable within one year42/48€39k
Trade debts44€111
Suppliers440/4€111
Taxes, remuneration and social security45€31k
Taxes450/3€31k
Other amounts payable47/48€8k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€490
Gross operating margin9900€81k
Operating profit (loss)9901€79k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€6k
Recurring financial charges65€6k
Profit (loss) for the period before taxes9903€73k
Income taxes67/77€21k
Profit (loss) for the period9904€52k
Profit (loss) for the period to be appropriated9905€52k
Appropriation of the result
Profit (loss) to be appropriated9906€52k
Transfer to equity691/2€51k
To other reserves6921€51k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gobbelsrode 112A3220 HolsbeekGround area
484 m²
Building footprint
118 m²
Volume, LiDAR
16 m³
Parcel 24056C0430/00F000, Flanders · tallest building 1.7 m. Linked by address, not a title deed.
1 establishment unit
ALBA ICT
since 20242.359.696.135
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24056C0430/00F000 | Flanders | 484 m² | 1 · 118 m² | 1.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 15,279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.