Alba Consult
ActiveAlba Consult has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €62k and a net result of €-2k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 85% of 9519 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
78
/ 100
Excellent▼ -22 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability25▼-69
Solvency100=
Growth49▲+1
Stability94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.07 against 6.29 in 2023), and 14.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
85.4%
Return on assets
-2.3%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
64 d late
2023
106 d late
2022
126 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€129k▲ 2.9%
2023 · €125k
2022: €123k
2023: €125k
2022 → 2024
EBIT margin
10.1%▼ 22.1pp
2023 · 32.3%
2022: 33.9%
2023: 32.3%
2022 → 2024
Net result
€-2k
2023 · €14k
2022: €43k
2023: €14k
2022 → 2024
Working capital
€54k▼ 1.2%
2023 · €55k
2022: €39k
2023: €55k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€123k-€125k▲ 1.7%€129k▲ 2.9%
Equity€50k-€64k▲ 28.3%€62k▼ 2.6%
Operating result€42k-€40k▼ 3.3%€13k▼ 67.7%
Net result€43k-€14k▼ 67.1%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 68% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €73k
Fixed assets
€9k▼ 10.6%
Current assets
€65k▼ 0.5%
Equity and liabilities €73k
Equity
€62k▼ 2.6%
Debt
€11k▲ 3.1%
The debt ratio rises from 13.9% to 14.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€14k▼
2023 · €42k
Cash flow
€-370▼
2023 · €15k
Solvency
85.4%▼
2023 · 86.1%
Current ratio
6.07▼
2023 · 6.29
Quick ratio
6.07▼
2023 · 6.29
Debt / equity
0.17▲
2023 · 0.16
ROE
-2.6%▼
2023 · 22.0%
ROA
-2.3%▼
2023 · 19.0%
Interest coverage
189.23▼
2023 · 549.89
Debt
€11k▲
2023 · €10k
Debt ≤ 1 year
€11k▲
2023 · €10k
Income taxes
€17k▼
2023 · €26k
Staff costs
€66k▲
2023 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€74k€73k▼
Fixed assets21/28€10k€9k▼
Tangible fixed assets22/27€10k€9k▼
Land and buildings22€10k€8k▼
Furniture and vehicles24-€181
Current assets29/58€65k€65k▼
Amounts receivable within one year40/41€54k€45k▼
Trade receivables40€28k€7k▼
Other amounts receivable41€25k€39k▲
Cash at bank and in hand54/58€11k€19k▲
Equity and liabilities
Total equity and liabilities10/49€74k€73k▼
Equity10/15€64k€62k▼
Contributions10/11€7k€7k=
Revaluation surpluses12€700€700=
Profit (loss) carried forward14€56k€55k▼
Amounts payable17/49€10k€11k▲
Amounts payable within one year42/48€10k€11k▲
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€8k▼
Remuneration and social security454/9-€1k
Income statement
Code20232024
Turnover70€125k€129k▲
Goods, raw materials, services and sundry goods60/61€30k€48k▲
Remuneration, social security and pensions62€53k€66k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€753€370▼
Gross operating margin9900€95k€81k▼
Operating profit (loss)9901€40k€13k▼
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€76€76=
Recurring financial charges65€76€76=
Profit (loss) for the period before taxes9903€40k€15k▼
Income taxes67/77€26k€17k▼
Profit (loss) for the period9904€14k€-2k▼
Profit (loss) for the period to be appropriated9905€14k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€55k▼
Profit (loss) brought forward from the previous period14P€42k€56k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 64 days late
2024
31-12
Financial
Weakest financial yearnet €-2k ▼112%
Net result drops to €-2k, the lowest in the series.
14-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 106 days late
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 126 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Tilff 4364031 LiègeGround area
1,752 m²
Building footprint
89 m²
Volume, LiDAR
547 m³
Parcel 62002C0220/00A000, Wallonia · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Alba Consult
since 20212.326.273.992
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62002C0220/00A000 | Wallonia | 1,752 m² | 1 · 89 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 7,011 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2021
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70220Business consulting
81300Landscape service activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.