ALB CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of ALB CONSTRUCT is 2.9% (moderate). The 2024 annual accounts show equity of €18k and a net result of €15k. Its solvency ranks better than 59% of 36376 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
100
/ 100
Excellent▲ +60 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency91▲+66
Growth78
Stability94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.18 in 2023), and 45.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
54.9%
Return on assets
47.9%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€18k▲ 684%
2023 · €2k
2023: €2k
2023 → 2024
Total assets
€32k▲ 118%
2023 · €15k
2023: €15k
2023 → 2024
Net result
€15k
2023 · €-741
2023: €-741
2023 → 2024
Working capital
€9k▲ 284%
2023 · €2k
2023: €2k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€2k-€18k▲ 684%
Operating result€-735-€20k
Net result€-741-€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €20k after a loss of €735 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €32k
Fixed assets
€12k
Current assets
€20k
Equity and liabilities €32k
Equity
€18k▲ 684%
Debt
€15k▲ 16.3%
The debt ratio falls from 84.7% to 45.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€20k
Cash flow
€16k
Solvency
54.9%▲
2023 · 15.3%
Current ratio
1.75▲
2023 · 1.18
Quick ratio
1.75▲
2023 · 1.18
Debt / equity
0.82▼
2023 · 5.54
ROE
87.2%▲
2023 · -32.8%
ROA
47.9%▲
2023 · -5.0%
Interest coverage
97.74
Debt
€15k▲
2023 · €13k
Debt ≤ 1 year
€12k▼
2023 · €13k
Income taxes
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€15k€32k▲
Fixed assets21/28-€12k
Tangible fixed assets22/27-€12k
Furniture and vehicles24-€2k
Leasing and similar rights25-€10k
Current assets29/58€15k€20k▲
Amounts receivable within one year40/41€8k€2k▼
Trade receivables40€7k-
Other amounts receivable41€183€2k▲
Cash at bank and in hand54/58€7k€18k▲
Deferred charges and accrued income490/1-€323
Equity and liabilities
Total equity and liabilities10/49€15k€32k▲
Equity10/15€2k€18k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-741€15k▲
Amounts payable17/49€13k€15k▲
Amounts payable within one year42/48€13k€12k▼
Trade debts44€7k€106▼
Suppliers440/4€7k€106▼
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45-€4k
Taxes450/3-€4k
Other amounts payable47/48€1k€8k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€619
Other operating charges640/8-€489
Gross operating margin9900€-735€21k▲
Operating profit (loss)9901€-735€20k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€6€207▲
Recurring financial charges65€6€207▲
Profit (loss) for the period before taxes9903€-741€19k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€-741€15k▲
Profit (loss) for the period to be appropriated9905€-741€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-741€15k▲
Profit (loss) brought forward from the previous period14P-€-741
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Da Vincilaan 11930 ZaventemGround area
8,965 m²
Building footprint
1,730 m²
Volume, LiDAR
60,495 m³
Parcel 23094D0111/00M002, Flanders · tallest building 45.7 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
ALB CONSTRUCT
since 20232.346.815.327
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0111/00M002 | Flanders | 8,965 m² | 1 · 1,730 m² | 45.7 m · 14 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,728 companies in sector 43211 we hold annual accounts for 10,270. 6,897 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2023
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43230Insulation installation
43291Specialised construction activities
43350Other building finishing work
43990Other specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.