ALAINKO · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ALAINKO is 0.7% (low). The 2024 annual accounts show equity of €170k and a net result of €49k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 1225 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

3 signals · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 92% of 1225 peers (2024). A comfortable equity buffer.

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Growing equity

Equity grew over 2022-2024. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	30-09-2025	61 d late	2025-00519333
31-12-2023	31-07-2024	26-09-2024	57 d late	2024-00481981
31-12-2022	31-07-2023	31-08-2023	31 d late	2023-00423316
31-12-2021	31-07-2022	29-09-2022	60 d late	2022-20445086
31-12-2020	31-07-2021	30-09-2021	61 d late	2021-69700219
31-12-2019	31-07-2020	28-10-2020	89 d late	2020-64000293
31-12-2018	31-07-2019	05-06-2019	56 d early	2019-16300060
31-12-2017	31-07-2018	30-07-2018	1 d early	2018-41400330
31-12-2016	31-07-2017	31-08-2017	31 d late	2017-52800563
31-12-2015	31-07-2016	30-08-2016	30 d late	2016-51300103

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2013, 12 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.7% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€49k+257.5%

Working capital€169k+48.1%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~15.5%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	76.6%	20.4%	better than 92% of 1225 sector peers
Net result	€49k	€26k	better than 60% of 1224 sector peers
Equity	€170k	€142k	better than 54% of 1225 sector peers
Gross operating margin	€79k	€217k	better than 26% of 1223 sector peers
Total assets	€222k	€765k	better than 16% of 1225 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P92

Improving position over 2020-2024 · n=536-1225

Net result P60

Stable position over 2020-2024 · n=536-1224

Equity P54

Improving position over 2020-2024 · n=536-1225

Gross operating margin P26

Stable position over 2020-2024 · n=536-1223

Describes the position versus peers, not a forecast.

EBITDA

€78k

+172.1% 18-24

Net profit

€49k

+257.5% 18-24

Cash flow

€55k

+180.6% 18-24

Total assets

€222k

+47.5% 18-24

Equity

€170k

+40.9% 18-24

Working capital

€169k

+48.1% 18-24

Income taxes

€22k

+159.8% 18-24

Debt

€52k

+73.8% 18-24

Debt ≤ 1y

€52k

+73.8% 18-24

Debt > 1y

€10k

0.0% 18-24

Current ratio

4.24

-11.7% 18-24

Quick ratio

1.78

+1501.6% 18-24

Solvency

76.6%

-4.4% 18-24

Debt / equity

0.31

+23.4% 18-24

ROE

29.0%

+153.7% 18-24

ROA

22.2%

+142.4% 18-24

Interest coverage

137.15

+83.4% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	€78k
Net profit	€49k
Cash flow	€55k
Staff costs	-
Income taxes	€22k
Dividends	-
Total assets	€222k
Equity	€170k
Debt	€52k
of which ≤ 1y	€52k
of which > 1y	-
Working capital	€169k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	4.24
Quick ratio	1.78
Working capital ratio	75.8%
Solvency	76.6%
Debt / equity	0.31
Long-term debt ratio	-
Interest coverage	137.15
Gross margin	-
Net margin	-
ROA	22.2%
ROE	29.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €2k · 0.7% Current assets €221k · 99.3%

Equity & liabilities

Equity €170k · 76.6% Debt €52k · 23.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€222k
Fixed assets	21/28	€2k
Tangible fixed assets	22/27	€2k
Current assets	29/58	€221k
Stocks & contracts in progress	3	€128k
Amounts receivable within one year	40/41	€13k
Cash & bank	54/58	€80k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€222k
Equity	10/15	€170k
Contributions / capital	10/11	€19k
Reserves	13	€53k
Accumulated profits (losses)	14	€99k
Amounts payable	17/49	€52k
Amounts payable within one year	42/48	€52k
Trade debts payable within one year	44	€13k
Income statement
Gross operating margin	9900	€79k
Operating result	9901	€72k
Financial income	75	€123
Financial charges	65	€566
Result before taxes	9903	€72k
Income taxes	67/77	€22k
Net result for the period	9904	€49k
Result to be appropriated	9905	€49k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

Alainko

Kloosterstraat 156, 2000 AntwerpenDetailhandel in nieuwe kunstvoorwerpen in gespecialiseerde winkels

since 20192.301.314.904

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area363 m²

Buildings2

Building footprint204 m²

Volume (LiDAR)2,153 m³

Tallest building20.2 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11303C0174/00X004	Flanders	235 m²	1 · 75 m²	10.8 m · 3 fl.
11804D3491/00P003	Flanders	128 m²	1 · 128 m²	20.2 m · 3 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

Address history · 1

13-11-2023

Registered-office move

All acts · 1 updated 2 years ago

2023

13-11-2023 Registered office moved from Antwerpen to Berchem Registered-office change

Graaf van Egmontstraat 35 bus A, 2000 Antwerpen → Lodewijk Gerritslaan 18, 2600 Berchem

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

96 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 100

Growth 78

Stability 100

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