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Alain DEMAN

Active
Private limited companyfounded 20178 yrs activeRue de Bocarmé(BUR) 68, 7602 Péruwelz, BelgiumKBO/BCE: BE 0686.741.786
Summary

Alain DEMAN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145,701 and a net result of €4,142. Equity is growing by ~40.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€275,006total assets 2025
Staff
1.7 FTE
Equity
€145,701
Profit
€4,142
Turnover not published (abridged schema)
Financial health
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Accounts filed 31 d late0 of 4 deeds read
Why 69- Latest accounts 31 days late; 2 of the last 3 late- Size: total assets €275,006+ Liquidity: current ratio 2.62, cash €38,966+ Equity €145,701 (53.0% of total assets)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 49% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 78-3
equity 53.0% of total assets
Liquidity 60+3
short-term debt 22.7% · cash 14.2%
Profitability 71-3
return on assets 1.5%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 5 months 06-2026: 0.9% 07-2026: 0.9%▼ -0.9% vs 06-2026 08-2026: 1.3%▲ +40.2% vs 07-2026highest value 09-2026: 0.7%▼ -42.8% vs 08-2026 10-2026: 0.7%▼ -0.7% vs 09-2026lowest value
  • Latest accounts 31 days late; 2 of the last 3 late raises the probability
  • Liquidity: current ratio 2.62, cash €38,966 lowers the probability
  • Size: total assets €275,006 raises the probability for this profile
  • Equity €145,701 (53.0% of total assets) lowers the probability
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 2.62 against 2.77 in 2024; short-term debt: 22.7% and cash: 14.2% of total assets), and 47% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 57%, liquidity 57%, profitability 39%, growth against the median 42%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 31 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 2.62, cash €38,966
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €275,006
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €145,701 (53.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
31 d late
2024
30 d late
2023
127 d late
2022
92 d late
2021
92 d late
2020
61 d late
2019
90 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 75 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 October (4 of the last 5 filed years within 61 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €4,142 ▼62%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €4,142 8 years View
  • Among the largest 16% on gross marginsector median €39,072 · 30,614 companies €144,430 View
  • Total assets 20256 fiscal years filed €275,006 View

By topic

Financials

Fiscal year
2025
Total assets
€275,006
Profit
€4,142
Solvency
53.0%
Total assets▲ 8.0%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2019
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 30-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
21-12-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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