Skip to content

Alain COCHART Toitures

Active
Private limited companyfounded 2010active for 16 yearsRue du Chêne-vert(BL) 16, 5001 Namur, BelgiumKBO/BCE: BE 0826.338.149
Summary

Alain COCHART Toitures has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,156 and a net result of €12,816. Equity is growing by about 25% per year across the filed financial years. Its solvency ranks better than 91% of 34,718 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
Alain COCHART ToituresActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410
1 site
Size
€99,631total assets 2025
Equity
€86,156
Profit
€12,816
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 1 day early1 of 3 deeds summarised
Why 97raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 7.49, cash €81,732Equity €86,156 (86.5% of total assets)Founded in 2010Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 80% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 86.5% of total assets
Liquidity 98-2
short-term debt 13.0% · cash 82.0%
Profitability 85+17
return on assets 12.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity ample (current ratio 7.49, compared with 9.91 in 2024, above the usual 1.5; short-term debt: 13% and cash: 82% of total assets), and 13.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 95% on liquidity, 68% on profitability and 65% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 7.49, cash €81,732
NBB · annual accounts
lowers risk · Equity €86,156 (86.5% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2010
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
28 days late
2023
7 days early
2022
39 days early
2021
20 days early
2020
15 days early
2019
47 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Liquidity more than triplescurrent ratio 9.91

Key points

  • Positive: Among the best 10% on solvencysector median 46.8% · 34,718 companies 86.5% View
  • Positive: 5 profitable years in a rowprofit 2025: €12,816 5 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€99,631
Profit
€12,816
Solvency
86.5%
Total assets▲ 22.3%
Net result
20182025
Go to Financials

Timeline

Events
20
Since
2011
Next accounts
by 31-07-2027
  1. 24-07-2024Annual accounts filed
  2. 09-01-2024Appointment: COCHART Alain (administrateur statutaire)
  3. 31-12-2023Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
02-06-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
24
Annual meeting
Fourth Saturday of May at 10:00
Purpose
“L'entreprise de couverture et de toiture de constructions, de tous bardages et couvertures…” (deed in French)
Go to Articles of association

Key facts about Alain COCHART Toitures

What is the company number of Alain COCHART Toitures?
0826.338.149. In Belgium the VAT number is the company number with BE in front: BE 0826.338.149.
Where is Alain COCHART Toitures based?
The registered office is at Rue du Chêne-vert(BL) 16, 5001 Namur.Company details
What does Alain COCHART Toitures do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of Alain COCHART Toitures?
Private limited company (BV).
When was Alain COCHART Toitures founded?
On 02-06-2010.
Is Alain COCHART Toitures still active?
Yes, Alain COCHART Toitures is an active enterprise in the KBO register.
What is the turnover of Alain COCHART Toitures?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Alain COCHART Toitures profitable?
In financial year 2025, Alain COCHART Toitures made a profit of €12,816.
Where can I find the annual accounts of Alain COCHART Toitures?
Alain COCHART Toitures filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Alain COCHART Toitures due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to Alain COCHART Toitures

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure