Equity
AL2J has made a profit in every financial year since 2021.
AL2J has made a profit in every financial year since 2021.
The micro format states no turnover.
Short-term debts fell from €11,475 to €8,454.
The 2023 accounts came 240 days late. The other four were filed on time.
Higher solvency than 95% of companies in wholesale trade. Sector median 40.5% · 15,443 companies.
In July 2024, 26,973 companies had the same profile as AL2J has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,973 companies, not a prediction for AL2J. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| AL2J Wavre | €327,830 | €66,632 | 97.4% | - |
| DOMEGY Hannut | €313,289 | €76,944 | 22.6% | - |
| CAMIEL MAES Anzegem | €393,339 | €55,063 | 11.8% | - |
| LOODS C Tielt | €362,493 | €50,471 | 37.9% | - |
| Van Remoortel Sint-Niklaas | €349,910 | €81,349 | -58.2% | - |
| NP Management Chaumont-Gistoux | €282,499 | €85,479 | 71.4% | - |
| RAY NEGOCE Chaumont-Gistoux | €207,829 | €58,669 | 41.8% | - |
These companies have the same main activity as AL2J: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €208,000 and €393,000, founded between 2021 and 2022.
AL2J files the micro format. That format states no turnover. The gross margin rose from €13,535 in 2021 to €66,632 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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