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AL2gether

Active
Private limited company·Activiteiten van holdings· 3 yrs active
Viermaartlaan 197 ·9600 Ronse, Belgium
KBO/BCE: BE 0797.949.318
Watch Print / PDF
Age3 yrs
Real estate1 parcel · 970 m²

Summary

Conclusion

the dossier summarised in one paragraph

AL2gether is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.17M and a net result of €700k. Its solvency ranks better than 32% of 1400 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€1.17M+105.3%
Net result€700k+55.6%
Total assets€5.66M+2.8%
Solvency20.7%+10.3pp

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 28-05-2025 with the NBB · fiscal year 2024 · verkort
€0€500k€1.00MOperating result 2023: €683k€683kNet result 2023: €450k€450kOperating result 2024: €1.07M€1.07MNet result 2024: €700k€700k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 20.7% 37.2%
better than 32% of 1400 sector peers
Net result €700k €46k
better than 91% of 1399 sector peers
Equity €1.17M €362k
better than 72% of 1400 sector peers
Gross operating margin €1.07M €66k
better than 95% of 1398 sector peers
Total assets €5.66M €1.41M
better than 82% of 1400 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€700k
+55.6% -57% vs sector
Total assets
€5.66M
+2.8% -67% vs sector
Equity
€1.17M
+105.3% -92% vs sector
Income taxes
€193k
+60.9% far above sector median
Dividends
€0
-100.0% -100% vs sector
Debt
€4.49M
-9.0% +56% vs sector
Debt ≤ 1y
€786k
-8.0% -72% vs sector
Debt > 1y
€3.61M
-10.0% far above sector median
Solvency
20.7%
+99.6% -74% vs sector
ROE
59.8%
-24.2% +298% vs sector
ROA
12.4%
+51.3% -2% vs sector
Figures by fiscal year
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€700k
Cash flown/a
Staff costs-
Income taxes€193k
Dividends€0
Total assets€5.66M
Equity€1.17M
Debt€4.49M
of which ≤ 1y€786k
of which > 1y€3.61M
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency20.7%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA12.4%
ROE59.8%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€5.66M
Fixed assets 21/28€4.67M
Financial fixed assets 28€4.67M
Current assets 29/58€993k
Amounts receivable within one year 40/41€209k
Investments 50/53€500k
Cash & bank 54/58€281k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€5.66M
Equity 10/15€1.17M
Contributions / capital 10/11€300k
Reserves 13€870k
Accumulated profits (losses) 14€0
Amounts payable 17/49€4.49M
Amounts payable after one year 17€3.61M
Amounts payable within one year 42/48€786k
Trade debts payable within one year 44€167k
Income statement
Gross operating margin 9900€1.07M
Operating result 9901€1.07M
Financial income 75€3k
Financial charges 65€176k
Result before taxes 9903€893k
Income taxes 67/77€193k
Net result for the period 9904€700k
Result to be appropriated 9905€700k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Establishment units

1 location
AL2gether
Viermaartlaan 197, 9600 RonseHoldings
since 20232.341.576.238
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area970 m²
Buildings1
Building footprint272 m²
Volume (LiDAR)1,396 m³
Tallest building7.0 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45422D0852/00T003 Flanders 970 m² 1 · 272 m² 7.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency32Growth78Stability94
61 / 100

Strong profile, led by profitability.

Health 0
Profitability 100
Solvency 32
Growth 78
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL AL2gether
Registered office
Viermaartlaan 197
9600 Ronse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.