Skip to content

AL2gether

Active Risk: not assessed
Private limited companyfounded 20233 yrs activeViermaartlaan 197, 9600 Ronse, BelgiumKBO/BCE: BE 0797.949.318
Summary

AL2gether is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.2m and a net result of €700,154. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
46 d early
2024
64 d early
2023
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 June (3 of the last 3 filed years within 38 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AL2gether was incorporated on 2 February 2023 as a Private limited company.1 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, abbreviated schema

Equity
€1.2m▲ 105%
2023 · €569,872
Net result
€700,154▲ 55.6%
2023 · €449,871
Total assets
€5.7m▲ 2.8%
2023 · €5.5m
Solvency
20.7%▲ 10.3pp
2023 · 10.3%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€683,117-€1.1m▲ 56.1%
Net result€449,871above the sector's middle half-€700,154above the sector's middle half▲ 55.6%
Equity€569,872within the sector's middle half-€1.2mwithin the sector's middle half▲ 105%
Total assets€5.5mabove the sector's middle half-€5.7mabove the sector's middle half▲ 2.8%
Debt€4.9m-€4.5m▼ 9.0%
Working capital-€18,309within the sector's middle half-€206,846within the sector's middle half
Solvency10.3%below the sector's middle half-20.7%below the sector's middle half▲ 10.3pp
Current ratio0.98within the sector's middle half-1.26within the sector's middle half▲ 0.28
Return on assets (ROA)8.2%within the sector's middle half-12.4%above the sector's middle half▲ 4.2pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€500,000€1.0mOperating result 2023: €683,117€683,117Net result 2023: €449,871€449,871Operating result 2024: €1.1m€1.1mNet result 2024: €700,154€700,15420232024€0€500,000€1mOperating result 2023: €683,117€683,000Net result 2023: €449,871€450,000Operating result 2024: €1.1m€1.1mNet result 2024: €700,154€700,00020232024
The operating result rises in 2024; 2024 is 56% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.7m
Fixed assets €4.7m =
Current assets €992,643 ▲ 18.7%
Equity and liabilities €5.7m
Equity €1.2m ▲ 105%
Debt €4.5m ▼ 9.0%
Debt's share of the balance-sheet total falls from 89.7% to 79.3%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
ROE
59.8%▼
2023 · 78.9%
Debt ≤ 1 year
€785,797▼
2023 · €854,447
Debt > 1 year
€3.6m▼
2023 · €4.0m
Income taxes
€193,033▲
2023 · €120,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€5.5m€5.7m▲
Fixed assets21/28€4.7m€4.7m=
Financial fixed assets28€4.7m€4.7m=
Current assets29/58€836,138€992,643▲
Amounts receivable within one year40/41€665,500€208,725▼
Trade receivables40€665,500€208,725▼
Current investments50/53-€500,000
Cash at bank and in hand54/58€170,638€280,998▲
Deferred charges and accrued income490/1-€2,919
Equity and liabilities
Total equity and liabilities10/49€5.5m€5.7m▲
Equity10/15€569,872€1.2m▲
Contributions10/11€300,001€300,001=
Reserves13€269,871€870,025▲
Distributable reserves133€269,871€870,025▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€4.9m€4.5m▼
Amounts payable after more than one year17€4.0m€3.6m▼
Financial debts170/4€4.0m€3.6m▼
Amounts payable within one year42/48€854,447€785,797▼
Current portion of amounts payable after more than one year42€389,981€401,828▲
Trade debts44€89,341€167,052▲
Suppliers440/4€89,341€167,052▲
Taxes, remuneration and social security45€195,125€116,917▼
Taxes450/3€195,125€116,917▼
Other amounts payable47/48€180,000€100,000▼
Accrued charges and deferred income492/3€71,800€98,115▲
Income statement Code20232024
Other operating charges640/8€484€1,062▲
Gross operating margin9900€683,602€1.1m▲
Operating profit (loss)9901€683,117€1.1m▲
Financial income75/76B-€2,919
Recurring financial income75-€2,919
Financial charges65/66B€113,246€175,882▲
Recurring financial charges65€113,246€175,882▲
Profit (loss) for the period before taxes9903€569,871€893,188▲
Income taxes67/77€120,000€193,033▲
Profit (loss) for the period9904€449,871€700,154▲
Profit (loss) for the period to be appropriated9905€449,871€700,154▲
Appropriation of the result
Profit (loss) to be appropriated9906€449,871€700,154▲
Transfer to equity691/2€269,871€600,154▲
To other reserves6921€269,871€600,154▲
Profit to be distributed694/7€180,000€100,000▼
Return on contributions (dividend)694€90,000€0▼
Directors or managers695€90,000€100,000▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Other operating charges640/8€484€1,062▲ 119%
Gross operating margin9900€683,602€1.1m▲ 56.1%
Operating profit (loss)9901€683,117€1.1m▲ 56.1%
Financial income75/76B-€2,919-
Recurring financial income75-€2,919-
Financial charges65/66B€113,246€175,882▲ 55.3%
Recurring financial charges65€113,246€175,882▲ 55.3%
Profit (loss) for the period before taxes9903€569,871€893,188▲ 56.7%
Income taxes67/77€120,000€193,033▲ 60.9%
Profit (loss) for the period9904€449,871€700,154▲ 55.6%
Profit (loss) for the period to be appropriated9905€449,871€700,154▲ 55.6%
Line20232024Change
Assets
Total assets20/58€5.5m€5.7m▲ 2.8%
Fixed assets21/28€4.7m€4.7m=
Financial fixed assets28€4.7m€4.7m=
Current assets29/58€836,138€992,643▲ 18.7%
Amounts receivable within one year40/41€665,500€208,725▼ 68.6%
Trade receivables40€665,500€208,725▼ 68.6%
Current investments50/53-€500,000-
Cash at bank and in hand54/58€170,638€280,998▲ 64.7%
Deferred charges and accrued income490/1-€2,919-
Equity and liabilities
Total equity and liabilities10/49€5.5m€5.7m▲ 2.8%
Equity10/15€569,872€1.2m▲ 105%
Contributions10/11€300,001€300,001=
Reserves13€269,871€870,025▲ 222%
Distributable reserves133€269,871€870,025▲ 222%
Profit (loss) carried forward14€0€0-
Amounts payable17/49€4.9m€4.5m▼ 9.0%
Amounts payable after more than one year17€4.0m€3.6m▼ 10.0%
Financial debts170/4€4.0m€3.6m▼ 10.0%
Amounts payable within one year42/48€854,447€785,797▼ 8.0%
Current portion of amounts payable after more than one year42€389,981€401,828▲ 3.0%
Trade debts44€89,341€167,052▲ 87.0%
Suppliers440/4€89,341€167,052▲ 87.0%
Taxes, remuneration and social security45€195,125€116,917▼ 40.1%
Taxes450/3€195,125€116,917▼ 40.1%
Other amounts payable47/48€180,000€100,000▼ 44.4%
Accrued charges and deferred income492/3€71,800€98,115▲ 36.7%
Line20232024Change
Profit (loss) for the period9904€449,871€700,154▲ 55.6%
Operating cash flow (approximation)€449,871€700,154▲ 55.6%
Investment in fixed assets (approximation)-€0-
Change in cash-€110,360-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-05
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Equity above €1mEq €1.2m ▲105%
2 profitable years in a row build equity to €1.2m.
22-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
970 m²
Building footprint
272 m²
Volume, LiDAR
1,396 m³
Parcel 45422D0852/00T003, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
AL2gether
Viermaartlaan 197, 9600 RonseHoldings
since 20232.341.576.238
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45422D0852/00T003 Flanders 970 m² 1 · 272 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

3 holdings

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 3

According to the 2024 annual accounts of AL2gether and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 12,331 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0797949318
Also 9925:BE0797949318
Registered 13-06-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.