AL TECNO
ActiveSummary
AL TECNO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.7m and a net result of €608,710. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 81% of 8061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
What they do
General electrical installation work
NACE 43211NACE 45310
#2 company by equity in La Louvière, Construction sector1 site
How big
€9.3mtotal assets 2025
- Staff
- 15.4 FTE
- Equity
- €6.7m
- Profit
- €608,710
Who decides
- Parent
- IMMO LNG · 100%
Accounts filed 31 d late1 of 7 deeds read
Why 81- Higher-failure-rate sector- Higher-failure-rate region+ Long track record+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-1
Solvency97▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500,000 at 30 days acceptable
Liquidity ample (current ratio 2.75 against 6.02 in 2024; short-term debt: 20.5% and cash: 25.2% of total assets), and 27.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.4%
Return on assets
6.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
70 d late
2021
31 d late
2020
87 d late
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 43 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Statutes amendment · MiscellaneousGeneral meeting
- Annual accounts filedfiscal year 2024 · full…
Financials
Fiscal year 2025Total assets €9.3mProfit €608,710Solvency 72.4%Liquidity 2.75
Total assets
€9.3m▲ 8.7%
2018 - 2025
Net result
€608,710▼ 3.7%
2018 - 2025
Equity
€6.7m▲ 0.1%
2018 - 2025
Staff (FTE)
15.4▲ 5.5%
2018 - 2025
Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 company by equity in La Louvière, Construction sector#4 company by total assets in La Louvière, Construction sector#7 oldest company in La Louvière, Construction sector
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€0.6m▲ 5.0%€0.4m▼ 27.6%€0.7m▲ 63.1%€0.8m▲ 14.2%€0.8m▼ 4.5%
Net result€0.4mabove the sector's middle half▲ 4.2%€0.9mabove the sector's middle half▲ 102%€0.5mabove the sector's middle half▼ 40.8%€0.6mabove the sector's middle half▲ 20.0%€0.6mabove the sector's middle half▼ 3.7%
Equity€6.9mabove the sector's middle half▲ 6.8%€6.7mabove the sector's middle half▼ 1.6%€6.7mabove the sector's middle half▼ 1.1%€6.7mabove the sector's middle half▲ 0.5%€6.7mabove the sector's middle half▲ 0.1%
Total assets€8.0mabove the sector's middle half▲ 9.9%€9.1mabove the sector's middle half▲ 14.4%€8.5mabove the sector's middle half▼ 7.0%€8.5mabove the sector's middle half▲ 0.4%€9.3mabove the sector's middle half▲ 8.7%
Debt€1.1m▲ 34.2%€2.4m▲ 113%€1.8m▼ 23.6%€1.8m=€2.5m▲ 40.6%
Working capital€5.5mabove the sector's middle half▲ 23.4%€5.8mabove the sector's middle half▲ 4.1%€5.7mabove the sector's middle half▼ 0.9%€5.6mabove the sector's middle half▼ 2.1%€3.3mabove the sector's middle half▼ 40.6%
Solvency85.8%above the sector's middle half▼ 2.5pp73.9%above the sector's middle half▼ 12.0pp78.5%above the sector's middle half▲ 4.6pp78.6%above the sector's middle half▲ 0.1pp72.4%above the sector's middle half▼ 6.2pp
Current ratio12.52above the sector's middle half▲ 3.734.76above the sector's middle half▼ 7.766.28above the sector's middle half▲ 1.526.02above the sector's middle half▼ 0.272.75within the sector's middle half▼ 3.27
Return on assets (ROA)5.5%within the sector's middle half▼ 0.3pp9.8%within the sector's middle half▲ 4.2pp6.2%within the sector's middle half▼ 3.6pp7.4%within the sector's middle half▲ 1.2pp6.6%within the sector's middle half▼ 0.8pp
Staff (FTE)15.5within the sector's middle half▼ 6.6%15.1within the sector's middle half▼ 2.6%15.6within the sector's middle half▲ 3.3%14.6within the sector's middle half▼ 6.4%15.4above the sector's middle half▲ 5.5%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.3m
Fixed assets
€4.0m ▲ 122%
Current assets
€5.2m ▼ 22.2%
Equity and liabilities €9.3m
Equity
€6.7m ▲ 0.1%
Provisions
€14,384 ▼ 4.3%
Debt
€2.5m ▲ 40.6%
Debt's share of the balance-sheet total rises from 21.2% to 27.5%. Equity and debt are higher.
Key figures and ratios
Key figures and ratios
EBITDA
€983,364▲
2024 · €968,586
Cash flow
€812,400▲
2024 · €784,232
Quick ratio
2.45▼
2024 · 3.91
Debt to equity
0.38▲
2024 · 0.27
ROE
9.1%▼
2024 · 9.4%
Interest coverage
63.42▲
2024 · 55.05
Debt ≤ 1 year
€1.9m▲
2024 · €1.1m
Debt > 1 year
€644,159▼
2024 · €691,045
Income taxes
€210,170▼
2024 · €219,650
Staff costs
€990,541▲
2024 · €874,334
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0.02m | €0.006m | €0.02m | €0.02m | €0.003m | ▼ 83.8% |
| Remuneration, social security and pensions62 | €0.8m | €0.8m | €0.8m | €0.9m | €1.0m | ▲ 13.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.1m | €0.2m | €0.1m | €0.2m | €0.2m | ▲ 34.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €0.08m | - | - | - |
| Other operating charges640/8 | €0.03m | €0.02m | €0.02m | €0.03m | €0.02m | ▼ 20.9% |
| Non-recurring operating charges66A | €0.02m | €0.001m | €0.02m | €232 | €0.001m | ▲ 355% |
| Gross operating margin9900 | €1.6m | €1.4m | €1.8m | €1.9m | €2.0m | ▲ 6.7% |
| Operating profit (loss)9901 | €0.6m | €0.4m | €0.7m | €0.8m | €0.8m | ▼ 4.5% |
| Financial income75/76B | €0.004m | €0.6m | €0.01m | €0.05m | €0.05m | ▲ 3.4% |
| Recurring financial income75 | €0.004m | €0.009m | €0.01m | €0.05m | €0.05m | ▲ 3.4% |
| Non-recurring financial income76B | - | €0.6m | - | - | - | - |
| Financial charges65/66B | €0.02m | €0.02m | €0.01m | €0.02m | €0.02m | ▼ 11.9% |
| Recurring financial charges65 | €0.02m | €0.02m | €0.01m | €0.02m | €0.02m | ▼ 11.9% |
| Profit (loss) for the period before taxes9903 | €0.6m | €1.0m | €0.7m | €0.9m | €0.8m | ▼ 3.9% |
| Transfer from deferred taxes780 | €0.001m | €0.001m | - | - | - | - |
| Income taxes67/77 | €0.2m | €0.1m | €0.2m | €0.2m | €0.2m | ▼ 4.3% |
| Profit (loss) for the period9904 | €0.4m | €0.9m | €0.5m | €0.6m | €0.6m | ▼ 3.7% |
| Transfer from tax-exempt reserves789 | €0.003m | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €0.4m | €0.9m | €0.5m | €0.6m | €0.6m | ▼ 3.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.0m | €9.1m | €8.5m | €8.5m | €9.3m | ▲ 8.7% |
| Formation expenses20 | - | - | - | €0 | €0 | - |
| Fixed assets21/28 | €2.0m | €1.8m | €1.7m | €1.8m | €4.0m | ▲ 122% |
| Intangible fixed assets21 | - | - | - | €0 | €0 | - |
| Tangible fixed assets22/27 | €1.9m | €1.8m | €1.7m | €1.8m | €4.0m | ▲ 122% |
| Land and buildings22 | €1.7m | €1.5m | €1.5m | €1.4m | €3.6m | ▲ 159% |
| Plant, machinery and equipment23 | €0.07m | €0.2m | €0.2m | €0.1m | €0.1m | ▼ 1.7% |
| Furniture and vehicles24 | €0.2m | €0.1m | €0.07m | €0.3m | €0.3m | ▲ 2.2% |
| Leasing and similar rights25 | - | - | - | €0 | €0 | - |
| Financial fixed assets28 | €0.05m | - | - | - | - | - |
| Current assets29/58 | €6.0m | €7.3m | €6.8m | €6.7m | €5.2m | ▼ 22.2% |
| Amounts receivable after more than one year29 | - | €0.02m | €0.02m | - | - | - |
| Other amounts receivable291 | - | €0.02m | €0.02m | - | - | - |
| Stocks and contracts in progress3 | €1.4m | €2.0m | €2.1m | €2.4m | €0.6m | ▼ 75.8% |
| Stocks30/36 | €1.4m | €2.0m | €2.1m | €2.4m | €0.6m | ▼ 75.8% |
| Amounts receivable within one year40/41 | €1.1m | €1.6m | €0.9m | €0.9m | €0.8m | ▼ 11.5% |
| Trade receivables40 | €1.1m | €0.9m | €0.9m | €0.9m | €0.8m | ▼ 11.3% |
| Other amounts receivable41 | €0.05m | €0.7m | €299 | €0.03m | €0.02m | ▼ 17.4% |
| Current investments50/53 | €0.5m | €0.5m | €1.0m | €1.0m | €1.5m | ▲ 50.5% |
| Cash at bank and in hand54/58 | €3.0m | €3.1m | €2.7m | €2.4m | €2.3m | ▼ 3.8% |
| Deferred charges and accrued income490/1 | €0.009m | €0.002m | €0.002m | €0.02m | €0.006m | ▼ 71.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.0m | €9.1m | €8.5m | €8.5m | €9.3m | ▲ 8.7% |
| Equity10/15 | €6.9m | €6.7m | €6.7m | €6.7m | €6.7m | ▲ 0.1% |
| Contributions10/11 | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Outside capital11 | €0.1m | €0.1m | €0.1m | - | - | - |
| Other1109/19 | €0.1m | €0.1m | €0.1m | - | - | - |
| Reserves13 | €6.7m | €6.6m | €6.5m | €6.5m | €6.5m | ▲ 0.1% |
| Non-distributable reserves130/1 | €0.01m | €0.01m | - | - | - | - |
| Reserves not available under the articles1311 | €0.01m | €0.01m | - | - | - | - |
| Distributable reserves133 | €6.7m | €6.6m | €6.5m | €6.5m | €6.5m | ▲ 0.1% |
| Investment grants15 | €0.04m | €0.04m | €0.04m | €0.04m | €0.03m | ▼ 4.3% |
| Provisions and deferred taxes16 | €0.02m | €0.02m | €0.02m | €0.02m | €0.01m | ▼ 4.3% |
| Deferred taxes168 | €0.02m | €0.02m | €0.02m | €0.02m | €0.01m | ▼ 4.3% |
| Amounts payable17/49 | €1.1m | €2.4m | €1.8m | €1.8m | €2.5m | ▲ 40.6% |
| Amounts payable after more than one year17 | €0.6m | €0.8m | €0.7m | €0.7m | €0.6m | ▼ 6.8% |
| Financial debts170/4 | €0.6m | €0.8m | €0.7m | €0.7m | €0.6m | ▼ 6.8% |
| Amounts payable within one year42/48 | €0.5m | €1.5m | €1.1m | €1.1m | €1.9m | ▲ 70.2% |
| Current portion of amounts payable after more than one year42 | €0.08m | €0.1m | €0.1m | €0.1m | €0.1m | ▼ 16.1% |
| Financial debts43 | €0.03m | - | €0.01m | €0.05m | €0.01m | ▼ 74.2% |
| Credit institutions430/8 | €0.03m | - | €0.01m | €0.05m | €0.01m | ▼ 74.2% |
| Trade debts44 | €0.2m | €0.3m | €0.2m | €0.2m | €0.2m | ▲ 34.9% |
| Suppliers440/4 | €0.2m | €0.3m | €0.2m | €0.2m | €0.2m | ▲ 34.9% |
| Taxes, remuneration and social security45 | €0.2m | €0.1m | €0.2m | €0.2m | €0.5m | ▲ 193% |
| Taxes450/3 | €0.06m | €0.04m | €0.08m | €0.08m | €0.4m | ▲ 431% |
| Remuneration and social security454/9 | €0.09m | €0.09m | €0.09m | €0.1m | €0.1m | ▲ 15.0% |
| Other amounts payable47/48 | - | €1.0m | €0.6m | €0.6m | €1.0m | ▲ 72.8% |
| Accrued charges and deferred income492/3 | - | - | €21 | €0.005m | €0.004m | ▼ 16.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.4m | €0.9m | €0.5m | €0.6m | €0.6m | ▼ 3.7% |
| + Depreciation and write-downs630 | €0.1m | €0.2m | €0.1m | €0.2m | €0.2m | ▲ 34.1% |
| Operating cash flow (approximation) | €0.6m | €1.0m | €0.7m | €0.8m | €0.8m | ▲ 3.6% |
| Investment in fixed assets (approximation) | - | -€0.02m | €0.003m | -€0.3m | -€2.4m | ▼ 809% |
| Change in cash | - | €0.1m | -€0.4m | -€0.3m | -€0.09m | ▲ 69.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Of 22,818 companies in this sector we hold annual accounts for 10,343. 869 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Board & ownership
Parent IMMO LNG · 100%
Directors
Directors
No directors read yet: 1 of 7 Gazette acts processed. See the function holders in the CBE →
Structure & network
Owners and holdings
1 ownerChain of control
- IMMO LNG
- AL TECNO
Highest known parent: IMMO LNG. The sources do not say who stands above it.
Owners 1
- IMMO LNGparent100%
Holdings 0
The accounts to 31-12-2024 list no holdings, and no other source names one.
According to the 2024 annual accounts of AL TECNO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No directors read yet: 1 of 7 Gazette acts processed.
Timeline
12 eventsLatest 31-08-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
29-06
State Gazette act
Statutes amendment · MiscellaneousGeneral meeting1 fact ▸
State Gazette act
Statutes amendment · Miscellaneous
General meeting1 fact ▸
- General meeting, 23-06-2026
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 70 days late
2022
31-12
Financial
Highest result since 2018net €890,976 ▲102%
Net result €890,976, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 87 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 29-12-1987Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded29-12-1987
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0433033437
Also
9925:BE0433033437
Registered
06-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 1988
Ground area
3,103 m²
Building footprint
1,457 m²
Parcel 55042A0030/00Z000, Wallonia. Linked by address, not a title deed.
1 establishment unit
AL TECNO SPRL
since 1988unit no. 2.034.631.418
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55042A0030/00Z000 | Wallonia | 3,103 m² | 1 · 1,457 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check
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