Al-Tec
ActiveSummary
Al-Tec has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €353,669 and a net result of €6,546. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 28184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▲+58
Solvency91▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 2.73 against 3.02 in 2024; short-term debt: 33.2% and cash: 29% of total assets), and 33.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
1.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
29 d late
2023
on the day
2022
18 d early
2021
25 d late
2020
11 d early
2019
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€353,669▲ 1.9%
2024 · €347,124
Total assets
€532,483▲ 8.5%
2024 · €490,594
Net result
€6,546
2024 · -€24,591
Working capital
€306,219▲ 7.2%
2024 · €285,602
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€26,663▼ 19.4%€129,184▲ 385%€126,467▼ 2.1%-€24,993€4,573
Net result€23,770▼ 12.7%€91,230▲ 284%€85,718▼ 6.0%-€24,591€6,546
Equity€194,767▲ 13.9%€285,997▲ 46.8%€371,715▲ 30.0%€347,124▼ 6.6%€353,669▲ 1.9%
Total assets€292,305▲ 11.0%€431,779▲ 47.7%€539,958▲ 25.1%€490,594▼ 9.1%€532,483▲ 8.5%
Debt€97,537▲ 5.6%€145,782▲ 49.5%€168,244▲ 15.4%€143,471▼ 14.7%€178,813▲ 24.6%
Working capital€179,842▲ 19.3%€181,274▲ 0.8%€291,141▲ 60.6%€285,602▼ 1.9%€306,219▲ 7.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4,573 after a loss of €24,993 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €532,483
Fixed assets
€49,450 ▼ 22.2%
Current assets
€483,033 ▲ 13.1%
Equity and liabilities €532,483
Equity
€353,669 ▲ 1.9%
Debt
€178,813 ▲ 24.6%
Debt's share of the balance-sheet total rises from 29.2% to 33.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27,215▲
2024 · -€1,213
Cash flow
€29,188▲
2024 · -€811
Current ratio
2.73▼
2024 · 3.02
Quick ratio
1.66▼
2024 · 2.88
Debt to equity
0.51▲
2024 · 0.41
ROE
1.9%▲
2024 · -7.1%
ROA
1.2%▲
2024 · -5.0%
Interest coverage
15.58▲
2024 · -1.08
Debt ≤ 1 year
€176,813▲
2024 · €141,471
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,040 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.3%
went bankrupt
3.6%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,511 | €7,921 | €25,873 | €23,780 | €22,642 | ▼ 4.8% |
| Other operating charges640/8 | €563 | €529 | €493 | €555 | €912 | ▲ 64.3% |
| Gross operating margin9900 | €34,737 | €137,634 | €152,834 | -€658 | €28,126 | ▲ 4,376% |
| Operating profit (loss)9901 | €26,663 | €129,184 | €126,467 | -€24,993 | €4,573 | ▲ 118% |
| Financial income75/76B | €5,454 | €1,657 | €330 | €1,528 | €3,720 | ▲ 144% |
| Recurring financial income75 | €5,454 | €1,657 | €330 | €1,528 | €3,720 | ▲ 144% |
| Financial charges65/66B | €59 | €78 | €577 | €1,126 | €1,747 | ▲ 55.2% |
| Recurring financial charges65 | €59 | €78 | €577 | €1,126 | €1,747 | ▲ 55.2% |
| Profit (loss) for the period before taxes9903 | €32,058 | €130,763 | €126,219 | -€24,591 | €6,546 | ▲ 127% |
| Income taxes67/77 | €8,288 | €39,534 | €40,502 | - | - | - |
| Profit (loss) for the period9904 | €23,770 | €91,230 | €85,718 | -€24,591 | €6,546 | ▲ 127% |
| Profit (loss) for the period to be appropriated9905 | €23,770 | €91,230 | €85,718 | -€24,591 | €6,546 | ▲ 127% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €292,305 | €431,779 | €539,958 | €490,594 | €532,483 | ▲ 8.5% |
| Fixed assets21/28 | €16,925 | €106,723 | €82,573 | €63,522 | €49,450 | ▼ 22.2% |
| Tangible fixed assets22/27 | €16,925 | €106,723 | €82,573 | €63,522 | €49,450 | ▼ 22.2% |
| Plant, machinery and equipment23 | €13,455 | €14,545 | €9,597 | €9,097 | €12,140 | ▲ 33.5% |
| Furniture and vehicles24 | €1,535 | €90,810 | €72,175 | €54,190 | €37,310 | ▼ 31.1% |
| Other tangible fixed assets26 | €1,935 | €1,368 | €802 | €235 | - | - |
| Current assets29/58 | €275,380 | €325,055 | €457,385 | €427,072 | €483,033 | ▲ 13.1% |
| Stocks and contracts in progress3 | €129,562 | €57,019 | €13,763 | €19,184 | €189,097 | ▲ 886% |
| Stocks30/36 | €129,562 | €57,019 | €13,763 | €19,184 | €21,197 | ▲ 10.5% |
| Contracts in progress37 | - | - | - | - | €167,899 | - |
| Amounts receivable within one year40/41 | €32,371 | €186,608 | €108,645 | €128,584 | €139,395 | ▲ 8.4% |
| Trade receivables40 | €14,650 | €162,804 | €104,354 | €91,876 | €66,657 | ▼ 27.4% |
| Other amounts receivable41 | €17,721 | €23,804 | €4,291 | €36,708 | €72,738 | ▲ 98.2% |
| Cash at bank and in hand54/58 | €113,446 | €81,429 | €334,976 | €279,305 | €154,542 | ▼ 44.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €292,305 | €431,779 | €539,958 | €490,594 | €532,483 | ▲ 8.5% |
| Equity10/15 | €194,767 | €285,997 | €371,715 | €347,124 | €353,669 | ▲ 1.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €91,017 | €176,734 | €176,734 | €176,734 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €89,157 | €174,874 | €174,874 | €174,874 | = |
| Profit (loss) carried forward14 | €174,307 | €176,380 | €176,380 | €151,789 | €158,335 | ▲ 4.3% |
| Amounts payable17/49 | €97,537 | €145,782 | €168,244 | €143,471 | €178,813 | ▲ 24.6% |
| Amounts payable within one year42/48 | €95,537 | €143,782 | €166,244 | €141,471 | €176,813 | ▲ 25.0% |
| Financial debts43 | €2,667 | €4,000 | €10,000 | €10,000 | €13,333 | ▲ 33.3% |
| Credit institutions430/8 | €2,667 | €4,000 | €10,000 | €10,000 | €13,333 | ▲ 33.3% |
| Trade debts44 | €1,608 | €5,329 | €1,617 | €6,945 | €39,340 | ▲ 466% |
| Suppliers440/4 | €1,608 | €5,329 | €1,617 | €6,945 | €39,340 | ▲ 466% |
| Taxes, remuneration and social security45 | €1,131 | €29,606 | €40,108 | - | - | - |
| Taxes450/3 | €1,131 | €29,606 | €40,108 | - | - | - |
| Other amounts payable47/48 | €90,132 | €104,846 | €114,518 | €124,526 | €124,140 | ▼ 0.3% |
| Accrued charges and deferred income492/3 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23,770 | €91,230 | €85,718 | -€24,591 | €6,546 | ▲ 127% |
| + Depreciation and write-downs630 | €7,511 | €7,921 | €25,873 | €23,780 | €22,642 | ▼ 4.8% |
| Operating cash flow (approximation) | €31,281 | €99,151 | €111,591 | -€811 | €29,188 | ▲ 3,701% |
| Investment in fixed assets (approximation) | - | -€97,720 | -€1,723 | -€4,729 | -€8,570 | ▼ 81.2% |
| Change in cash | - | -€32,017 | €253,548 | -€55,672 | -€124,763 | ▼ 124% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Back to profitnet €6,546
Net result €6,546 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet -€24,591
Net result drops to -€24,591, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €91,230 ▲284%
Operating result €129,184, net result €91,230, both a record.
31-12
Financial
Equity above €200,000Eq €285,997 ▲46.8%
5 profitable years in a row build equity to €285,997.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150,000Eq €170,997 ▲18.9%
3 profitable years in a row build equity to €170,997.
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
Show earlier events
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2010
Ground area
3,876 m²
Building footprint
1,645 m²
Volume, LiDAR
8,471 m³
Parcel 13019D0117/00E002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Al-Tec
since 20102.194.497.613
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13019D0117/00E002 | Flanders | 3,876 m² | 1 · 1,645 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,536 companies in sector 43222 we hold annual accounts for 5,667. 4,410 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-11-2010
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
33200Installation of industrial machinery and equipment
47529Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0831050666
Also
9925:BE0831050666
Registered
29-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.