AL TAJ
ActiveAL TAJ has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €588k and a net result of €588k. Equity is growing by ~120.7% per year across the filed fiscal years. Its solvency ranks better than 67% of 6588 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
93
/ 100
Excellent▲ +40 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70
Solvency92▲+59
Growth85=
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 0.99 in 2023), but 51.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.1%
Return on assets
48.1%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-11-2025, 102 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
102 d late
2023
118 d late
2022
112 d late
2021
9 d late
2020
31 d late
2019
83 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€6.95M▲ 120%
2020 · €3.16M
2019: €1.52M
2020: €3.16M
2019 → 2024
EBIT margin
8.7%▲ 7.2pp
2020 · 1.5%
2019: 1.4%
2020: 1.5%
2019 → 2024
Net result
€588k▲ 225%
2023 · €181k
2019: €14k
2020: €40k
2021: €63k
2022: €156k
2023: €181k
2019 → 2024
Working capital
€583k
2023 · €-7k
2019: €-75k
2020: €-11k
2021: €52k
2022: €230k
2023: €-7k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€3.16M-€6.95M
Equity€54k-€118k▲ 117%€274k▲ 133%€588k
Operating result€48k-€99k▲ 105%€167k▲ 68.9%€296k▲ 77.5%€607k▲ 105%
Net result€40k-€63k▲ 56.6%€156k▲ 147%€181k▲ 16.0%€588k▲ 225%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 105% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.22M
Fixed assets
€5k▼ 20.0%
Current assets
€1.22M▲ 95.2%
Equity and liabilities €1.22M
Equity
€588k
Debt
€634k
Debt finances 51.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€612k▲
2023 · €315k
Cash flow
€593k▲
2023 · €200k
Solvency
48.1%
Current ratio
1.92▲
2023 · 0.99
Quick ratio
1.87▲
2023 · 0.94
Debt / equity
1.08
ROE
100.0%
ROA
48.1%▲
2023 · 28.8%
Interest coverage
841.32▼
2023 · 1257.69
Debt
€634k▲
2023 · €630k
Debt ≤ 1 year
€634k▲
2023 · €630k
Income taxes
€18k▼
2023 · €115k
Staff costs
€417k▲
2023 · €286k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€630k€1.22M▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€2k€600▼
Current assets29/58€623k€1.22M▲
Stocks and contracts in progress3€32k€34k▲
Stocks30/36€32k€34k▲
Amounts receivable within one year40/41€233k€734k▲
Trade receivables40€189k€518k▲
Other amounts receivable41€44k€217k▲
Cash at bank and in hand54/58€358k€448k▲
Equity and liabilities
Total equity and liabilities10/49€630k€1.22M▲
Equity10/15-€588k
Profit (loss) carried forward14-€588k
Amounts payable17/49€630k€634k▲
Amounts payable within one year42/48€630k€634k▲
Trade debts44€219k€482k▲
Suppliers440/4€219k€482k▲
Advances received on contracts in progress46€5k€5k=
Taxes, remuneration and social security45€166k€146k▼
Taxes450/3€126k€7k▼
Remuneration and social security454/9€40k€139k▲
Other amounts payable47/48€239k-
Income statement
Code20232024
Turnover70-€6.95M
Goods, raw materials, services and sundry goods60/61-€5.92M
Remuneration, social security and pensions62€286k€417k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€5k▼
Other operating charges640/8€8k€1k▼
Gross operating margin9900€609k€1.03M▲
Operating profit (loss)9901€296k€607k▲
Financial income75/76B€50€4▼
Recurring financial income75€50€4▼
Financial charges65/66B€251€727▲
Recurring financial charges65€251€727▲
Profit (loss) for the period before taxes9903€296k€606k▲
Income taxes67/77€115k€18k▼
Profit (loss) for the period9904€181k€588k▲
Profit (loss) for the period to be appropriated9905€181k€588k▲
Appropriation of the result
Profit (loss) to be appropriated9906€455k€588k▲
Profit (loss) brought forward from the previous period14P€274k-
Profit to be distributed694/7€455k-
Return on contributions (dividend)694€455k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 102 days late
2024
31-12
Financial
Highest result since 2019net €588k ▲225%
Operating result €607k, net result €588k, both a record.
26-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 118 days late
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 112 days late
2022
31-12
Financial
Equity above €200kEq €274k ▲133%
4 profitable years in a row build equity to €274k.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Equity above €100kEq €118k ▲117%
3 profitable years in a row build equity to €118k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 83 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolonel Begaultlaan 33012 LeuvenGround area
5,660 m²
Building footprint
2,045 m²
Volume, LiDAR
12,178 m³
Parcel 24126D0179/00E002, Flanders · tallest building 12.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AL TAJ
since 20182.282.237.873
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126D0179/00E002 | Flanders | 5,660 m² | 1 · 2,045 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.282.237.873
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PIAZZA FIORI
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Shilla
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BAKKERIJ LEMAHIEU
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Of 10,529 companies in sector 47110 we hold annual accounts for 5,858. 2,933 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2018
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47115Retail trade
47279Other retail sale of food
47299Retail trade
46389Wholesale of other food products
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.