AL-MIARI
ActiveAL-MIARI has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-5k) and a net result of €3k. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 15% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
13
/ 100
Critical▼ -20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency43▼-6
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.93 against 1.22 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.8%
Return on assets
3.3%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 13905 sector peers (2025).
NBB · sector comparisonPosition among 13905 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
15 d early
2023
30 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-5k▲ 36.2%
2024 · €-8k
2019: €-33k
2020: €-43k
2021: €-109k
2022: €-79k
2023: €-18k
2024: €-8k
2019 → 2025
Total assets
€90k▼ 23.8%
2024 · €118k
2019: €306k
2020: €262k
2021: €169k
2022: €162k
2023: €158k
2024: €118k
2019 → 2025
Net result
€3k▼ 71.5%
2024 · €10k
2019: €-46k
2020: €-9k
2021: €-67k
2022: €31k
2023: €60k
2024: €10k
2019 → 2025
Working capital
€-3k
2024 · €11k
2019: €123k
2020: €45k
2021: €-36k
2022: €-22k
2023: €360
2024: €11k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-109k-€-79k▲ 28.1%€-18k▲ 76.6%€-8k▲ 55.9%€-5k▲ 36.2%
Operating result€52k-€112k▲ 113%€139k▲ 23.9%€31k▼ 77.5%€23k▼ 25.1%
Net result€-67k-€31k€60k▲ 96.3%€10k▼ 82.9%€3k▼ 71.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 25% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90k
Fixed assets
€55k▼ 5.1%
Current assets
€35k▼ 42.0%
Key figures and ratios
EBITDA
€51k▼
2024 · €58k
Cash flow
€31k▼
2024 · €37k
Solvency
-5.8%▲
2024 · -6.9%
Current ratio
0.93▼
2024 · 1.22
Quick ratio
0.93▼
2024 · 1.22
Debt / equity
-18.34▼
2024 · -15.52
ROE
-56.7%▲
2024 · -127.0%
ROA
3.3%▼
2024 · 8.7%
Interest coverage
3.02▼
2024 · 3.52
Debt
€95k▼
2024 · €126k
Debt ≤ 1 year
€37k▼
2024 · €49k
Debt > 1 year
€58k▼
2024 · €77k
Income taxes
€4k▼
2024 · €4k
Staff costs
€37k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€90k▼
Fixed assets21/28€58k€55k▼
Intangible fixed assets21€29k€9k▼
Tangible fixed assets22/27€29k€47k▲
Furniture and vehicles24€26k€31k▲
Other tangible fixed assets26€3k€16k▲
Current assets29/58€60k€35k▼
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40€2k€2k=
Other amounts receivable41-€4k
Cash at bank and in hand54/58€34k€8k▼
Deferred charges and accrued income490/1€24k€20k▼
Equity and liabilities
Total equity and liabilities10/49€118k€90k▼
Equity10/15€-8k€-5k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-21k€-18k▲
Amounts payable17/49€126k€95k▼
Amounts payable after more than one year17€77k€58k▼
Financial debts170/4€77k€58k▼
Amounts payable within one year42/48€49k€37k▼
Current portion of amounts payable after more than one year42€21k€21k▲
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Taxes, remuneration and social security45€12k€9k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€7k€5k▼
Other amounts payable47/48€13k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€39k€37k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€28k▲
Other operating charges640/8€387€463▲
Gross operating margin9900€98k€89k▼
Operating profit (loss)9901€31k€23k▼
Financial income75/76B-€136
Recurring financial income75-€136
Financial charges65/66B€16k€17k▲
Recurring financial charges65€16k€17k▲
Profit (loss) for the period before taxes9903€15k€6k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€10k€3k▼
Profit (loss) for the period to be appropriated9905€10k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-18k▲
Profit (loss) brought forward from the previous period14P€-31k€-21k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2019net €60k ▲96.3%
Operating result €139k, net result €60k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €31k
Net result €31k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-67k
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Achter d'Abdij 381700 DilbeekGround area
2,704 m²
Building footprint
501 m²
Volume, LiDAR
11,591 m³
2 parcels, Brussels, Flanders · tallest building 39.5 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
AL-MIARI
since 20182.277.218.124
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0355/00F000 | Brussels | 1,439 m² | 1 · 284 m² | 39.5 m · 12 fl. |
| 23079B0305/00N003 | Flanders | 1,265 m² | 1 · 217 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900TRFXO4CKNR7N91
Similar companies · same sector and region
AC James Group
BE 1030.500.878
Dilbeek
BERGHEMBERG
BE 0450.960.225
Dilbeek
DAVIMMO
BE 0801.162.392
Dilbeek
Delwiche
BE 0407.251.431
Dilbeek
DOUBLE S
BE 0507.913.279
Dilbeek
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 9,094 companies in sector 68201 we hold annual accounts for 6,725.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2018
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.