AL IN 1
ActiveAL IN 1 has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €397k and a net result of €-53k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 912 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-51
Solvency79▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.65 against 2.84 in 2024; short-term debt: 35.5% and cash: 4.7% of total assets), and 45.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
28 d late
2023
30 d late
2022
17 d early
2021
24 d late
2020
20 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-53k
2024 · €7k
2018: €21k
2019: €771
2020: €90k
2021: €106k
2022: €132k
2023: €7k
2024: €7k
2018 → 2025
Working capital
€427k▲ 4.9%
2024 · €407k
2018: €102k
2019: €107k
2020: €186k
2021: €254k
2022: €386k
2023: €408k
2024: €407k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€303k-€436k▲ 43.6%€443k▲ 1.6%€450k▲ 1.6%€397k▼ 11.9%
Operating result€163k-€199k▲ 22.0%€17k▼ 91.6%€24k▲ 43.1%€-42k
Net result€106k-€132k▲ 24.8%€7k▼ 94.7%€7k▲ 2.7%€-53k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €42k after €24k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €729k
Fixed assets
€43k▼ 52.3%
Current assets
€686k▲ 9.1%
Equity and liabilities €729k
Equity
€397k▼ 11.9%
Debt
€332k▲ 23.8%
The debt ratio rises from 37.4% to 45.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-17k▼
2024 · €56k
Cash flow
€-28k▼
2024 · €39k
Solvency
54.4%▼
2024 · 62.6%
Current ratio
2.65▼
2024 · 2.84
Quick ratio
2.11▲
2024 · 2.10
Debt / equity
0.84▲
2024 · 0.60
ROE
-13.4%▼
2024 · 1.6%
ROA
-7.3%▼
2024 · 1.0%
Interest coverage
-1.56▼
2024 · 4.87
Debt
€332k▲
2024 · €268k
Debt ≤ 1 year
€259k▲
2024 · €222k
Debt > 1 year
€72k▲
2024 · €46k
Income taxes
€507▼
2024 · €7k
Staff costs
€188k▲
2024 · €163k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€718k€729k▲
Fixed assets21/28€89k€43k▼
Intangible fixed assets21€14k€3k▼
Tangible fixed assets22/27€71k€35k▼
Plant, machinery and equipment23€13k€11k▼
Furniture and vehicles24€16k€8k▼
Other tangible fixed assets26€42k€17k▼
Financial fixed assets28€4k€4k=
Current assets29/58€629k€686k▲
Stocks and contracts in progress3€163k€141k▼
Stocks30/36€163k€141k▼
Amounts receivable within one year40/41€409k€456k▲
Trade receivables40€118k€177k▲
Other amounts receivable41€291k€279k▼
Cash at bank and in hand54/58€50k€34k▼
Deferred charges and accrued income490/1€7k€55k▲
Equity and liabilities
Total equity and liabilities10/49€718k€729k▲
Equity10/15€450k€397k▼
Contributions10/11€10k€10k=
Reserves13€254k€254k=
Distributable reserves133€254k€254k=
Profit (loss) carried forward14€185k€132k▼
Amounts payable17/49€268k€332k▲
Amounts payable after more than one year17€46k€72k▲
Financial debts170/4€46k€72k▲
Amounts payable within one year42/48€222k€259k▲
Current portion of amounts payable after more than one year42€23k€37k▲
Financial debts43€15k€15k▼
Credit institutions430/8€15k€15k▼
Trade debts44€105k€128k▲
Suppliers440/4€105k€128k▲
Taxes, remuneration and social security45€64k€55k▼
Taxes450/3€41k€29k▼
Remuneration and social security454/9€23k€27k▲
Other amounts payable47/48€14k€23k▲
Accrued charges and deferred income492/3€651€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€163k€188k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€26k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1k€-1k▼
Other operating charges640/8€2k€14k▲
Gross operating margin9900€222k€183k▼
Operating profit (loss)9901€24k€-42k▼
Financial income75/76B€2k€308▼
Recurring financial income75€2k€308▼
Financial charges65/66B€11k€11k▼
Recurring financial charges65€11k€11k▼
Profit (loss) for the period before taxes9903€14k€-53k▼
Income taxes67/77€7k€507▼
Profit (loss) for the period9904€7k€-53k▼
Profit (loss) for the period to be appropriated9905€7k€-53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€193k€132k▼
Profit (loss) brought forward from the previous period14P€185k€185k=
Transfer to equity691/2€7k€0▼
To other reserves6921€7k€0▼
Social balance
Average headcount (FTE)90876.7-
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €-53k ▼842%
Net result drops to €-53k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €132k ▲24.8%
Operating result €199k, net result €132k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
31-12
Financial
Equity above €200kEq €303k ▲53.6%
4 profitable years in a row build equity to €303k.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 20 days late
2020
31-12
Financial
Equity above €150kEq €198k ▲83.2%
3 profitable years in a row build equity to €198k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
01-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 32 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 60 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wanze · 3 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Alphonse Libert(BO) 164520 WanzeGround area
1,988 m²
Building footprint
149 m²
Volume, LiDAR
1,527 m³
2 parcels, Wallonia · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
AL IN 1
since 20102.184.595.396
AL IN 1
since 20162.259.790.885
AL IN 1
since 20172.259.790.984
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61006B0632/00C000 | Wallonia | 1,931 m² | 1 · 109 m² | 12.7 m · 3 fl. |
| 61031B0231/00D000 | Wallonia | 58 m² | 1 · 40 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INLOC
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BE 0836.414.964
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Entegrity
BE 0809.626.336
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DECO-FACT
BE 0867.805.847
Maasmechelen · Eq €355k
Of 174 companies in sector 77330 we hold annual accounts for 109. 72 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2010
Fiscal year end31-12
Activities, NACEBEL
46500Wholesale of information and communication equipment
46510Wholesale trade
77330Rental and leasing activities
46140Agents in the wholesale of industrial machinery, ships and aircraft
46180Agents specialised in the wholesale of other particular products
47400Retail sale of information and communication equipment
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.