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AL-IMMO

Active
Public limited companyfounded 199729 yrs activeRue Rimière(RR) 58, 4120 Neupré, BelgiumKBO/BCE: BE 0460.175.918
Summary

AL-IMMO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,783 and a net result of -€2,471. Equity is shrinking by ~2.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability10▼-90
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 12.9; short-term debt: 7.8% and cash: 0.1% of total assets), and 7.8% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
92.2%
Return on assets
-11%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
41 d late
2023
61 d late
2022
380 d late
2021
710 d late
2020
84 d late
2019
449 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 251 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 October (4 of the last 5 filed years within 318 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AL-IMMO was incorporated on 11 March 1997.1 Total assets fell from EUR 27,349 in 2018 to EUR 22,530 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€2,471
2024 · €9,938
Working capital
€20,783▲ 56.1%
2023 · €13,317
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€228€738€767▲ 3.9%-€2,966-€2,471▲ 16.7%
Net result-€412▼ 543%-€12,729▼ 2,991%€407€9,938▲ 2,343%-€2,471
Equity€25,639▼ 1.6%€12,910▼ 49.6%€13,317▲ 3.2%€23,255▲ 74.6%€20,783▼ 10.6%
Total assets€42,639▲ 49.2%€26,458▼ 37.9%€26,865▲ 1.5%€23,255▼ 13.4%€22,530▼ 3.1%
Debt€17,000▲ 572%€13,548▼ 20.3%€13,548=€1,747
Working capital€12,910€13,317▲ 3.2%€20,783
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2021: -€228-€228Net result 2021: -€412-€412Operating result 2022: €738€738Net result 2022: -€12,729-€12,729Operating result 2023: €767€767Net result 2023: €407€407Operating result 2024: -€2,966-€2,966Net result 2024: €9,938€9,938Operating result 2025: -€2,471-€2,471Net result 2025: -€2,471-€2,47120212022202320242025-€5,000€0€5,000€10,000Operating result 2023: €767€767Net result 2023: €407€407Operating result 2024: -€2,966-€2,970Net result 2024: €9,938€9,940Operating result 2025: -€2,471-€2,470Net result 2025: -€2,471-€2,470202320242025
The operating result stays negative: a loss of €2,471 in 2025 against €2,966 in 2024; the loss shrinks.
Balance-sheet composition
Equity and liabilities €22,530
Equity €20,783
Debt €1,747
Debt finances 7.8% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Current ratio
12.90
Debt to equity
0.08
ROE
-11.9%▼
2024 · 42.7%
ROA
-11.0%▼
2024 · 42.7%
Debt ≤ 1 year
€1,747
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,834 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.7% went bankrupt
13% stopped otherwise
84% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,834 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€23,255€22,530▼
Current assets29/58€23,255€22,530▼
Amounts receivable after more than one year29€22,500€22,500=
Other amounts receivable291€22,500€22,500=
Amounts receivable within one year40/41€755-
Other amounts receivable41€755-
Cash at bank and in hand54/58-€30
Equity and liabilities
Total equity and liabilities10/49€23,255€22,530▼
Equity10/15€23,255€20,783▼
Contributions10/11€85,000€85,000=
Capital10€85,000€85,000=
Issued capital100€85,000€85,000=
Profit (loss) carried forward14-€61,745-€64,217▼
Amounts payable17/49-€1,747
Amounts payable within one year42/48-€1,747
Trade debts44-€601
Suppliers440/4-€601
Other amounts payable47/48-€1,145
Income statement Code20242025
Other operating charges640/8€238-
Gross operating margin9900-€2,728-€2,471▲
Operating profit (loss)9901-€2,966-€2,471▲
Financial charges65/66B€195-
Recurring financial charges65€195-
Profit (loss) for the period before taxes9903-€3,161-€2,471▲
Income taxes67/77-€13,098-
Profit (loss) for the period9904€9,938-€2,471▼
Profit (loss) for the period to be appropriated9905€9,938-€2,471▼
Appropriation of the result
Profit (loss) to be appropriated9906-€61,745-€64,217▼
Profit (loss) brought forward from the previous period14P-€71,683-€61,745▲
Line20212022202320242025Change
Other operating charges640/8-€1,202-€238--
Gross operating margin9900-€228€1,940€767-€2,728-€2,471▲ 9.4%
Operating profit (loss)9901-€228€738€767-€2,966-€2,471▲ 16.7%
Financial charges65/66B€184€369€361€195--
Recurring financial charges65€184€369€361€195--
Profit (loss) for the period before taxes9903-€412€369€407-€3,161-€2,471▲ 21.8%
Income taxes67/77-€13,098--€13,098--
Profit (loss) for the period9904-€412-€12,729€407€9,938-€2,471▼ 125%
Profit (loss) for the period to be appropriated9905-€412-€12,729€407€9,938-€2,471▼ 125%
Line20212022202320242025Change
Assets
Total assets20/58€42,639€26,458€26,865€23,255€22,530▼ 3.1%
Current assets29/58€42,639€26,458€26,865€23,255€22,530▼ 3.1%
Amounts receivable after more than one year29€22,500€22,500€22,500€22,500€22,500=
Other amounts receivable291€22,500€22,500€22,500€22,500€22,500=
Amounts receivable within one year40/41€977€3,477€3,477€755--
Other amounts receivable41€977€3,477€3,477€755--
Cash at bank and in hand54/58€12,617€481€888-€30-
Deferred charges and accrued income490/1€6,545-----
Equity and liabilities
Total equity and liabilities10/49€42,639€26,458€26,865€23,255€22,530▼ 3.1%
Equity10/15€25,639€12,910€13,317€23,255€20,783▼ 10.6%
Contributions10/11€85,000€85,000€85,000€85,000€85,000=
Capital10€85,000€85,000€85,000€85,000€85,000=
Issued capital100€85,000€85,000€85,000€85,000€85,000=
Profit (loss) carried forward14-€59,361-€72,090-€71,683-€61,745-€64,217▼ 4.0%
Amounts payable17/49€17,000€13,548€13,548-€1,747-
Amounts payable within one year42/48-€13,548€13,548-€1,747-
Trade debts44-€450€450-€601-
Suppliers440/4-€450€450-€601-
Taxes, remuneration and social security45-€13,098€13,098---
Taxes450/3-€13,098€13,098---
Other amounts payable47/48----€1,145-
Accrued charges and deferred income492/3€17,000-----
Line20212022202320242025Change
Profit (loss) for the period9904-€412-€12,729€407€9,938-€2,471▼ 125%
Operating cash flow (approximation)-€412-€12,729€407€9,938-€2,471▼ 125%
Change in cash--€12,136€407---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
10-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 41 days late
2024
31-12
Financial Highest result since 2018net €9,938 ▲2,343%
Net result €9,938, the highest in the series.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
14-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 380 days late
10-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 710 days late
2023
31-12
Financial Back to profitnet €407
Net result €407 after 3 loss-making years.
2022
31-12
Financial Weakest financial yearnet -€12,729
Net result drops to -€12,729, the lowest in the series; recovery starts the following year.
2021
23-10
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 84 days late
23-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 449 days late
2019
31-12
Financial Liquidity doublescurrent ratio 14.92
Current ratio from 7.01 to 14.92; short-term debt falls from €3,899 to €1,876.
12-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
23-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 1997
seat establishment The establishment unit on the map
Ground area
4,307 m²
Building footprint
259 m²
Volume, LiDAR
1,528 m³
2 parcels, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Marronniers 12, 4530 Villers-le-Bouillet
Insurance, reinsurance and pension funding, except compulsory social security
since 19972.080.815.690
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61068A0055/00F000 Wallonia 2,966 m² 1 · 66 m² -
62090A0162/00W000 Wallonia 1,341 m² 1 · 192 m² 9.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded11-03-1997
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.