AL EXPRESS

Active

Private limited company (pre-2019)founded 20197 yrs activeGemeentestraat 30, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 0724.946.425

The computed 12-month bankruptcy probability of AL EXPRESS is 6.7% (elevated). The 2024 annual accounts show equity of €16k and a net result of €-2k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 61% of 6714 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

38 / 100

Weak▼ -20 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-59

Solvency68▲+3

Growth52▼-26

Stability100

Bankruptcy probability, 12 months

6.7% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity short (current ratio 0.86 against 0.59 in 2023), and 51.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

48.5%

Return on assets

-6.1%

Age of the figures

20 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

61 d late

2023

45 d late

2022

10 d late

2021

31 d late

2020

60 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€16k▼ 11.2%

2023 · €18k

2020: €6k 2021: €5k 2022: €16k 2023: €18k

2020 → 2024

Total assets

€33k▼ 2.5%

2023 · €33k

2020: €23k 2021: €18k 2022: €17k 2023: €33k

2020 → 2024

Net result

€-2k

2023 · €2k

2020: €-292 2021: €-968 2022: €3k 2023: €2k

2020 → 2024

Working capital

€-2k▲ 63.7%

2023 · €-6k

2020: €-13k 2021: €-9k 2022: €6k 2023: €-6k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€6k-€5k▼ 16.4%€16k▲ 217%€18k▲ 13.4%€16k▼ 11.2%

Operating result€-219-€-868▼ 297%€4k€10k▲ 168%€-2k

Net result€-292-€-968▼ 232%€3k€2k▼ 23.5%€-2k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €2k after €10k in 2023, the lowest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €33k

55.6%

44.4%

Fixed assets €18k▼ 25.0%

Current assets €14k▲ 55.9%

Equity and liabilities €33k

48.5%

51.5%

Equity €16k▼ 11.2%

Debt €17k▲ 7.3%

The debt ratio rises from 46.8% to 51.5%: debt grows while equity shrinks.

Key figures and ratios

2024 value · change against 2023

EBITDA

€4k▼

2023 · €16k

Cash flow

€4k▼

2023 · €8k

Solvency

48.5%▼

2023 · 53.2%

Current ratio

0.86▲

2023 · 0.59

Quick ratio

0.86▲

2023 · 0.59

Debt / equity

1.06▲

2023 · 0.88

ROE

-12.6%▼

2023 · 11.8%

ROA

-6.1%▼

2023 · 6.3%

Interest coverage

32.39▲

2023 · 2.23

Debt

€17k▲

2023 · €16k

Debt ≤ 1 year

€17k▲

2023 · €16k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€33k€33k▼

Fixed assets21/28€24k€18k▼

Tangible fixed assets22/27€24k€18k▼

Furniture and vehicles24€24k€18k▼

Current assets29/58€9k€14k▲

Amounts receivable within one year40/41€8k€14k▲

Trade receivables40-€4k

Other amounts receivable41€8k€10k▲

Current investments50/53-€21

Cash at bank and in hand54/58€26-

Deferred charges and accrued income490/1€1k€464▼

Equity and liabilities

Total equity and liabilities10/49€33k€33k▼

Equity10/15€18k€16k▼

Contributions10/11€6k€6k=

Capital10€6k€6k=

Issued capital100€19k€6k▼

Uncalled capital101€12k-

Reserves13€242€242=

Non-distributable reserves130/1€242€242=

Legal reserve130€242€242=

Profit (loss) carried forward14€11k€9k▼

Amounts payable17/49€16k€17k▲

Amounts payable within one year42/48€16k€17k▲

Trade debts44€10k€15k▲

Suppliers440/4€10k€15k▲

Taxes, remuneration and social security45€6k€2k▼

Taxes450/3€6k€2k▼

Income statement Code20232024

Non-recurring operating income76A€9k-

Goods, raw materials, services and sundry goods60/61€6k€43k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=

Other operating charges640/8€1k€1k▲

Non-recurring operating charges66A€9k-

Gross operating margin9900€27k€6k▼

Operating profit (loss)9901€10k€-2k▼

Financial charges65/66B€7k€129▼

Recurring financial charges65€7k€129▼

Profit (loss) for the period before taxes9903€3k€-2k▼

Income taxes67/77€699-

Profit (loss) for the period9904€2k€-2k▼

Profit (loss) for the period to be appropriated9905€2k€-2k▼

Appropriation of the result

Profit (loss) to be appropriated9906€11k€9k▼

Profit (loss) brought forward from the previous period14P€9k€11k▲

Transfer to equity691/2€105-

To the legal reserve6920€105-

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 8Financial 3Filings 5

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

2024

31-12

Financial Weakest financial yearnet €-2k ▼195%

Net result drops to €-2k, the lowest in the series.

14-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 45 days late

2023

10-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 10 days late

2022

31-12

Financial Back to profitnet €3k

Net result €3k after 2 loss-making years.

31-12

Financial Liquidity times 28current ratio 7.95

Current ratio from 0.28 to 7.95; short-term debt falls from €13k to €893.

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

2021

29-09

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 60 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gemeentestraat 301210 Sint-Joost-ten-Node

Ground area

127 m²

Building footprint

120 m²

Volume, LiDAR

1,158 m³

Parcel 21572B0444/00M008, Brussels · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

Gemeentestraat 30, 1210 Sint-Joost-ten-Node

Scheduled passenger transport by road

since 20192.288.244.747

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21572B0444/00M008	Brussels	127 m²	1 · 120 m²	16.6 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

AL DEK

BE 1001.202.920

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Beveren-Kruibeke-Zwijndrecht · Eq €16k

ONyVA AIRPORT SERVICE

Of 6,681 companies in sector 49330 we hold annual accounts for 2,284. 1,973 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company (pre-2019)

Founded15-04-2019

Fiscal year end31-12

Activities, NACEBEL

49320Taxi operation

49330On-demand passenger transport by chauffeured vehicle

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.