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AL BELMONTE

Active
Private limited companyfounded 198838 years activeGrand'Route(Flh) 494, 4400 Flémalle, BelgiumKBO/BCE: BE 0434.083.116

The file of AL BELMONTE contains 2 judicial reorganisation notices, as published in the Belgian State Gazette.

Summary

The computed 12-month bankruptcy probability is 10.0% (high). The 2025 annual accounts show negative equity (-€70,438) and a net result of €7,209. Equity is growing by about 3.3% per year across the filed fiscal years. Its solvency ranks better than 10% of 16,349 sector peers (NACE 56, fiscal year 2025).

Overview

Activity
Full-service restaurants
NACE 56111
#1 oldest company in Flémalle, Accommodation and food service sector1 site
Size
€74,632total assets 2025
Staff
12.7 FTE
Equity
-€70,438
Profit
€7,209
Financial health
31 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
10.0%
Structure
Accounts filed 31 days late0 of 1 deed read
Why 31raises riskReorganisation plan being carried out (approved, Gazette 28-12-2023)Sector Food and beverage service activities (NACE 56)Negative equity -€70,438lowers riskFounded in 1988Show the evidence

Checked score

Score 2025
31 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 31% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Weak
Solvency 0=
equity -94.4% of total assets
Liquidity 25+10
short-term debt 194.4% · cash 20.1%
Profitability 57+52
return on assets 9.7%
Bankruptcy probability, 12 months
10.0% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,704 companies, NACE 56, micro)
Last 24 months 11-2024: 14.6% 12-2024: 14.6%● unchanged vs 11-2024 01-2025: 10.0%▼ -4.6 percentage points vs 12-2024lowest value 02-2025: 10.0%● unchanged vs 01-2025lowest value 03-2025: 10.0%● unchanged vs 02-2025lowest value 04-2025: 10.0%● unchanged vs 03-2025lowest value 05-2025: 10.0%● unchanged vs 04-2025lowest value 06-2025: 10.0%● unchanged vs 05-2025lowest value 07-2025: 10.0%● unchanged vs 06-2025lowest value 08-2025: 10.0%● unchanged vs 07-2025lowest value 09-2025: 10.0%● unchanged vs 08-2025lowest value 10-2025: 10.0%● unchanged vs 09-2025lowest value 11-2025: 19.0%▲ +9.0 percentage points vs 10-2025 12-2025: 19.0%● unchanged vs 11-2025 01-2026: 17.0%▼ -2.0 percentage points vs 12-2025 02-2026: 17.0%● unchanged vs 01-2026 03-2026: 17.0%● unchanged vs 02-2026 04-2026: 17.0%● unchanged vs 03-2026 05-2026: 16.9%▼ -0.1 percentage points vs 04-2026 06-2026: 16.4%▼ -0.5 percentage points vs 05-2026 07-2026: 17.5%▲ +1.1 percentage points vs 06-2026 08-2026: 19.2%▲ +1.7 percentage points vs 07-2026highest value 09-2026: 10.0%▼ -9.2 percentage points vs 08-2026lowest value 10-2026: 10.0%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity short (current ratio 0.29 against 0.24 in 2024; short-term debt: 194.4% and cash: 20.1% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 9% on solvency, 20% on liquidity, 39% on profitability and 55% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Reorganisation plan being carried out (approved, Gazette 28-12-2023)
While the plan runs, the probability is at least 10.0%: the measured failure rate of plans of that age.
Belgian State Gazette
raises risk · Sector Food and beverage service activities (NACE 56)
KBO
raises risk · Negative equity -€70,438
NBB · annual accounts
lowers risk · Founded in 1988
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 16349 sector peers (2025).
NBB · sector comparison
Position among 16349 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
61 days late
2023
21 days late
2022
66 days early
2021
10 days late
2020
18 days late
2019
95 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Position in the running window
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €7,209
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€70,438 View
  • Caution: Among the weakest 8% on equitysector median €29,158 · 16,380 companies -€70,438 View
  • Active since 1988founded 03-05-1988 38 years View

By topic

Financials

Fiscal year
2025
Total assets
€74,632
Profit
€7,209
Solvency
-94.4%
Go to Financials

Timeline

Events
43
Since
1990
Next accounts
by 31-07-2027
  1. 21-08-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 28-12-2023Plan homologation
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
03-05-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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