AL BAQI
ActiveAL BAQI has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €-3k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
70
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 9.85 against 18.44 in 2024), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
-6.2%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
2 d early
2023
30 d late
2022
4 d early
2021
5 d early
2020
3 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 6.4%
2024 · €43k
2018: €6k
2019: €11k
2020: €34k
2021: €43k
2022: €44k
2023: €48k
2024: €43k
2018 → 2025
Total assets
€44k▼ 1.6%
2024 · €45k
2018: €6k
2019: €12k
2020: €37k
2021: €47k
2022: €53k
2023: €56k
2024: €45k
2018 → 2025
Net result
€-3k▲ 50.2%
2024 · €-6k
2018: €912
2019: €5k
2020: €24k
2021: €9k
2022: €743
2023: €4k
2024: €-6k
2018 → 2025
Working capital
€39k▼ 6.6%
2024 · €42k
2019: €9k
2020: €33k
2021: €42k
2022: €43k
2023: €47k
2024: €42k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€44k▲ 1.7%€48k▲ 9.6%€43k▼ 11.5%€40k▼ 6.4%
Operating result€9k-€6k▼ 30.8%€7k▲ 1.7%€-4k€-958▲ 75.0%
Net result€9k-€743▼ 91.8%€4k▲ 469%€-6k€-3k▲ 50.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €958 in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€1k=
Current assets
€43k▼ 1.7%
Equity and liabilities €44k
Equity
€40k▼ 6.4%
Debt
€4k▲ 84.1%
The debt ratio rises from 5.3% to 9.9%: debt grows while equity shrinks.
Key figures and ratios
Solvency
90.1%▼
2024 · 94.7%
Current ratio
9.85▼
2024 · 18.44
Quick ratio
5.99▼
2024 · 17.40
Debt / equity
0.11▲
2024 · 0.06
ROE
-6.9%▲
2024 · -12.9%
ROA
-6.2%▲
2024 · -12.3%
Debt
€4k▲
2024 · €2k
Debt ≤ 1 year
€4k▲
2024 · €2k
Income taxes
€1k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€44k▼
Fixed assets21/28€1k€1k=
Financial fixed assets28€1k€1k=
Current assets29/58€44k€43k▼
Stocks and contracts in progress3€3k€17k▲
Stocks30/36€3k€17k▲
Amounts receivable within one year40/41€10k€5k▼
Trade receivables40€6k€641▼
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€31k€21k▼
Deferred charges and accrued income490/1€320€225▼
Equity and liabilities
Total equity and liabilities10/49€45k€44k▼
Equity10/15€43k€40k▼
Contributions10/11€19k€19k=
Reserves13€89€89=
Non-distributable reserves130/1€89€89=
Reserves not available under the articles1311€89€89=
Profit (loss) carried forward14€24k€21k▼
Amounts payable17/49€2k€4k▲
Amounts payable within one year42/48€2k€4k▲
Trade debts44€711€3k▲
Suppliers440/4€711€3k▲
Taxes, remuneration and social security45€2k€2k=
Remuneration and social security454/9€2k€2k=
Income statement
Code20242025
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-3k€226▲
Operating profit (loss)9901€-4k€-958▲
Financial charges65/66B€388€468▲
Recurring financial charges65€388€468▲
Profit (loss) for the period before taxes9903€-4k€-1k▲
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€-6k€-3k▲
Profit (loss) for the period to be appropriated9905€-6k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€21k▼
Profit (loss) brought forward from the previous period14P€30k€24k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k ▼231%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 18.44
Current ratio from 7.42 to 18.44; short-term debt falls from €7k to €2k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €24k ▲413%
Operating result €24k, net result €24k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 4251180 UkkelGround area
110 m²
Building footprint
83 m²
Volume, LiDAR
880 m³
Parcel 21616A0267/00D041, Brussels · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Alsembergsesteenweg 425, 1180 Ukkel
since 20072.167.498.751
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0267/00D041 | Brussels | 110 m² | 1 · 83 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteUkkel2.167.498.751
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Of 413 companies in sector 47260 we hold annual accounts for 260. 207 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-2007
Fiscal year end31-12
Activities, NACEBEL
47260Retail trade
61200Telecommunications resale and intermediation services
61900Telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.