AL 'ASR
ActiveAL 'ASR has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €3k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+24
Solvency100=
Growth66=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.29 against 5.28 in 2024; short-term debt: 14.6% and cash: 8.6% of total assets), and 14.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.4%
Return on assets
2.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
3 d early
2023
on the day
2022
8 d late
2021
19 d late
2020
30 d late
2019
165 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.53M▲ 5.9%
2021 · €1.45M
2018: €783k
2019: €1.02M
2020: €1.35M
2021: €1.45M
2018 → 2022
EBIT margin
0.2%▼ 1.7pp
2021 · 1.9%
2018: 0.7%
2019: 0.6%
2020: 1.3%
2021: 1.9%
2018 → 2022
Net result
€3k
2024 · €-4k
2018: €4k
2019: €6k
2020: €14k
2021: €21k
2022: €2k
2023: €7k
2024: €-4k
2018 → 2025
Working capital
€72k▲ 7.1%
2024 · €67k
2018: €25k
2019: €31k
2020: €40k
2021: €62k
2022: €64k
2023: €72k
2024: €67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.45M-€1.53M▲ 5.9%
Equity€72k-€74k▲ 2.8%€81k▲ 9.5%€77k▼ 5.4%€80k▲ 3.4%
Operating result€28k-€3k▼ 88.7%€10k▲ 218%€-3k€9k
Net result€21k-€2k▼ 90.1%€7k▲ 247%€-4k€3k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€8k▼ 22.0%
Current assets
€86k▲ 3.2%
Equity and liabilities €93k
Equity
€80k▲ 3.4%
Debt
€14k▼ 13.4%
The debt ratio falls from 17.0% to 14.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▲
2024 · €50
Cash flow
€3k▲
2024 · €-1k
Solvency
85.4%▲
2024 · 83.0%
Current ratio
6.29▲
2024 · 5.28
Quick ratio
0.77▼
2024 · 1.53
Debt / equity
0.17▼
2024 · 0.20
ROE
3.3%▲
2024 · -5.7%
ROA
2.8%▲
2024 · -4.8%
Interest coverage
1.78▲
2024 · 0.04
Debt
€14k▼
2024 · €16k
Debt ≤ 1 year
€14k▼
2024 · €16k
Income taxes
€661
Staff costs
€36k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€93k▲
Fixed assets21/28€10k€8k▼
Tangible fixed assets22/27€3k€3k▼
Furniture and vehicles24€3k€3k▼
Financial fixed assets28€6k€4k▼
Current assets29/58€83k€86k▲
Stocks and contracts in progress3€59k€75k▲
Stocks30/36€59k€75k▲
Amounts receivable within one year40/41€4k€3k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€20k€8k▼
Equity and liabilities
Total equity and liabilities10/49€93k€93k▲
Equity10/15€77k€80k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€10k€10k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€49k€51k▲
Amounts payable17/49€16k€14k▼
Amounts payable within one year42/48€16k€14k▼
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€8k€4k▼
Remuneration and social security454/9€6k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€51k€36k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€43▼
Other operating charges640/8€13k€11k▼
Gross operating margin9900€64k€56k▼
Operating profit (loss)9901€-3k€9k▲
Financial income75/76B€128-
Recurring financial income75€128-
Financial charges65/66B€1k€5k▲
Recurring financial charges65€1k€5k▲
Non-recurring financial charges66B-€505
Profit (loss) for the period before taxes9903€-4k€3k▲
Income taxes67/77-€661
Profit (loss) for the period9904€-4k€3k▲
Profit (loss) for the period to be appropriated9905€-4k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€51k▲
Profit (loss) brought forward from the previous period14P€53k€49k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k ▼163%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Highest result since 2018net €21k ▲50.9%
Operating result €28k, net result €21k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
12-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 165 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergense Steenweg 1621070 AnderlechtGround area
664 m²
Building footprint
670 m²
Volume, LiDAR
6,341 m³
2 parcels, Brussels · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
librairie du clemenceau
since 20122.212.813.092
Korenbeekstraat 233, 1080 Sint-Jans-Molenbeek
since 20152.243.969.294
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0158/00E002 | Brussels | 580 m² | 1 · 581 m² | 13.5 m · 3 fl. |
| 21305B0232/00C002 | Brussels | 83 m² | 1 · 88 m² | 19.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAnderlecht2.212.813.092
Sint-Jans-Molenbeek2.243.969.294
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BO CARO
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HÉMÉRÉ
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Of 1,391 companies in sector 47784 we hold annual accounts for 427. 342 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2006
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47784Retail sale of souvenirs and religious articles
47786Retail trade
52497
46499Wholesale of other household goods
51478
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.