AKRETIO
ActiveSummary
AKRETIO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €300,416 and a net result of €127,847. Equity is growing by ~35.3% per year across the filed fiscal years. Its solvency ranks better than 37% of 1453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+4
Solvency49▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.32 in 2024; short-term debt: 30.9% and cash: 1.8% of total assets), and 75.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.1%
Return on assets
10.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d late
2023
on the day
2022
on the day
2021
30 d early
2020
32 d early
2019
106 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€127,847▲ 33.9%
2024 · €95,478
Working capital
-€312,557▲ 6.0%
2024 · -€332,575
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€32,643▲ 21.6%€15,439▼ 52.7%€37,275▲ 141%€103,933▲ 179%€173,509▲ 66.9%
Net result€52,343above the sector's middle half▲ 111%€5,617within the sector's middle half▼ 89.3%-€16,662below the sector's middle half€95,478above the sector's middle half€127,847within the sector's middle half▲ 33.9%
Equity€113,517within the sector's middle half▲ 85.6%€119,134within the sector's middle half▲ 4.9%€102,472within the sector's middle half▼ 14.0%€197,950above the sector's middle half▲ 93.2%€300,416within the sector's middle half▲ 51.8%
Total assets€234,619within the sector's middle half▲ 121%€990,675above the sector's middle half▲ 322%€914,249above the sector's middle half▼ 7.7%€1.3mabove the sector's middle half▲ 47.5%€1.2mwithin the sector's middle half▼ 7.7%
Debt€121,102▲ 169%€871,541▲ 620%€811,777▼ 6.9%€1.2m▲ 41.7%€943,856▼ 18.0%
Working capital€71,683within the sector's middle half▲ 18.7%-€185,117below the sector's middle half-€262,099below the sector's middle half▼ 41.6%-€332,575below the sector's middle half▼ 26.9%-€312,557below the sector's middle half▲ 6.0%
Solvency48.4%within the sector's middle half▼ 9.2pp12.0%below the sector's middle half▼ 36.4pp11.2%below the sector's middle half▼ 0.8pp14.7%below the sector's middle half▲ 3.5pp24.1%within the sector's middle half▲ 9.5pp
Current ratio3.00within the sector's middle half▲ 0.660.40below the sector's middle half▼ 2.600.25below the sector's middle half▼ 0.150.32below the sector's middle half▲ 0.070.19below the sector's middle half▼ 0.13
Return on assets (ROA)22.3%within the sector's middle half▼ 1.0pp0.6%below the sector's middle half▼ 21.7pp-1.8%below the sector's middle half▼ 2.4pp7.1%within the sector's middle half▲ 8.9pp10.3%within the sector's middle half▲ 3.2pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 67% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€1.2m ▼ 1.7%
Current assets
€72,027 ▼ 54.0%
Equity and liabilities €1.2m
Equity
€300,416 ▲ 51.8%
Debt
€943,856 ▼ 18.0%
Debt's share of the balance-sheet total falls from 85.3% to 75.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€196,655▲
2024 · €126,902
Cash flow
€150,992▲
2024 · €118,447
Debt to equity
3.14▼
2024 · 5.81
ROE
42.6%▼
2024 · 48.2%
Interest coverage
10.67▲
2024 · 7.25
Debt ≤ 1 year
€384,584▼
2024 · €489,276
Debt > 1 year
€559,272▼
2024 · €661,401
Income taxes
€57,226▲
2024 · €31,214
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,074 | €19,061 | €20,774 | €22,969 | €23,145 | ▲ 0.8% |
| Other operating charges640/8 | - | €2,197 | €33,540 | €6,948 | €1,335 | ▼ 80.8% |
| Gross operating margin9900 | €44,837 | €36,696 | €91,589 | €133,850 | €197,989 | ▲ 47.9% |
| Operating profit (loss)9901 | €32,643 | €15,439 | €37,275 | €103,933 | €173,509 | ▲ 66.9% |
| Financial income75/76B | - | €7,614 | €366 | €40,263 | €30,002 | ▼ 25.5% |
| Recurring financial income75 | €35,519 | €7,614 | €366 | €40,263 | €30,002 | ▼ 25.5% |
| Financial charges65/66B | - | €11,781 | €53,640 | €17,504 | €18,438 | ▲ 5.3% |
| Recurring financial charges65 | €2,602 | €11,781 | €53,640 | €17,504 | €18,438 | ▲ 5.3% |
| Profit (loss) for the period before taxes9903 | €65,560 | €11,272 | -€15,999 | €126,692 | €185,073 | ▲ 46.1% |
| Income taxes67/77 | €13,217 | €5,655 | €662 | €31,214 | €57,226 | ▲ 83.3% |
| Profit (loss) for the period9904 | €52,343 | €5,617 | -€16,662 | €95,478 | €127,847 | ▲ 33.9% |
| Profit (loss) for the period to be appropriated9905 | €52,343 | €5,617 | -€16,662 | €95,478 | €127,847 | ▲ 33.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €234,619 | €990,675 | €914,249 | €1.3m | €1.2m | ▼ 7.7% |
| Fixed assets21/28 | €127,111 | €865,550 | €826,500 | €1.2m | €1.2m | ▼ 1.7% |
| Tangible fixed assets22/27 | €126,311 | €107,250 | €98,200 | €75,231 | €55,550 | ▼ 26.2% |
| Plant, machinery and equipment23 | - | €107,250 | €88,189 | €69,128 | €53,355 | ▼ 22.8% |
| Furniture and vehicles24 | - | - | €10,011 | €6,103 | €2,195 | ▼ 64.0% |
| Financial fixed assets28 | €800 | €758,300 | €728,300 | €1.1m | €1.1m | = |
| Current assets29/58 | €107,508 | €125,125 | €87,749 | €156,701 | €72,027 | ▼ 54.0% |
| Amounts receivable after more than one year29 | - | €0 | €0 | - | - | - |
| Trade receivables290 | - | €0 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €1,316 | €1,169 | - | €2,645 | - | - |
| Trade receivables40 | - | - | - | €2,645 | - | - |
| Other amounts receivable41 | - | €1,169 | - | - | - | - |
| Current investments50/53 | €75,449 | €83,914 | €46,455 | €43,152 | €43,143 | = |
| Cash at bank and in hand54/58 | €25,389 | €40,043 | €35,761 | €103,676 | €22,040 | ▼ 78.7% |
| Deferred charges and accrued income490/1 | - | - | €5,533 | €7,229 | €6,844 | ▼ 5.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €234,619 | €990,675 | €914,249 | €1.3m | €1.2m | ▼ 7.7% |
| Equity10/15 | €113,517 | €119,134 | €102,472 | €197,950 | €300,416 | ▲ 51.8% |
| Contributions10/11 | - | €13,600 | €13,600 | €13,600 | €13,600 | = |
| Outside capital11 | - | €13,600 | - | - | - | - |
| Other1109/19 | - | €13,600 | - | - | - | - |
| Reserves13 | €79,584 | €85,201 | €85,201 | €180,679 | €283,145 | ▲ 56.7% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €83,341 | €83,341 | €178,819 | €281,285 | ▲ 57.3% |
| Profit (loss) carried forward14 | €20,333 | €20,333 | €3,672 | €3,672 | €3,672 | = |
| Amounts payable17/49 | €121,102 | €871,541 | €811,777 | €1.2m | €943,856 | ▼ 18.0% |
| Amounts payable after more than one year17 | €85,277 | €561,299 | €461,928 | €661,401 | €559,272 | ▼ 15.4% |
| Financial debts170/4 | - | €561,299 | €461,928 | €361,401 | €259,272 | ▼ 28.3% |
| Other amounts payable178/9 | - | - | - | €300,000 | €300,000 | = |
| Amounts payable within one year42/48 | €35,825 | €310,243 | €349,848 | €489,276 | €384,584 | ▼ 21.4% |
| Current portion of amounts payable after more than one year42 | - | €98,506 | €107,292 | €112,294 | €102,129 | ▼ 9.1% |
| Financial debts43 | - | - | - | €11,846 | €14,351 | ▲ 21.1% |
| Credit institutions430/8 | - | - | - | €11,846 | €14,351 | ▲ 21.1% |
| Trade debts44 | €2,294 | €1,572 | €1,467 | €2,799 | €451 | ▼ 83.9% |
| Suppliers440/4 | - | €1,572 | €1,467 | €2,799 | €451 | ▼ 83.9% |
| Advances received on contracts in progress46 | - | - | - | €242 | - | - |
| Taxes, remuneration and social security45 | - | €19,498 | €14,235 | €22,525 | €73,188 | ▲ 225% |
| Taxes450/3 | - | €19,498 | €14,235 | €22,525 | €73,188 | ▲ 225% |
| Other amounts payable47/48 | - | €190,666 | €226,854 | €339,570 | €194,465 | ▼ 42.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €52,343 | €5,617 | -€16,662 | €95,478 | €127,847 | ▲ 33.9% |
| + Depreciation and write-downs630 | €10,074 | €19,061 | €20,774 | €22,969 | €23,145 | ▲ 0.8% |
| Operating cash flow (approximation) | €62,417 | €24,678 | €4,112 | €118,447 | €150,992 | ▲ 27.5% |
| Investment in fixed assets (approximation) | - | -€757,500 | €18,276 | -€388,395 | -€3,465 | ▲ 99.1% |
| Change in cash | - | €14,653 | -€4,282 | €67,915 | -€81,635 | ▼ 220% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Highest result since 2018net €127,847 ▲33.9%
Operating result €173,509, net result €127,847, both a record.
30-09
Financial
Equity above €200,000Eq €300,416 ▲51.8%
2 profitable years in a row build equity to €300,416.
01-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
30-09
Financial
Back to profitnet €95,478
Net result €95,478 after one loss-making year.
30-09
Financial
Equity above €150,000Eq €197,950 ▲93.2%
Equity rises from €102,472 to €197,950.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet -€16,662
Net result drops to -€16,662, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100,000Eq €113,517 ▲85.6%
3 profitable years in a row build equity to €113,517.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €610
Net result €610 after one loss-making year.
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
13-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2001
Ground area
6,199 m²
Building footprint
391 m²
Volume, LiDAR
2,478 m³
2 parcels, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Rue du Fonteneau 24, 1400 Nivelles
since 20012.095.141.008
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25072B0116/00A000 | Wallonia | 5,817 m² | 1 · 323 m² | 8.5 m · 2 fl. |
| 25072B0343/00M002 | Wallonia | 382 m² | 1 · 68 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,913 companies in sector 62100 we hold annual accounts for 8,786. 6,181 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-04-2001
Fiscal year end30-09
Activities, NACEBEL 2025
62100Computer programming
47400Retail sale of information and communication equipment
Contact
E-mail
info@akretio.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474636143
Registered
15-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.