AKFIN
ActiveAKFIN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €1k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 12665 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-2
Solvency96▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.53 against 2.49 in 2024; short-term debt: 25.4% and cash: 16.3% of total assets), and 28.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
0.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
61 d late
2023
61 d late
2022
57 d late
2021
17 d late
2020
61 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1k▼ 77.1%
2024 · €5k
2018: €11k
2019: €14k
2020: €22k
2021: €30k
2022: €11k
2023: €15k
2024: €5k
2018 → 2025
Working capital
€118k▲ 6.8%
2024 · €111k
2018: €24k
2019: €47k
2020: €58k
2021: €79k
2022: €81k
2023: €97k
2024: €111k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€100k-€110k▲ 10.7%€125k▲ 13.6%€130k▲ 3.9%€131k▲ 0.9%
Operating result€39k-€11k▼ 72.9%€27k▲ 154%€10k▼ 63.5%€6k▼ 38.0%
Net result€30k-€11k▼ 64.1%€15k▲ 40.7%€5k▼ 67.3%€1k▼ 77.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 38% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€19k▼ 38.7%
Current assets
€165k▼ 10.8%
Equity and liabilities €184k
Equity
€131k▲ 0.9%
Debt
€52k▼ 38.6%
The debt ratio falls from 39.6% to 28.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €22k
Cash flow
€13k▼
2024 · €17k
Solvency
71.5%▲
2024 · 60.4%
Current ratio
3.53▲
2024 · 2.49
Quick ratio
3.53▲
2024 · 2.49
Debt / equity
0.40▼
2024 · 0.66
ROE
0.9%▼
2024 · 3.8%
ROA
0.6%▼
2024 · 2.3%
Interest coverage
12.65▼
2024 · 16.03
Debt
€52k▼
2024 · €85k
Debt ≤ 1 year
€47k▼
2024 · €74k
Debt > 1 year
€6k▼
2024 · €11k
Income taxes
€4k▼
2024 · €4k
Staff costs
€198k▲
2024 · €146k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€215k€184k▼
Fixed assets21/28€31k€19k▼
Tangible fixed assets22/27€31k€19k▼
Furniture and vehicles24€19k€9k▼
Other tangible fixed assets26€12k€9k▼
Current assets29/58€185k€165k▼
Amounts receivable within one year40/41€132k€132k▼
Trade receivables40€122k€132k▲
Other amounts receivable41€10k-
Cash at bank and in hand54/58€49k€30k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€215k€184k▼
Equity10/15€130k€131k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€110k€111k▲
Amounts payable17/49€85k€52k▼
Amounts payable after more than one year17€11k€6k▼
Financial debts170/4€11k€6k▼
Amounts payable within one year42/48€74k€47k▼
Current portion of amounts payable after more than one year42€10k€6k▼
Trade debts44€58k€27k▼
Suppliers440/4€58k€27k▼
Taxes, remuneration and social security45€6k€14k▲
Taxes450/3-€5k
Remuneration and social security454/9€6k€9k▲
Other amounts payable47/48-€814
Income statement
Code20242025
Remuneration, social security and pensions62€146k€198k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▼
Other operating charges640/8€2k€9k▲
Gross operating margin9900€170k€225k▲
Operating profit (loss)9901€10k€6k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€9k€5k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€5k€1k▼
Profit (loss) for the period to be appropriated9905€5k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€110k€111k▲
Profit (loss) brought forward from the previous period14P€105k€110k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €1k ▼77.1%
Net result drops to €1k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 57 days late
2022
31-12
Financial
Equity above €100kEq €110k ▲10.7%
5 profitable years in a row build equity to €110k.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 17 days late
2021
31-12
Financial
Highest result since 2018net €30k ▲38.2%
Operating result €39k, net result €30k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
21-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 82 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2017
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
24-03-2017
Deveci Dundu: Resigned as Managing director
28-12-2016
Karaca Yildiray: Resigned as Manager
21-10-2013
Deveci Dundu: Resigned as Manager
12-02-2013
Aassriou Abdelouheb: Resigned as Manager
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haachtsesteenweg 6291030 SchaarbeekGround area
1,321 m²
Building footprint
109 m²
Volume, LiDAR
1,276 m³
Parcel 21902A0274/00T003, Brussels · tallest building 16.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AKFIN
since 20132.214.999.354
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21902A0274/00T003 | Brussels | 1,321 m² | 1 · 109 m² | 16.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOCODEN
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KEVANCO
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Of 12,172 companies in sector 69201 we hold annual accounts for 7,638. 6,534 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2012
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.akfin.be
E-mail:bc.akfin@gmail.com