AKAY
ActiveSummary
AKAY has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €2k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 52% of 4486 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68=
Solvency68▲+21
Growth85=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.81 in 2024; short-term debt: 47.3% and cash: 19.6% of total assets), and 57.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.8%
Return on assets
1.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
84 d early
2024
69 d early
2023
48 d early
2022
60 d early
2021
39 d early
2020
17 d early
2019
19 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€322k▲ 2.8%
2024 · €313k
2018: €51k
2019: €112k
2020: €72k
2021: €128k
2022: €212k
2023: €296k
2024: €313k
2018 → 2025
EBIT margin
2.7%▼ 5.4pp
2024 · 8.1%
2018: 2.3%
2019: 16.0%
2020: -14.3%
2021: 27.0%
2022: 5.0%
2023: 2.3%
2024: 8.1%
2018 → 2025
Net result
€2k▼ 84.6%
2024 · €14k
2018: €783
2019: €13k
2020: €-12k
2021: €27k
2022: €7k
2023: €3k
2024: €14k
2018 → 2025
Working capital
€-16k▲ 55.0%
2024 · €-35k
2018: €4k
2019: €11k
2020: €3k
2021: €33k
2022: €42k
2023: €38k
2024: €-35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€128k-€212k▲ 65.3%€296k▲ 39.8%€313k▲ 6.0%€322k▲ 2.8%
Equity€36k-€43k▲ 20.6%€46k▲ 7.2%€60k▲ 29.4%€62k▲ 3.5%
Operating result€35k-€11k▼ 69.4%€7k▼ 35.0%€25k▲ 268%€9k▼ 66.2%
Net result€27k-€7k▼ 73.1%€3k▼ 58.0%€14k▲ 340%€2k▼ 84.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €144k
Fixed assets
€92k ▼ 21.0%
Current assets
€53k ▼ 64.7%
Equity and liabilities €144k
Equity
€62k ▲ 3.5%
Debt
€83k ▼ 59.8%
Debt's share of the balance-sheet total falls from 77.5% to 57.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▲
2024 · €30k
Cash flow
€28k▲
2024 · €18k
Current ratio
0.77▼
2024 · 0.81
Debt to equity
1.34▼
2024 · 3.45
ROE
3.4%▼
2024 · 22.7%
ROA
1.4%▼
2024 · 5.1%
Interest coverage
8.58▲
2024 · 5.66
Debt ≤ 1 year
€68k▼
2024 · €184k
Debt > 1 year
€14k▼
2024 · €22k
Income taxes
€3k▼
2024 · €6k
Staff costs
€45▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€265k€144k▼
Fixed assets21/28€116k€92k▼
Tangible fixed assets22/27€116k€92k▼
Plant, machinery and equipment23€477€690▲
Furniture and vehicles24€116k€91k▼
Current assets29/58€149k€53k▼
Amounts receivable within one year40/41€143k€21k▼
Trade receivables40€143k€21k▼
Cash at bank and in hand54/58€6k€28k▲
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€265k€144k▼
Equity10/15€60k€62k▲
Contributions10/11€8k€8k=
Outside capital11€8k€8k=
Other1109/19€8k€8k=
Profit (loss) carried forward14€52k€54k▲
Amounts payable17/49€206k€83k▼
Amounts payable after more than one year17€22k€14k▼
Financial debts170/4€22k€14k▼
Amounts payable within one year42/48€184k€68k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€132k€14k▼
Suppliers440/4€132k€14k▼
Taxes, remuneration and social security45€14k€16k▲
Taxes450/3€12k€14k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€31k€31k=
Income statement
Code20242025
Turnover70€313k€322k▲
Goods, raw materials, services and sundry goods60/61€297k€303k▲
Remuneration, social security and pensions62€2k€45▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€25k▲
Other operating charges640/8€710€3k▲
Operating charges capitalised as restructuring costs649-€-934
Gross operating margin9900€33k€36k▲
Operating profit (loss)9901€25k€9k▼
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€20k€5k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€14k€2k▼
Profit (loss) for the period to be appropriated9905€14k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€54k▲
Profit (loss) brought forward from the previous period14P€38k€52k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.11
Current ratio from 1.15 to 3.11; short-term debt falls from €20k to €16k.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-12k ▼195%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Ground area
292 m²
Building footprint
292 m²
Volume, LiDAR
5,363 m³
Parcel 11313B0859/00Z015, Flanders · tallest building 21.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Lodewijk Van Berckenlaan 346/2, 2140 Antwerpen
since 20182.272.213.617
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11313B0859/00Z015 | Flanders | 292 m² | 1 · 292 m² | 21.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 2,017 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.