AKACHAOUI
ActiveThe computed 12-month bankruptcy probability of AKACHAOUI is 2.8% (moderate). The 2023 annual accounts show equity of €11k. Equity is growing by ~35.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 24646 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2023
Axes · tick = 2022
Profitability3▼-97
Solvency63▼-7
Growth79▲+27
Stability94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.83 against 1.07 in 2022), and 56% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
44%
Age of the figures
32 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline15-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 05-08-2024, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
5 d late
2022
29 d late
2021
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€131k▲ 166%
2022 · €49k
2021: €100k
2022: €49k
2021 → 2023
EBIT margin
0.1%▼ 19.1pp
2022 · 19.2%
2021: -1.8%
2022: 19.2%
2021 → 2023
Net result
€8k
2021 · €-3k
2021: €-3k
2021 → 2022
Working capital
€-2k
2022 · €875
2021: €3k
2022: €875
2021 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202120222023Trend
Turnover€100k-€49k▼ 50.6%€131k▲ 166%
Equity€3k-€11k▲ 254%€11k=
Operating result€-2k-€9k€73▼ 99.2%
Net result€-3k-€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 99% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €24k
Fixed assets
€13k▲ 33.1%
Current assets
€11k▼ 16.0%
Equity and liabilities €24k
Equity
€11k=
Debt
€13k▲ 8.9%
The debt ratio rises from 53.9% to 56.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€835▼
2022 · €11k
Solvency
44.0%▼
2022 · 46.1%
Current ratio
0.83▼
2022 · 1.07
Quick ratio
0.77▼
2022 · 1.01
Debt / equity
1.27▲
2022 · 1.17
Interest coverage
11.49▼
2022 · 31.42
Debt
€13k▲
2022 · €12k
Debt ≤ 1 year
€13k▲
2022 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€23k€24k▲
Fixed assets21/28€10k€13k▲
Tangible fixed assets22/27€10k€13k▲
Plant, machinery and equipment23€10k€10k=
Furniture and vehicles24-€3k
Current assets29/58€13k€11k▼
Amounts receivable after more than one year29€3k-
Trade receivables290€3k-
Stocks and contracts in progress3€750€750=
Stocks30/36€750€750=
Amounts receivable within one year40/41-€6k
Trade receivables40-€3k
Other amounts receivable41-€3k
Cash at bank and in hand54/58€9k€4k▼
Equity and liabilities
Total equity and liabilities10/49€23k€24k▲
Equity10/15€11k€11k=
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Profit (loss) carried forward14€5k€5k=
Amounts payable17/49€12k€13k▲
Amounts payable within one year42/48€12k€13k▲
Trade debts44€248€752▲
Suppliers440/4€248€752▲
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€10k€7k▼
Income statement
Code20222023
Turnover70€49k€131k▲
Goods, raw materials, services and sundry goods60/61€37k€122k▲
Remuneration, social security and pensions62€291-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€762▼
Other operating charges640/8€573€2k▲
Gross operating margin9900€12k€2k▼
Operating profit (loss)9901€9k€73▼
Financial charges65/66B€360€73▼
Recurring financial charges65€360€73▼
Profit (loss) for the period before taxes9903€9k-
Income taxes67/77€1k-
Profit (loss) for the period9904€8k-
Profit (loss) for the period to be appropriated9905€8k-
Appropriation of the result
Profit (loss) to be appropriated9906€5k€5k=
Profit (loss) brought forward from the previous period14P€-3k€5k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalsebaan 3242100 AntwerpenGround area
100 m²
Building footprint
99 m²
Volume, LiDAR
880 m³
Parcel 11346B0478/00F000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0478/00F000 | Flanders | 100 m² | 1 · 99 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.309.236.537
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Of 2,380 companies in sector 47241 we hold annual accounts for 1,084. 683 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2020
Fiscal year end31-12
Activities, NACEBEL
47241Retail sale of bread and pastry (bakery outlets)
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.