AK RETAIL
ActiveSummary
The computed 12-month bankruptcy probability of AK RETAIL is 2.7% (moderate). The 2025 annual accounts show negative equity (€-30k) and a net result of €-9k. Equity is shrinking by ~107% per year across the filed fiscal years. Its solvency ranks better than 10% of 10407 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability34▲+34
Solvency15▼-3
Growth32=
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.52 against 0.61 in 2024; short-term debt: 96.3% and cash: 5.8% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.5%
Return on assets
-3%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-30k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-04-2026, 10 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
10 d early
2024
37 d early
2023
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, abbreviated schema
Equity
€-30k▼ 47.0%
2024 · €-20k
Total assets
€311k▲ 9.6%
2024 · €284k
Net result
€-9k▲ 82.4%
2024 · €-54k
Working capital
€-143k▼ 48.3%
2024 · €-97k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€7k-€-38k€8k
Net result€-1k-€-54k▼ 4,126%€-9k▲ 82.4%
Equity€34k-€-20k€-30k▼ 47.0%
Total assets€353k-€284k▼ 19.6%€311k▲ 9.6%
Debt€319k-€304k▼ 4.9%€340k▲ 12.0%
Working capital€-13k-€-97k▼ 653%€-143k▼ 48.3%
Staff (FTE)3.3-4.8▲ 45.5%4.1▼ 14.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €38k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311k
Fixed assets
€155k ▲ 16.2%
Current assets
€156k ▲ 3.6%
Key figures and ratios
EBITDA
€40k▲
2024 · €-13k
Cash flow
€22k▲
2024 · €-28k
Solvency
-9.5%▼
2024 · -7.1%
Current ratio
0.52▼
2024 · 0.61
Quick ratio
0.12▼
2024 · 0.17
Debt to equity
-11.50▲
2024 · -15.10
ROA
-3.0%▲
2024 · -19.0%
Interest coverage
2.31▲
2024 · -0.83
Debt ≤ 1 year
€299k▲
2024 · €247k
Debt > 1 year
€41k▼
2024 · €57k
Income taxes
€98▲
2024 · €5
Staff costs
€121k▼
2024 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | - | €128 | €1k | ▲ 810% |
| Remuneration, social security and pensions62 | €90k | €131k | €121k | ▼ 7.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €26k | €32k | ▲ 23.3% |
| Other operating charges640/8 | €374 | €16k | €827 | ▼ 94.9% |
| Non-recurring operating charges66A | €1k | €8k | €3k | ▼ 61.6% |
| Gross operating margin9900 | €118k | €142k | €164k | ▲ 15.4% |
| Operating profit (loss)9901 | €7k | €-38k | €8k | ▲ 120% |
| Financial income75/76B | €1k | €0 | €8 | ▲ 19,775% |
| Recurring financial income75 | €75 | €0 | €8 | ▲ 19,775% |
| Non-recurring financial income76B | €1k | - | - | - |
| Financial charges65/66B | €9k | €15k | €17k | ▲ 11.6% |
| Recurring financial charges65 | €9k | €15k | €17k | ▲ 11.6% |
| Profit (loss) for the period before taxes9903 | €-837 | €-54k | €-9k | ▲ 82.6% |
| Income taxes67/77 | €437 | €5 | €98 | ▲ 1,703% |
| Profit (loss) for the period9904 | €-1k | €-54k | €-9k | ▲ 82.4% |
| Profit (loss) for the period to be appropriated9905 | €-1k | €-54k | €-9k | ▲ 82.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €353k | €284k | €311k | ▲ 9.6% |
| Fixed assets21/28 | €123k | €133k | €155k | ▲ 16.2% |
| Tangible fixed assets22/27 | €121k | €132k | €153k | ▲ 16.4% |
| Plant, machinery and equipment23 | €915 | €44k | €44k | ▲ 0.2% |
| Furniture and vehicles24 | €29k | €718 | €39k | ▲ 5,289% |
| Other tangible fixed assets26 | €91k | €87k | €71k | ▼ 18.9% |
| Financial fixed assets28 | €2k | €2k | €2k | = |
| Current assets29/58 | €230k | €150k | €156k | ▲ 3.6% |
| Stocks and contracts in progress3 | €94k | €108k | €121k | ▲ 11.9% |
| Stocks30/36 | €94k | €108k | €121k | ▲ 11.9% |
| Amounts receivable within one year40/41 | €2k | €9k | €7k | ▼ 22.6% |
| Trade receivables40 | €1k | €3k | €4k | ▲ 39.7% |
| Other amounts receivable41 | €538 | €6k | €3k | ▼ 51.4% |
| Cash at bank and in hand54/58 | €131k | €29k | €18k | ▼ 37.4% |
| Deferred charges and accrued income490/1 | €5k | €4k | €10k | ▲ 120% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €353k | €284k | €311k | ▲ 9.6% |
| Equity10/15 | €34k | €-20k | €-30k | ▼ 47.0% |
| Contributions10/11 | €35k | €35k | €35k | = |
| Profit (loss) carried forward14 | €-1k | €-55k | €-65k | ▼ 17.2% |
| Amounts payable17/49 | €319k | €304k | €340k | ▲ 12.0% |
| Amounts payable after more than one year17 | €76k | €57k | €41k | ▼ 27.6% |
| Financial debts170/4 | €76k | €57k | €41k | ▼ 27.6% |
| Amounts payable within one year42/48 | €243k | €247k | €299k | ▲ 21.1% |
| Current portion of amounts payable after more than one year42 | €18k | €19k | €16k | ▼ 18.9% |
| Trade debts44 | €205k | €132k | €243k | ▲ 83.7% |
| Suppliers440/4 | €205k | €132k | €243k | ▲ 83.7% |
| Taxes, remuneration and social security45 | €18k | €28k | €18k | ▼ 34.5% |
| Taxes450/3 | €437 | €0 | €98 | - |
| Remuneration and social security454/9 | €17k | €28k | €18k | ▼ 34.8% |
| Other amounts payable47/48 | €2k | €68k | €22k | ▼ 67.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-1k | €-54k | €-9k | ▲ 82.4% |
| + Depreciation and write-downs630 | €20k | €26k | €32k | ▲ 23.3% |
| Operating cash flow (approximation) | €19k | €-28k | €22k | ▲ 179% |
| Investment in fixed assets (approximation) | - | €-36k | €-53k | ▼ 46.4% |
| Change in cash | - | €-102k | €-11k | ▲ 89.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €-54k
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2022
Ground area
424 m²
Building footprint
276 m²
Volume, LiDAR
1,485 m³
Parcel 12031C0093/00G002, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AK RETAIL
since 20222.338.105.024
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12031C0093/00G002 | Flanders | 424 m² | 1 · 276 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBonheiden2.338.105.024
Dual-learning approval
2 live approvalsWinkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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Of 10,506 companies in sector 47110 we hold annual accounts for 5,849. 4,485 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-11-2022
Fiscal year end30-09
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Scores and ratios are computed by Checked and are not a credit decision.