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AJT

Active
General partnershipfounded 20187 yrs activeVeeweidekaai 1, 1070 Anderlecht, BelgiumKBO/BCE: BE 0716.735.077
Summary

The computed 12-month bankruptcy probability of AJT is 1.8% (moderate). The 2024 annual accounts show equity of €36,905 and a net result of €20,186. Its solvency ranks better than 43% of 36380 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability86
Solvency66
Growth-
Track record85
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.84; short-term debt: 39% and cash: 3.1% of total assets), but 59.2% of the assets are financed with debt.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
40.8%
Return on assets
22.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-09-2025, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
39 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 39 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AJT was incorporated on 21 December 2018.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Turnover
€234,295
EBIT margin
9.5%
Net result
€20,186
Working capital
€29,562

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €90,504
Fixed assets €25,637
Current assets €64,867
Equity and liabilities €90,504
Equity €36,905
Debt €53,599
Debt finances 59.2% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€26,837
Cash flow
€24,787
Current ratio
1.84
Debt to equity
1.45
ROE
54.7%
ROA
22.3%
Interest coverage
13.69
Debt ≤ 1 year
€35,306
Debt > 1 year
€18,294
Income taxes
€1,944

Peer companies

Historical observation

Of the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.5% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 47 lines
Balance sheet Code2024
Assets
Total assets20/58€90,504
Fixed assets21/28€25,637
Tangible fixed assets22/27€24,537
Furniture and vehicles24€24,537
Financial fixed assets28€1,100
Current assets29/58€64,867
Amounts receivable within one year40/41€60,147
Trade receivables40€33,435
Other amounts receivable41€26,712
Cash at bank and in hand54/58€2,794
Deferred charges and accrued income490/1€1,926
Equity and liabilities
Total equity and liabilities10/49€90,504
Equity10/15€36,905
Contributions10/11€100
Reserves13€10
Non-distributable reserves130/1€10
Reserves not available under the articles1311€10
Profit (loss) carried forward14€36,795
Amounts payable17/49€53,599
Amounts payable after more than one year17€18,294
Financial debts170/4€18,294
Amounts payable within one year42/48€35,306
Current portion of amounts payable after more than one year42€6,194
Trade debts44€4,451
Suppliers440/4€4,451
Advances received on contracts in progress46€20,629
Taxes, remuneration and social security45€4,031
Taxes450/3€4,031
Income statement Code2024
Turnover70€234,295
Goods, raw materials, services and sundry goods60/61€206,665
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,601
Other operating charges640/8€793
Gross operating margin9900€27,630
Operating profit (loss)9901€22,235
Financial income75/76B€1,855
Recurring financial income75€1,855
Financial charges65/66B€1,960
Recurring financial charges65€1,960
Profit (loss) for the period before taxes9903€22,130
Income taxes67/77€1,944
Profit (loss) for the period9904€20,186
Profit (loss) for the period to be appropriated9905€20,186
Appropriation of the result
Profit (loss) to be appropriated9906€54,081
Profit (loss) brought forward from the previous period14P€33,895
Profit to be distributed694/7€17,286
Return on contributions (dividend)694€2,286
Directors or managers695€15,000

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Turnover70€234,295
Goods, raw materials, services and sundry goods60/61€206,665
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,601
Other operating charges640/8€793
Gross operating margin9900€27,630
Operating profit (loss)9901€22,235
Financial income75/76B€1,855
Recurring financial income75€1,855
Financial charges65/66B€1,960
Recurring financial charges65€1,960
Profit (loss) for the period before taxes9903€22,130
Income taxes67/77€1,944
Profit (loss) for the period9904€20,186
Profit (loss) for the period to be appropriated9905€20,186
Line2024
Assets
Total assets20/58€90,504
Fixed assets21/28€25,637
Tangible fixed assets22/27€24,537
Furniture and vehicles24€24,537
Financial fixed assets28€1,100
Current assets29/58€64,867
Amounts receivable within one year40/41€60,147
Trade receivables40€33,435
Other amounts receivable41€26,712
Cash at bank and in hand54/58€2,794
Deferred charges and accrued income490/1€1,926
Equity and liabilities
Total equity and liabilities10/49€90,504
Equity10/15€36,905
Contributions10/11€100
Reserves13€10
Non-distributable reserves130/1€10
Reserves not available under the articles1311€10
Profit (loss) carried forward14€36,795
Amounts payable17/49€53,599
Amounts payable after more than one year17€18,294
Financial debts170/4€18,294
Amounts payable within one year42/48€35,306
Current portion of amounts payable after more than one year42€6,194
Trade debts44€4,451
Suppliers440/4€4,451
Advances received on contracts in progress46€20,629
Taxes, remuneration and social security45€4,031
Taxes450/3€4,031
Line2024
Profit (loss) for the period9904€20,186
+ Depreciation and write-downs630€4,601
Operating cash flow (approximation)€24,787

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
08-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 2019
seat establishment All 2 establishment units on the map
Ground area
146 m²
Building footprint
112 m²
Volume, LiDAR
1,161 m³
Parcel 21306D0221/00S010, Brussels · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
2 establishment units
Veeweidekaai 1, 1070 Anderlecht
Construction of residential and non-residential buildings
since 20192.284.230.036
AJT
Veeweidekaai 1, 1070 AnderlechtConstruction of residential and non-residential buildings
since 20202.301.505.835
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21306D0221/00S010 Brussels 146 m² 1 · 112 m² 13.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 15,521 companies in sector 43990 we hold annual accounts for 7,420. 5,867 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formGeneral partnership
Founded21-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43320Joinery installation
43350Other building finishing work
43422Screed work
43910Bricklaying and masonry work
E-invoicing
Reachable via Peppol
Peppol ID 0208:0716735077
Registered 02-02-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.