AJO Linge Services
ActiveSummary
AJO Linge Services has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €849. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 43% of 1046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-11
Solvency50=
Growth44=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.32 in 2024; short-term debt: 75.1% and cash: 75.3% of total assets), and 75.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.9%
Return on assets
0.4%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
4 d early
2023
on the day
2022
5 d early
2021
31 d early
2020
30 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€645k▼ 4.4%
2019 · €675k
2018: €676k
2019: €675k
2018 → 2020
EBIT margin
2.0%▲ 0.3pp
2019 · 1.7%
2018: 2.7%
2019: 1.7%
2018 → 2020
Net result
€849▼ 73.4%
2024 · €3k
2018: €9k
2019: €8k
2020: €8k
2021: €8k
2022: €242
2023: €2k
2024: €3k
2018 → 2025
Working capital
€49k▲ 3.0%
2024 · €47k
2018: €29k
2019: €30k
2020: €31k
2021: €40k
2022: €41k
2023: €44k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€44k▲ 0.6%€46k▲ 4.3%€49k▲ 7.0%€50k▲ 1.7%
Operating result€9k-€1k▼ 85.8%€4k▲ 188%€5k▲ 41.0%€3k▼ 49.7%
Net result€8k-€242▼ 97.0%€2k▲ 679%€3k▲ 69.6%€849▼ 73.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €201k
Fixed assets
€1k ▼ 35.2%
Current assets
€200k ▲ 2.4%
Equity and liabilities €201k
Equity
€50k ▲ 1.7%
Debt
€151k ▲ 2.2%
Debt's share of the balance-sheet total rises from 75.0% to 75.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▼
2024 · €6k
Cash flow
€1k▼
2024 · €4k
Current ratio
1.32▲
2024 · 1.32
Debt to equity
3.01▲
2024 · 3.00
ROE
1.7%▼
2024 · 6.5%
ROA
0.4%▼
2024 · 1.6%
Interest coverage
1.84▼
2024 · 2.98
Debt ≤ 1 year
€151k▲
2024 · €147k
Staff costs
€837k▼
2024 · €845k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€197k€201k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€598-
Plant, machinery and equipment23€598-
Financial fixed assets28€1k€1k=
Current assets29/58€195k€200k▲
Amounts receivable after more than one year29€24k€18k▼
Other amounts receivable291€24k€18k▼
Amounts receivable within one year40/41€32k€30k▼
Trade receivables40€32k€28k▼
Other amounts receivable41€66€3k▲
Cash at bank and in hand54/58€139k€151k▲
Equity and liabilities
Total equity and liabilities10/49€197k€201k▲
Equity10/15€49k€50k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€29k€30k▲
Amounts payable17/49€147k€151k▲
Amounts payable within one year42/48€147k€151k▲
Financial debts43€14k€14k▼
Other loans439€14k€14k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€127k€128k▲
Taxes450/3€4k€6k▲
Remuneration and social security454/9€123k€122k▼
Other amounts payable47/48€2k€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62€845k€837k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€598€598=
Other operating charges640/8€960€995▲
Gross operating margin9900€852k€842k▼
Operating profit (loss)9901€5k€3k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€3k€849▼
Profit (loss) for the period9904€3k€849▼
Profit (loss) for the period to be appropriated9905€3k€849▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€30k▲
Profit (loss) brought forward from the previous period14P€26k€29k▲
Social balance
Average headcount (FTE)908726.126.4▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €242 ▼97%
Net result drops to €242, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 7 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flémalle · 2 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Route(Flh) 784400 FlémalleGround area
3,330 m²
Building footprint
265 m²
Volume, LiDAR
1,547 m³
2 parcels, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
AJO Titres Services
since 20062.190.398.471
AJO Linge Services
since 20212.315.702.576
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61043A0340/00H002 | Wallonia | 2,871 m² | 1 · 108 m² | 6.6 m · 2 fl. |
| 62036B0387/00K000 | Wallonia | 460 m² | 1 · 158 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 810 companies in sector 96910 we hold annual accounts for 618. 473 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2006
Fiscal year end31-12
Abbreviation FR
AJO
Activities, NACEBEL 2025
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.