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AJMARN

Active
Private limited companyfounded 2014active for 12 yearsGroenstraat 71, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 0550.498.556
Summary

AJMARN has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €804,842 and a net result of €87,492. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 60% of 12,519 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Retail sale of souvenirs and religious articles
NACE 47784
1 site
Size
€2.1mturnover 2025
Staff
2.8 FTE
Equity
€804,842
Profit
€87,492
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
  • IBN YAHYA AmineDirector
Accounts filed 59 days late1 of 5 deeds read
Why 70raises riskLatest accounts 59 days late; 2 of the last 3 lateSector: Retail trade (NACE 47)lowers riskFounded in 2014Size: turnover €2.1m, total assets €1.8mShow the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 44% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 71+7
equity 45.7% of total assets
Liquidity 27+5
short-term debt 54.3% · cash 3.9%
Profitability 54-8
return on assets 5.0%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,211 companies, NACE 47, micro)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.9%▲ +0.1 percentage points vs 02-2025 04-2025: 2.0%▲ +0.1 percentage points vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 2.1%▲ +0.1 percentage points vs 05-2025 07-2025: 2.2%▲ +0.1 percentage points vs 06-2025 08-2025: 3.1%▲ +0.9 percentage points vs 07-2025highest value 09-2025: 1.1%▼ -2.0 percentage points vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 0.6%▼ -0.5 percentage points vs 11-2025 01-2026: 0.4%▼ -0.2 percentage points vs 12-2025lowest value 02-2026: 0.5%▲ +0.1 percentage points vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.5 percentage points vs 07-2026 09-2026: 1.1%▲ +0.1 percentage points vs 08-2026 10-2026: 0.6%▼ -0.5 percentage points vs 09-2026
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.77, compared with 1.55 in 2024, above the usual 1.5; short-term debt: 54.3% and cash: 3.9% of total assets), but 54.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 60% on solvency, 25% on liquidity, 39% on profitability and 54% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Latest accounts 59 days late; 2 of the last 3 late
NBB · filings
lowers risk · Founded in 2014
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: turnover €2.1m, total assets €1.8m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
59 days late
2024
27 days late
2023
75 days late
2022
115 days late
2021
90 days late
2020
32 days early
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 51 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 October (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Amendment of the articles · Legal-form…Resignation: IBN YAHYA Amine (manager)…
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Positive: Among the best 18% on equitysector median €238,838 · 12,529 companies €804,842 View
  • One director decidessole director in office 1 View
  • Turnover 20255 financial years filed €2.1m View

By topic

Financials

Financial year
2025
Turnover
€2.1m
Profit
€87,492
Solvency
45.7%
Turnover▼ 0.3%
Net result
20182025
Go to Financials

Timeline

Events
18
Since
2016
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 14-10-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of souvenirs and religious articlesNACE 47784
Founded
09-04-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
23
Who signs
Each director alone
Annual meeting
Third Monday of May at 17:00
Purpose
“La fabrication et la vente en gros et au détail de toutes sortes de produits fumables et…” (deed in French)
Go to Articles of association

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