Turnover
≈ €180,000 estimated
The micro format states no turnover.
AJIBUILD
Overview
Lifetime
2 annual accounts with figures on one time axispeak €145,830 (2024)
€61,395▼ 57.9%
peak €43,218 (2024)
€20,978▼ 51.5%
peak €79,196 (2025)
€79,196▲ 36.0%
€474,275▲ 0.9%
Board2 names since 2023
Documentsfilings and deeds
15-06-202646 days before the deadline
2025micro format
Gross margin from €145,830 to €61,395Result from €43,218 to €20,978Equity from €58,218 to €79,196Cash from €96,796 to €156,281
Key points
from the 2025 annual accountsDebts
€474,275 86% of the balance sheet
Suppliers 1%Taxes and wages 5%Other 94%
Starting capital
€15,000 100 shares
Checked score
91
Excellent
Financially stronger than 46% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.3%
01-2025: 3.6%▲ +0.3 percentage points vs 12-2024
02-2025: 3.6%● unchanged vs 01-2025
03-2025: 3.5%▼ -0.1 percentage points vs 02-2025
04-2025: 3.4%▼ -0.1 percentage points vs 03-2025
05-2025: 3.8%▲ +0.4 percentage points vs 04-2025
06-2025: 3.8%● unchanged vs 05-2025
07-2025: 4.6%▲ +0.8 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -4.3 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.2%▼ -0.1 percentage points vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.1%▼ -0.2 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2023
lowers risk
Size: total assets €553,471
No main activity registered
Figures for financial year 2025 (filed on 15-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 25% of them on solvency, 21% on liquidity, 55% on profitability and 83% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 896 companies had the same profile as AJIBUILD has now. Each dot stands for 3 companies, two years later.
98.1%
were still trading
0.7%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of AJIBUILD itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 896 companies, not a prediction for AJIBUILD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.34 (0.23 in 2024), below 1. Short-term debt is 85.7% and cash 28.2% of total assets. 85.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
46 days early
2024
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 2 accounts on average 34 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- PLENNEVAUX Baudouin Emile Patient Maurice Ghislain founderdeed of 20-06-2023
- DEDOBBELEER Isabelle Marie-Madeleine Joséphine Ghislaine founderdeed of 20-06-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0802807731
Incorporation
Founding capital of €15,000, 100 shares · Founders: PLENNEVAUX Baudouin Emile Patient Maurice Ghislain and DEDOBBELEER Isabelle Marie-Madeleine Joséphine Ghislaine · Appointments: PLENNEVAUX Baudouin Emile Patient Maurice Ghislain (director) and DEDOBBELEER Isabelle Marie-Madeleine Joséphine Ghislaine (director) · published on 20-06-2023 · Gazette deed
First establishment
Ruelle Cadet, Oret 6, Mettet
Official details
Source: KBO- Status
- Active since 16-06-2023Normal situation
- Activity
- HoldingsNACE 64200and 3 others
- Establishment unit
- 2.346.298.4555640 Mettet, since 16-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 02-09-2025
Annual accounts 2025
- €61,395▼ 57.9%
- €20,978▼ 51.5%
- €79,196▲ 36.0%
- €553,471▲ 4.7%
- Filing
- Filed on 15-06-2026, 46 days before the end of the filing period
Insights on AJIBUILD
AJIBUILD has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79,196 and a net result of €20,978.
The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 15-06-2026, 46 days before the deadline€61,395
▼ 57.9%
€29,720
▼ 51.1%
€20,978
▼ 51.5%
-€313,871
▲ €49,313
14.3%
▲ 3.3 percentage points
0.34
▲ 0.11
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €180,000. Estimated: probably between €120,000 and €320,000.
Balance sheet
balance sheet total €553,471 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
553,471 | 528,448 | |
21/28 |
393,068 | 421,403 | |
22/27 |
393,068 | 421,403 | |
22 |
343,134 | 353,020 | |
24 |
49,934 | 68,383 | |
29/58 |
160,404 | 107,045 | |
40/41 |
2,204 | 7,058 | |
40 |
1,773 | 7,058 | |
41 |
431 | - | |
54/58 |
156,281 | 96,796 | |
490/1 |
1,919 | 3,191 | |
| Balance sheet: equity and liabilities | |||
10/49 |
553,471 | 528,448 | |
10/15 |
79,196 | 58,218 | |
10/11 |
15,000 | 15,000 | |
13 |
64,178 | 43,200 | |
133 |
64,178 | 43,200 | |
14 |
18 | 18 | |
17/49 |
474,275 | 470,230 | |
42/48 |
474,275 | 470,230 | |
44 |
6,675 | 3,635 | |
440/4 |
6,675 | 3,635 | |
45 |
23,248 | 18,469 | |
450/3 |
23,248 | 18,469 | |
47/48 |
444,352 | 448,126 | |
| Income statement | |||
9900 |
61,395 | 145,830 | |
630 |
29,435 | 81,921 | |
640/8 |
2,240 | 3,112 | |
9901 |
29,720 | 60,796 | |
75/76B |
0 | - | |
75 |
0 | - | |
65/66B |
75 | 103 | |
65 |
75 | 103 | |
9903 |
29,645 | 60,693 | |
67/77 |
8,667 | 17,475 | |
9904 |
20,978 | 43,218 | |
9905 |
20,978 | 43,218 | |
| Appropriation of the result | |||
9906 |
20,996 | 43,218 | |
14P |
18 | - | |
691/2 |
20,978 | 43,200 | |
6921 |
20,978 | 43,200 | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 59,155 | 142,717 | ||
| 50,413 | 125,139 | ||
| 1,100 | 503,323 | ||
| 59,485 | - | ||
| -313,871 | -363,185 | ||
| 14.3% | 11.0% | ||
| 0.34 | 0.23 | ||
| 5.99 | 8.08 | ||
| 26.5% | 74.2% | ||
| 3.8% | 8.2% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €1,100 | €503,323 |
| €29,435 | €81,921 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on AJIBUILD
The operating result for 2025 is 51% lower than in 2024.
Debt's share of the balance-sheet total falls from 89.0% to 85.7%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 16-06-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 15-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 32. Droit commun Les dispositions du Code des sociétés et des associations auxquelles il ne serait pas licitement dérogé sont…”deed of 20-06-2023
Mandates through the years
2 names, the dashed line is todayDEDOBBELEER Isabelle Marie-Madeleine Joséphine Ghislaine
Director (not named in the articles)
Director (not named in the articles)
PLENNEVAUX Baudouin Emile Patient Maurice Ghislain
Director (not named in the articles)
Director (not named in the articles)
BoardEarlierend not dated
Mandates as a list
- DEDOBBELEER Isabelle Marie-Madeleine Joséphine Ghislaine
- Director (not named in the articles), from 16-06-2023 to date
- PLENNEVAUX Baudouin Emile Patient Maurice Ghislain
- Director (not named in the articles), appointed by deed of 20-06-2023, no longer listed in the 2025 annual accounts
Control
Founders
This company
AJIBUILD
Equity €79,196
Profit €20,978 in 2025
Capital
- Contribution
- €15,000
- Shares
- 100
- Contribution per share
- €150
- Equity per share
- €792 in 2025
- Source
- deed of 20-06-2023
Articles of association
deed of 20-06-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Organe d’administration, assemblée fixe nombre,durée mandat et,en cas pluralité,pouvoirs”
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founders
At incorporation
deed of 20-06-2023 ↗
Network & group
No group
AJIBUILD has no parent and no holdings in its annual accounts. DEDOBBELEER Isabelle Marie-Madeleine Joséphine Ghislaine is the only director.
Earlier ties
| Groupement économique du Sud de l'Entre - Sambre - et - Meuse via PLENNEVAUX Baudouin Emile Patient Maurice Ghislain, no longer at Groupement économique du Sud de l'Entre - Sambre - et - Meuse · Director · deed of 26-09-2018 |
founded in 1988 |
Board mandates elsewhere
1 board mandateBoard mandates of AJIBUILDAJIBUILD sits on their board1
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
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Timeline
Timeline
5 events since 2023Filings
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 46 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0802807731
Annual accounts 2024 filed PDFmicro format · 22 days before the deadline
2023
IncorporationFounding capital of €15,000, 100 shares · Founders: PLENNEVAUX Baudouin Emile Patient Maurice Ghislain and DEDOBBELEER Isabelle Marie-Madeleine Joséphine Ghislaine · Appointments: PLENNEVAUX Baudouin Emile Patient Maurice Ghislain (director) and DEDOBBELEER Isabelle Marie-Madeleine Joséphine Ghislaine (director) · published on 20-06-20237 points ▸
- Founder, PLENNEVAUX Baudouin Emile Patient Maurice Ghislain (comparant,fondateur)
- Founder, DEDOBBELEER Isabelle Marie-Madeleine Joséphine Ghislaine (comparant,fondateur)
- Founding capital, €15,000, 100 shares
- Registered office clause, Ruelle Cadet 6, 5640 Mettet
- Director appointment, PLENNEVAUX Baudouin Emile Patient Maurice Ghislain (director (not named in the articles))
- Director appointment, DEDOBBELEER Isabelle Marie-Madeleine Joséphine Ghislaine (director (not named in the articles))
- Permanent representative, PLENNEVAUX Baudouin Emile Patient Maurice Ghislain
- The deed holds 3 more points.
First establishment Ruelle Cadet, Oret 6, Mettet
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 16 June 2023, AJIBUILD was incorporated as a private limited company by two natural persons, with a starting capital of €15,000.12 DEDOBBELEER Isabelle Marie-Madeleine Joséphine Ghislaine has served as director since 2023.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 0802.807.731
- VAT number
- BE 0802.807.731
- Peppol ID
- 0208:0802807731
- Other Peppol ID
- 9925:BE0802807731
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 16-06-2023
- Financial year
- ends on 31 December
- Peppol
- Reachable since 02-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- AJIBUILD in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 20-06-2023 (in French)
Activities
NACEBEL 2025Codes under NACEBEL 2008
64200
Holdings
68201
Real estate activities
71121
Engineering activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toutes prestations de services et tous mandats sous forme d'études,de conseil en matière économique,d'analyse financière et d'étude de…”deed of 20-06-2023 (in French)
4 activities
- Toutes prestations de services et tous mandats sous forme d'études,de conseil en matière économique,d'analyse financière et d'étude de marché,gestion d'entreprises,d'organisation,d'expertises,d'actes techniques,de conseils,et d'avis financiers,techniques,commerciaux,stratégiques,administratifs au sens large du terme. A cet effet,la société peut collaborer ou prendre part ou prendre intérêt dans d'autres entreprises,directement ou indirectement,de quelque manière que ce soit
- L'exécution de tous mandats d'administrateurs,gérant ou liquidateur auprès de sociétés tierces,assister et rendre tous services de nature administrative,économique et financière et tous autres services de nature similaire,propres à développer les activités de la société et en général,tous mandats et fonction se rapportant directement ou indirectement à son objet
- L'acquisition,sous quelque forme que ce soit,de participations dans d'autres sociétés et la valorisation de ces participations
- La constitution et la gestion de patrimoine mobilier et/ou immobilier et la location-financement de biens meubles ou immeubles aux tiers,notamment l'activité de marchand de biens,l'acquisition par l’achat ou autrement,la vente,l’échange,la gestion,la location,l'administration immobilière,la construction,la rénovation,la maîtrise d'ouvrage,la transformation,l'amélioration,l'équipement,l'aménagement,l'embellissement,l'entretien,le lotissement,la prospection et l'exploitation de biens meubles et/ou immeubles,ainsi que toutes opérations qui,directement ou indirectement sont en relation avec cet objet et qui sont de nature à favoriser l'accroissement et le rapport d'un patrimoine mobilier et/ou immobilier
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Ruelle Cadet, Oret 6 registered office 5640 Mettet 64210 Activities of holding companies | 16-06-2023 | 2.346.298.455 |
Buildings and parcels at the address
- Ground area
- 2,229 m²
- Buildings
- 179 m²
- Volume, LiDAR
- 1,368 m³
- Tallest building
- 9.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 93052B0068/00C000 | 2,229 m² | 1 · 179 m² | 9.3 m · 3 |
Contact
E-mail
info@ajibuild.be
Phone
+32 478 59 18 30
E-mail
isabellededobbeleer@icloud.com establishment in Mettet