AJD CONCEPT
BankruptcyThe KBO register records for AJD CONCEPT the legal situation: open bankruptcy (code 050); this is today's state according to the register itself, which carries no start date. The 2023 annual accounts show negative equity (€-161k) and a net result of €-43k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2023Equity per financial year
181920212223
2018 to 2023 · latest year -€161k
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 20-09-2024, 51 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
51 d late
2022
70 d late
2021
31 d late
2020
1 d early
2019
56 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€-161k▼ 36.0%
2022 · €-118k
2018: €34k
2019: €34k
2020: €3k
2021: €-26k
2022: €-118k
2018 → 2023
Total assets
€379k▼ 40.4%
2022 · €637k
2018: €101k
2019: €195k
2020: €714k
2021: €877k
2022: €637k
2018 → 2023
Net result
€-43k▲ 54.1%
2022 · €-93k
2018: €27k
2019: €792
2020: €-32k
2021: €-28k
2022: €-93k
2018 → 2023
Working capital
€-159k▼ 34.4%
2022 · €-118k
2018: €32k
2019: €34k
2020: €11k
2021: €-14k
2022: €-118k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€34k-€3k▼ 92.2%€-26k€-118k▼ 361%€-161k▼ 36.0%
Operating result€2k-€-17k€-14k▲ 22.7%€-67k▼ 396%€-18k▲ 73.4%
Net result€792-€-32k€-28k▲ 10.5%€-93k▼ 227%€-43k▲ 54.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2023 against €67k in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €379k
Fixed assets
€8k=
Current assets
€371k▼ 40.9%
Key figures and ratios
Solvency
-42.4%▼
2022 · -18.6%
Current ratio
0.70▼
2022 · 0.84
Quick ratio
0.30▼
2022 · 0.39
Debt / equity
-3.36▲
2022 · -6.38
ROE
26.5%▼
2022 · 78.3%
ROA
-11.2%▲
2022 · -14.6%
Debt
€540k▼
2022 · €755k
Debt ≤ 1 year
€530k▼
2022 · €747k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€637k€379k▼
Fixed assets21/28€8k€8k=
Financial fixed assets28€8k€8k=
Current assets29/58€628k€371k▼
Stocks and contracts in progress3€336k€212k▼
Stocks30/36€336k€212k▼
Amounts receivable within one year40/41€283k€155k▼
Trade receivables40€177k€55k▼
Other amounts receivable41€106k€100k▼
Cash at bank and in hand54/58€10k€4k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€637k€379k▼
Equity10/15€-118k€-161k▼
Contributions10/11€6k€6k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€0▼
Reserves not available under the articles1311€1k€0▼
Distributable reserves133-€1k
Profit (loss) carried forward14€-126k€-169k▼
Amounts payable17/49€755k€540k▼
Amounts payable within one year42/48€747k€530k▼
Financial debts43€300k€178k▼
Credit institutions430/8€300k€178k▼
Trade debts44€212k€32k▼
Suppliers440/4€212k€32k▼
Taxes, remuneration and social security45€9k€53k▲
Taxes450/3€9k€53k▲
Other amounts payable47/48€225k€267k▲
Accrued charges and deferred income492/3€8k€10k▲
Income statement
Code20222023
Other operating charges640/8€13k€5k▼
Gross operating margin9900€-54k€-13k▲
Operating profit (loss)9901€-67k€-18k▲
Financial charges65/66B€26k€25k▼
Recurring financial charges65€26k€25k▼
Profit (loss) for the period before taxes9903€-93k€-43k▲
Profit (loss) for the period9904€-93k€-43k▲
Profit (loss) for the period to be appropriated9905€-93k€-43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-126k€-169k▼
Profit (loss) brought forward from the previous period14P€-33k€-126k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Weakest financial yearnet €-93k
Net result drops to €-93k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Crisnée · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Marcel Tibô 154367 CrisnéeGround area
1,306 m²
Building footprint
134 m²
Volume, LiDAR
951 m³
Parcel 64414B0639/00P000, Wallonia · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AJD CONCEPT
since 20172.269.974.105
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64414B0639/00P000 | Wallonia | 1,306 m² | 1 · 134 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,637 companies in sector 68121 we hold annual accounts for 7,329. 1,518 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2017
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.