Equity
€46,048 ▲ 147%
AJC TERRASSEMENT has made a profit in every financial year since 2023.
AJC TERRASSEMENT
Lifetime
3 annual accounts with figures on one time axispeak €216,896 (2024)
€185,583▼ 14.4%
peak €27,390 (2025)
€27,390▲ 773%
peak €46,048 (2025)
€46,048▲ 147%
€71,829▼ 0.9%
Board1 name since 2023
1 directorJANSSENS Alexandre Yvon Christian
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Turnover from €216,896 to €185,583Gross margin from €89,725 to €68,306Result from €3,138 to €27,390Equity from €18,658 to €46,048Cash from €4,012 to €18,791
Key points
from the 2025 annual accountsPayment terms
38 days to suppliers
AJC TERRASSEMENT pays its suppliers 30 days later than in 2024. Customers pay 22 days later.
Liquidity
1.70 was 1.18 in 2024
Short-term debts rose from €43,710 to €52,397.
Filings
3 annual accounts 3 late
The 2024 accounts came latest: 26 days after the end of the period.
Starting capital
€5,000 100 shares
At the same address
954 companies
Checked score
83
Excellent
Financially stronger than 63% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.8%▲ +0.1 percentage points vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.8%● unchanged vs 06-2025
08-2025: 1.1%▲ +0.3 percentage points vs 07-2025
09-2025: 1.3%▲ +0.2 percentage points vs 08-2025
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.4%▲ +0.1 percentage points vs 02-2026
04-2026: 1.4%● unchanged vs 03-2026
05-2026: 1.4%● unchanged vs 04-2026
06-2026: 1.4%● unchanged vs 05-2026
07-2026: 1.4%● unchanged vs 06-2026
08-2026: 1.9%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 0.6%▼ -1.3 percentage points vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026lowest value
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Size: turnover €185,583, total assets €117,876
lowers risk
Sector: Real estate activities (NACE 68)
Liquidity: current ratio 1.70, cash €18,791
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 56% of them on solvency, 45% on liquidity, 90% on profitability and 60% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as AJC TERRASSEMENT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of AJC TERRASSEMENT itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for AJC TERRASSEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.7 (1.18 in 2024), above the usual 1.5. Short-term debt is 44.5% and cash 15.9% of total assets. However, 60.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
24 days late
2024
26 days late
2023
20 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 23 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0800611571
2 establishments registered
Kraainem and Les Bons Villers
Incorporation
Founding capital of €5,000, 100 shares · Founder: JANSSENS Alexandre Yvon Christian · Appointment: JANSSENS Alexandre Yvon Christian (director) · published on 13-04-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AJC TERRASSEMENT Kraainem | €117,876 | €68,306 | 39.1% | - |
| F-F CONSTRUCT Kraainem | €138,069 | €63,439 | 17.7% | - |
| ProLim Zaventem | €111,454 | €77,422 | 29.1% | - |
| Platteau Bouw Ternat | €108,809 | €95,611 | 35.9% | - |
| Bobeg Scherpenheuvel-Zichem | €106,961 | €57,253 | 67.2% | - |
| JPF CONSTRUCT Pajottegem | €149,361 | €46,979 | 37.7% | - |
| Zilteduyn Koksijde | €120,630 | €64,030 | 73.7% | - |
These companies have the same main activity as AJC TERRASSEMENT: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €107,000 and €149,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 11-04-2023Normal situation
- Registered office
- 956 active companies are registered at this address95 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Development of residential building projectsNACE 68121and 6 others
- Establishment units
- 2.343.980.8481950 Kraainem, since 13-04-2023
- 2.345.709.6266210 Les Bons Villers, since 13-04-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 03-10-2025
Insights on AJC TERRASSEMENT
Solvency rose in 2025 from 20.5% to 39.1% because of the retained profit.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AJC TERRASSEMENT
- What is the company number of AJC TERRASSEMENT?
- The company number of AJC TERRASSEMENT is 0800.611.571. The VAT number is the same number with BE in front: BE 0800.611.571.
- Where is AJC TERRASSEMENT based?
- The registered office is at Steenweg op Mechelen 455, 1950 Kraainem.Company details
- What does AJC TERRASSEMENT do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of AJC TERRASSEMENT?
- AJC TERRASSEMENT is a private limited company (BV).
- When was AJC TERRASSEMENT founded?
- AJC TERRASSEMENT was founded on 11-04-2023.
- Is AJC TERRASSEMENT still active?
- Yes, AJC TERRASSEMENT is an active enterprise in the KBO register.
- What is the turnover of AJC TERRASSEMENT?
- The turnover of AJC TERRASSEMENT was €185,583 in financial year 2025, according to the filed annual accounts.Financials
- Is AJC TERRASSEMENT profitable?
- In financial year 2025, AJC TERRASSEMENT made a profit of €27,390.
- Where can I find the annual accounts of AJC TERRASSEMENT?
- AJC TERRASSEMENT filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AJC TERRASSEMENT due?
- AJC TERRASSEMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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