AJA Consultancy
ActiveSummary
AJA Consultancy has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €174,662 and a net result of €19,934. Equity is growing by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 9527 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability78▲+16
Solvency89▲+10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 7.48 against 3.53 in 2023; short-term debt: 7.8% and cash: 17.6% of total assets), and 36.1% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
29 d late
2022
31 d late
2021
34 d early
2020
31 d early
2019
34 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€174,662▲ 12.9%
2023 · €154,729
Total assets
€273,217▼ 4.8%
2023 · €287,030
Net result
€19,934
2023 · -€2,700
Working capital
€137,706▲ 25.0%
2023 · €110,181
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€38,795▲ 288%€30,751▼ 20.7%€85,745▲ 179%€5,006▼ 94.2%€32,300▲ 545%
Net result€26,513within the sector's middle half▲ 6,442%€18,774within the sector's middle half▼ 29.2%€56,596above the sector's middle half▲ 201%-€2,700below the sector's middle half€19,934within the sector's middle half
Equity€82,058within the sector's middle half▲ 47.7%€100,833within the sector's middle half▲ 22.9%€157,429within the sector's middle half▲ 56.1%€154,729within the sector's middle half▼ 1.7%€174,662above the sector's middle half▲ 12.9%
Total assets€190,239within the sector's middle half▲ 11.7%€235,695within the sector's middle half▲ 23.9%€292,041within the sector's middle half▲ 23.9%€287,030within the sector's middle half▼ 1.7%€273,217within the sector's middle half▼ 4.8%
Debt€108,180▼ 5.7%€134,863▲ 24.7%€134,612▼ 0.2%€132,302▼ 1.7%€98,555▼ 25.5%
Working capital€73,969within the sector's middle half▲ 68.0%€71,805within the sector's middle half▼ 2.9%€121,083above the sector's middle half▲ 68.6%€110,181above the sector's middle half▼ 9.0%€137,706above the sector's middle half▲ 25.0%
Solvency43.1%within the sector's middle half▲ 10.5pp42.8%within the sector's middle half▼ 0.4pp53.9%within the sector's middle half▲ 11.1pp53.9%within the sector's middle half=63.9%within the sector's middle half▲ 10.0pp
Current ratio8.71above the sector's middle half▲ 3.063.94above the sector's middle half▼ 4.774.47above the sector's middle half▲ 0.533.53within the sector's middle half▼ 0.947.48above the sector's middle half▲ 3.95
Return on assets (ROA)13.9%within the sector's middle half▲ 13.7pp8.0%within the sector's middle half▼ 6.0pp19.4%within the sector's middle half▲ 11.4pp-0.9%below the sector's middle half▼ 20.3pp7.3%within the sector's middle half▲ 8.2pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 545% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €273,217
Fixed assets
€114,259 ▼ 14.2%
Current assets
€158,958 ▲ 3.4%
Equity and liabilities €273,217
Equity
€174,662 ▲ 12.9%
Debt
€98,555 ▼ 25.5%
Debt's share of the balance-sheet total falls from 46.1% to 36.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52,487▲
2023 · €24,029
Cash flow
€40,120▲
2023 · €16,323
Quick ratio
6.38▲
2023 · 2.87
Debt to equity
0.56▼
2023 · 0.86
ROE
11.4%▲
2023 · -1.7%
Interest coverage
11.73▲
2023 · 5.28
Debt ≤ 1 year
€21,251▼
2023 · €43,605
Debt > 1 year
€77,303▼
2023 · €88,697
Income taxes
€7,890▲
2023 · €3,161
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,133 | €13,988 | €15,807 | €19,023 | €20,186 | ▲ 6.1% |
| Other operating charges640/8 | - | €2,568 | €5,226 | €3,139 | €1,929 | ▼ 38.5% |
| Gross operating margin9900 | €52,584 | €47,307 | €106,779 | €27,168 | €54,416 | ▲ 100% |
| Operating profit (loss)9901 | €38,795 | €30,751 | €85,745 | €5,006 | €32,300 | ▲ 545% |
| Financial income75/76B | - | €0 | €36 | €5 | - | - |
| Recurring financial income75 | €0 | €0 | €36 | €5 | - | - |
| Financial charges65/66B | - | €4,583 | €4,282 | €4,551 | €4,476 | ▼ 1.6% |
| Recurring financial charges65 | €4,250 | €4,583 | €4,282 | €4,551 | €4,476 | ▼ 1.6% |
| Profit (loss) for the period before taxes9903 | €34,544 | €26,168 | €81,498 | €461 | €27,824 | ▲ 5,940% |
| Income taxes67/77 | €8,031 | €7,394 | €24,902 | €3,161 | €7,890 | ▲ 150% |
| Profit (loss) for the period9904 | €26,513 | €18,774 | €56,596 | -€2,700 | €19,934 | ▲ 838% |
| Profit (loss) for the period to be appropriated9905 | €26,513 | €18,774 | €56,596 | -€2,700 | €19,934 | ▲ 838% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €190,239 | €235,695 | €292,041 | €287,030 | €273,217 | ▼ 4.8% |
| Fixed assets21/28 | €106,675 | €139,459 | €136,081 | €133,244 | €114,259 | ▼ 14.2% |
| Tangible fixed assets22/27 | €106,675 | €139,459 | €136,081 | €133,244 | €114,259 | ▼ 14.2% |
| Land and buildings22 | - | €95,710 | €91,939 | €94,577 | €83,258 | ▼ 12.0% |
| Furniture and vehicles24 | - | €43,748 | €44,142 | €38,667 | €31,002 | ▼ 19.8% |
| Current assets29/58 | €83,564 | €96,237 | €155,960 | €153,786 | €158,958 | ▲ 3.4% |
| Stocks and contracts in progress3 | €17,026 | €22,430 | €29,315 | €28,853 | €23,307 | ▼ 19.2% |
| Stocks30/36 | - | €22,430 | €29,315 | €28,853 | €23,307 | ▼ 19.2% |
| Amounts receivable within one year40/41 | €881 | €950 | €22,665 | €106,247 | €55,058 | ▼ 48.2% |
| Trade receivables40 | - | €950 | €16,915 | €94,773 | €39,413 | ▼ 58.4% |
| Other amounts receivable41 | - | - | €5,750 | €11,475 | €15,645 | ▲ 36.3% |
| Current investments50/53 | - | - | - | - | €30,000 | - |
| Cash at bank and in hand54/58 | €60,719 | €66,222 | €101,996 | €15,402 | €48,210 | ▲ 213% |
| Deferred charges and accrued income490/1 | - | €6,635 | €1,984 | €3,284 | €2,383 | ▼ 27.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €190,239 | €235,695 | €292,041 | €287,030 | €273,217 | ▼ 4.8% |
| Equity10/15 | €82,058 | €100,833 | €157,429 | €154,729 | €174,662 | ▲ 12.9% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | - | €12,400 | - | - | - | - |
| Issued capital100 | - | €18,600 | - | - | - | - |
| Uncalled capital101 | - | €6,200 | - | - | - | - |
| Reserves13 | €43,145 | €43,145 | €99,742 | €99,742 | €119,675 | ▲ 20.0% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Legal reserve130 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | - | - | - |
| Distributable reserves133 | - | €41,285 | €97,882 | €99,742 | €119,675 | ▲ 20.0% |
| Profit (loss) carried forward14 | €26,513 | €45,287 | €45,287 | €42,587 | €42,587 | = |
| Amounts payable17/49 | €108,180 | €134,863 | €134,612 | €132,302 | €98,555 | ▼ 25.5% |
| Amounts payable after more than one year17 | €98,585 | €110,431 | €99,735 | €88,697 | €77,303 | ▼ 12.8% |
| Financial debts170/4 | - | €110,431 | €99,735 | €88,697 | €77,303 | ▼ 12.8% |
| Amounts payable within one year42/48 | €9,595 | €24,432 | €34,877 | €43,605 | €21,251 | ▼ 51.3% |
| Current portion of amounts payable after more than one year42 | - | €10,364 | €10,695 | €27,751 | €11,393 | ▼ 58.9% |
| Trade debts44 | €435 | €11,075 | €1,088 | €1,088 | - | - |
| Suppliers440/4 | - | €11,075 | €1,088 | €1,088 | - | - |
| Taxes, remuneration and social security45 | - | €2,993 | €23,093 | €8,141 | €9,858 | ▲ 21.1% |
| Taxes450/3 | - | €2,993 | €21,376 | €8,141 | €9,858 | ▲ 21.1% |
| Remuneration and social security454/9 | - | - | €1,717 | - | - | - |
| Other amounts payable47/48 | - | - | - | €6,625 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26,513 | €18,774 | €56,596 | -€2,700 | €19,934 | ▲ 838% |
| + Depreciation and write-downs630 | €10,133 | €13,988 | €15,807 | €19,023 | €20,186 | ▲ 6.1% |
| Operating cash flow (approximation) | €36,646 | €32,763 | €72,404 | €16,323 | €40,120 | ▲ 146% |
| Investment in fixed assets (approximation) | - | -€46,772 | -€12,430 | -€16,186 | -€1,202 | ▲ 92.6% |
| Change in cash | - | €5,503 | €35,775 | -€86,595 | €32,808 | ▲ 138% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €19,934
Net result €19,934 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 7.48
Current ratio from 3.53 to 7.48; short-term debt falls from €43,605 to €21,251.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet -€2,700
Net result drops to -€2,700, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €56,596 ▲201%
Operating result €85,745, net result €56,596, both a record.
31-12
Financial
Equity above €150,000Eq €157,429 ▲56.1%
5 profitable years in a row build equity to €157,429.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100,000Eq €100,833 ▲22.9%
4 profitable years in a row build equity to €100,833.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2012
Ground area
980 m²
Building footprint
79 m²
Volume, LiDAR
560 m³
Parcel 71562B0877/00V000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AJA Consultancy
since 20122.216.298.164
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71562B0877/00V000 | Flanders | 980 m² | 1 · 79 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 7,621 EUR awarded · 7,621 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,767 EUR | 3,767 EUR |
| 2024 | 1 | 434 EUR | 1,289 EUR |
| 2023 | 1 | 3,420 EUR | 2,565 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudsbergen2.216.298.164
Similar companies · same sector, comparable size
SERANA
BE 1004.039.377
Deerlijk · Eq €174,659
Reusable Packaging Europe
BE 0743.780.756
Brussel · Eq €174,551
EFP management
BE 1014.125.397
Gavere · Eq €174,488
KooKoo Ventures
BE 0804.549.969
Brussel · Eq €174,886
NEXT VASTGOEDBEHEER
BE 0793.503.748
Lanaken · Eq €174,932
Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 7,067 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-11-2012
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0500933239
Also
9925:BE0500933239
Registered
07-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.