AJ INDUSTRIES
ActiveSummary
AJ INDUSTRIES has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €233k and a net result of €27k. Equity is growing by ~32.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78=
Solvency91▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.77 against 2.56 in 2024; short-term debt: 31.1% and cash: 22.8% of total assets), and 34.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.7%
Return on assets
7.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
46 d late
2023
13 d early
2022
13 d early
2021
11 d late
2020
2 d late
2019
53 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€233k▲ 12.9%
2024 · €207k
2018: €54k
2019: €41k
2020: €51k
2021: €47k
2022: €140k
2023: €181k
2024: €207k
2018 → 2025
Total assets
€355k▲ 5.0%
2024 · €338k
2018: €191k
2019: €125k
2020: €125k
2021: €125k
2022: €267k
2023: €349k
2024: €338k
2018 → 2025
Net result
€27k▲ 3.7%
2024 · €26k
2018: €-37k
2019: €-13k
2020: €10k
2021: €-3k
2022: €93k
2023: €41k
2024: €26k
2018 → 2025
Working capital
€195k▲ 19.4%
2024 · €163k
2018: €54k
2019: €47k
2020: €73k
2021: €69k
2022: €91k
2023: €131k
2024: €163k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€140k▲ 195%€181k▲ 29.2%€207k▲ 14.2%€233k▲ 12.9%
Operating result€-2k-€112k€62k▼ 44.2%€40k▼ 36.5%€40k▲ 0.6%
Net result€-3k-€93k€41k▼ 55.9%€26k▼ 36.9%€27k▲ 3.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €355k
Fixed assets
€50k ▼ 29.2%
Current assets
€305k ▲ 14.1%
Equity and liabilities €355k
Equity
€233k ▲ 12.9%
Debt
€122k ▼ 7.4%
Debt's share of the balance-sheet total falls from 38.9% to 34.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€83k▲
2024 · €71k
Cash flow
€70k▲
2024 · €57k
Current ratio
2.77▲
2024 · 2.56
Debt to equity
0.52▼
2024 · 0.64
ROE
11.4%▼
2024 · 12.5%
ROA
7.5%▼
2024 · 7.6%
Interest coverage
74.59▲
2024 · 35.74
Debt ≤ 1 year
€110k▲
2024 · €104k
Debt > 1 year
€11k▼
2024 · €26k
Income taxes
€12k▲
2024 · €12k
Staff costs
€153k▼
2024 · €160k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€338k€355k▲
Formation expenses20€0€0=
Fixed assets21/28€71k€50k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€70k€49k▼
Land and buildings22€0€0=
Plant, machinery and equipment23€946€1k▲
Furniture and vehicles24€69k€48k▼
Financial fixed assets28€1k€1k=
Current assets29/58€268k€305k▲
Amounts receivable within one year40/41€176k€220k▲
Trade receivables40€173k€198k▲
Other amounts receivable41€3k€21k▲
Cash at bank and in hand54/58€85k€81k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€338k€355k▲
Equity10/15€207k€233k▲
Contributions10/11€19k€19k=
Reserves13€188k€215k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€186k€213k▲
Amounts payable17/49€132k€122k▼
Amounts payable after more than one year17€26k€11k▼
Financial debts170/4€26k€11k▼
Amounts payable within one year42/48€104k€110k▲
Current portion of amounts payable after more than one year42€22k€14k▼
Trade debts44€8k€62k▲
Suppliers440/4€8k€62k▲
Taxes, remuneration and social security45€70k€28k▼
Taxes450/3€46k€9k▼
Remuneration and social security454/9€24k€19k▼
Other amounts payable47/48€4k€5k▲
Accrued charges and deferred income492/3€2k€428▼
Income statement
Code20242025
Non-recurring operating income76A€0€248▲
Remuneration, social security and pensions62€160k€153k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€43k▲
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€117€0▼
Gross operating margin9900€234k€238k▲
Operating profit (loss)9901€40k€40k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€38k€39k▲
Income taxes67/77€12k€12k▲
Profit (loss) for the period9904€26k€27k▲
Profit (loss) for the period to be appropriated9905€26k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€27k▲
Transfer to equity691/2€26k€27k▲
To other reserves6921€26k€27k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
31-12
Financial
Equity above €200kEq €207k ▲14.2%
3 profitable years in a row build equity to €207k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €181k ▲29.2%
2 profitable years in a row build equity to €181k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €93k
Net result €93k after one loss-making year.
31-12
Financial
Equity above €100kEq €140k ▲195%
Equity rises from €47k to €140k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
Show earlier events
2019
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Violettes(N) 44121 NeupréGround area
1,320 m²
Building footprint
125 m²
Volume, LiDAR
646 m³
Parcel 61044B0001/14A000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AJ Industries SPRL
since 20142.238.408.523
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61044B0001/14A000 | Wallonia | 1,320 m² | 1 · 125 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesAJ INDUSTRIES SRL46146
Similar companies · same sector, comparable size
B.M. BOUW
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BILD CONSTRUCT
BE 0740.869.964
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Residentie Technics
BE 0515.983.877
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DOM DESIGN
BE 0876.602.064
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MCM BAT
BE 0649.928.704
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,683 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2014
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
33200Installation of industrial machinery and equipment
38110Waste collection, recovery and disposal activities
38120Waste collection, recovery and disposal activities
38210Materials recovery from waste
38320Waste collection, recovery and disposal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.