AIVER SERVICES
ActiveAIVER SERVICES has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €14k. Its solvency ranks better than 46% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▲+1
Growth78
Stability82
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.96 in 2024), and 48.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.4%
Return on assets
25.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
26 d late
2024
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 85.3%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€54k▲ 77.1%
2024 · €31k
2024: €31k
2024 → 2025
Net result
€14k▲ 6.1%
2024 · €13k
2024: €13k
2024 → 2025
Working capital
€24k▲ 57.1%
2024 · €15k
2024: €15k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€28k▲ 85.3%
Operating result€16k-€17k▲ 7.9%
Net result€13k-€14k▲ 6.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€6k▲ 8,820%
Current assets
€49k▲ 59.4%
Equity and liabilities €54k
Equity
€28k▲ 85.3%
Debt
€26k▲ 69.1%
The debt ratio falls from 50.9% to 48.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€18k
Cash flow
€14k
Solvency
51.4%▲
2024 · 49.1%
Current ratio
1.93▼
2024 · 1.96
Quick ratio
1.93▼
2024 · 1.96
Debt / equity
0.95▼
2024 · 1.04
ROE
49.0%▼
2024 · 85.6%
ROA
25.2%▼
2024 · 42.0%
Interest coverage
59.35
Debt
€26k▲
2024 · €16k
Debt ≤ 1 year
€25k▲
2024 · €16k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€54k▲
Fixed assets21/28€62€6k▲
Tangible fixed assets22/27-€5k
Furniture and vehicles24-€5k
Financial fixed assets28€62€62=
Current assets29/58€31k€49k▲
Amounts receivable within one year40/41€18k€12k▼
Trade receivables40€18k€10k▼
Other amounts receivable41-€1k
Cash at bank and in hand54/58€13k€37k▲
Deferred charges and accrued income490/1-€93
Equity and liabilities
Total equity and liabilities10/49€31k€54k▲
Equity10/15€15k€28k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€12k€25k▲
Amounts payable17/49€16k€26k▲
Amounts payable within one year42/48€16k€25k▲
Trade debts44€384€2k▲
Suppliers440/4€384€2k▲
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€9k€18k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€494
Other operating charges640/8€387€400▲
Gross operating margin9900€17k€18k▲
Operating profit (loss)9901€16k€17k▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€62€303▲
Recurring financial charges65€62€303▲
Profit (loss) for the period before taxes9903€16k€17k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€13k€14k▲
Profit (loss) for the period to be appropriated9905€13k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€26k▲
Profit (loss) brought forward from the previous period14P-€12k
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parkdreef 151000 BrusselGround area
1.5 ha
Building footprint
691 m²
Volume, LiDAR
31,837 m³
Parcel 21814P0388/00K007, Brussels · tallest building 62.8 m, ±15 floors. Linked by address, not a title deed.
1 establishment unit
AIVER SERVICES
since 20242.362.826.364
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21814P0388/00K007 | Brussels | 1.5 ha | 1 · 691 m² | 62.8 m · 15 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ROSOLIA
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 33,725 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74201Photography, excluding press photography
74209Other photographic activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.