AIT & B
ActiveSummary
The computed 12-month bankruptcy probability of AIT & B is 4.7% (elevated). The 2025 annual accounts show equity of €19,384 and a net result of €877. Equity is growing by ~29.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 4718 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+31
Solvency65▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
4.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.26 against 0.25 in 2024; short-term debt: 59.5% and cash: 0.8% of total assets), and 59.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.5%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
24 d late
2024
54 d late
2023
7 d late
2022
49 d early
2021
38 d late
2020
74 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 25 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
Equity
€19,384▲ 4.7%
2024 · €18,507
Total assets
€47,869=
2024 · €47,872
Net result
€877▲ 67.0%
2024 · €525
Working capital
-€21,045▲ 3.9%
2024 · -€21,898
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,067▼ 1,052%€10,398€2,082▼ 80.0%€525▼ 74.8%€1,059▲ 102%
Net result€517within the sector's middle half▼ 81.5%€10,244within the sector's middle half▲ 1,880%€1,929within the sector's middle half▼ 81.2%€525within the sector's middle half▼ 72.8%€877within the sector's middle half▲ 67.0%
Equity€5,808below the sector's middle half▲ 9.8%€16,052within the sector's middle half▲ 176%€17,982within the sector's middle half▲ 12.0%€18,507within the sector's middle half▲ 2.9%€19,384within the sector's middle half▲ 4.7%
Total assets€8,370below the sector's middle half▲ 43.2%€16,904below the sector's middle half▲ 102%€18,955below the sector's middle half▲ 12.1%€47,872within the sector's middle half▲ 153%€47,869within the sector's middle half=
Debt€2,562▲ 362%€852▼ 66.8%€973▲ 14.2%€29,365▲ 2,918%€28,485▼ 3.0%
Working capital-€2,192within the sector's middle half€10,052within the sector's middle half€13,982within the sector's middle half▲ 39.1%-€21,898below the sector's middle half-€21,045below the sector's middle half▲ 3.9%
Solvency69.4%above the sector's middle half▼ 21.1pp95.0%above the sector's middle half▲ 25.6pp94.9%above the sector's middle half▼ 0.1pp38.7%within the sector's middle half▼ 56.2pp40.5%within the sector's middle half▲ 1.8pp
Current ratio0.14below the sector's middle half▼ 6.7812.80above the sector's middle half▲ 12.6615.37above the sector's middle half▲ 2.570.25below the sector's middle half▼ 15.120.26below the sector's middle half▲ 0.01
Return on assets (ROA)6.2%within the sector's middle half▼ 41.6pp60.6%above the sector's middle half▲ 54.4pp10.2%within the sector's middle half▼ 50.4pp1.1%within the sector's middle half▼ 9.1pp1.8%within the sector's middle half▲ 0.7pp
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 102% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47,869
Fixed assets
€40,429 ▲ 0.1%
Current assets
€7,440 ▼ 0.4%
Equity and liabilities €47,869
Equity
€19,384 ▲ 4.7%
Debt
€28,485 ▼ 3.0%
Debt's share of the balance-sheet total falls from 61.3% to 59.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14,535▲
2024 · €2,128
Cash flow
€14,353▲
2024 · €2,128
Debt to equity
1.47▼
2024 · 1.59
ROE
4.5%▲
2024 · 2.8%
Interest coverage
79.73
Debt ≤ 1 year
€28,485▼
2024 · €29,365
Staff costs
€458
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,048 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.2%
went bankrupt
3.8%
stopped otherwise
94%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €3,020 | - | €458 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,000 | €2,000 | €2,000 | €1,603 | €13,476 | ▲ 741% |
| Other operating charges640/8 | - | €904 | €642 | - | €257 | - |
| Gross operating margin9900 | €933 | €13,301 | €7,743 | €2,128 | €15,250 | ▲ 617% |
| Operating profit (loss)9901 | -€1,067 | €10,398 | €2,082 | €525 | €1,059 | ▲ 102% |
| Financial income75/76B | €1,719 | - | - | - | - | - |
| Recurring financial income75 | €1,719 | - | - | - | - | - |
| Financial charges65/66B | €135 | €153 | €153 | - | €182 | - |
| Recurring financial charges65 | €135 | €153 | €153 | - | €182 | - |
| Profit (loss) for the period before taxes9903 | €517 | €10,244 | €1,929 | €525 | €877 | ▲ 67.0% |
| Profit (loss) for the period9904 | €517 | €10,244 | €1,929 | €525 | €877 | ▲ 67.0% |
| Profit (loss) for the period to be appropriated9905 | €517 | €10,244 | €1,929 | €525 | €877 | ▲ 67.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8,370 | €16,904 | €18,955 | €47,872 | €47,869 | = |
| Fixed assets21/28 | €8,000 | €6,000 | €4,000 | €40,405 | €40,429 | ▲ 0.1% |
| Tangible fixed assets22/27 | €8,000 | €6,000 | €4,000 | €40,405 | €40,429 | ▲ 0.1% |
| Furniture and vehicles24 | €8,000 | €6,000 | €4,000 | €40,405 | €40,429 | ▲ 0.1% |
| Current assets29/58 | €370 | €10,904 | €14,955 | €7,467 | €7,440 | ▼ 0.4% |
| Amounts receivable within one year40/41 | €240 | €7,450 | €1,991 | €7,467 | €7,063 | ▼ 5.4% |
| Trade receivables40 | - | €7,353 | €1,577 | - | €2,196 | - |
| Other amounts receivable41 | €240 | €97 | €414 | €7,467 | €4,867 | ▼ 34.8% |
| Cash at bank and in hand54/58 | €130 | €3,453 | €12,964 | - | €378 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8,370 | €16,904 | €18,955 | €47,872 | €47,869 | = |
| Equity10/15 | €5,808 | €16,052 | €17,982 | €18,507 | €19,384 | ▲ 4.7% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Capital10 | €2,500 | €2,500 | - | - | - | - |
| Issued capital100 | €2,500 | €2,500 | - | - | - | - |
| Reserves13 | €250 | €250 | €250 | €250 | €250 | = |
| Non-distributable reserves130/1 | €250 | €250 | €250 | €250 | €250 | = |
| Legal reserve130 | €250 | €250 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €250 | €250 | €250 | = |
| Profit (loss) carried forward14 | €3,058 | €13,302 | €15,232 | €15,757 | €16,634 | ▲ 5.6% |
| Amounts payable17/49 | €2,562 | €852 | €973 | €29,365 | €28,485 | ▼ 3.0% |
| Amounts payable within one year42/48 | €2,562 | €852 | €973 | €29,365 | €28,485 | ▼ 3.0% |
| Trade debts44 | €2,235 | €852 | €719 | €2,050 | €719 | ▼ 65.0% |
| Suppliers440/4 | €2,235 | €852 | €719 | €2,050 | €719 | ▼ 65.0% |
| Taxes, remuneration and social security45 | €327 | - | €254 | - | - | - |
| Taxes450/3 | €327 | - | - | - | - | - |
| Remuneration and social security454/9 | - | - | €254 | - | - | - |
| Other amounts payable47/48 | - | - | - | €27,315 | €27,767 | ▲ 1.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €517 | €10,244 | €1,929 | €525 | €877 | ▲ 67.0% |
| + Depreciation and write-downs630 | €2,000 | €2,000 | €2,000 | €1,603 | €13,476 | ▲ 741% |
| Operating cash flow (approximation) | €2,517 | €12,244 | €3,929 | €2,128 | €14,353 | ▲ 574% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€38,008 | -€13,500 | ▲ 64.5% |
| Change in cash | - | €3,323 | €9,510 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
19-08
State Gazette act
Appointments: HADDOUCHE MOURAD (director) and ZAIMI BOUHFID HIBA (director)Shareholding · Share transfer7 facts ▸
State Gazette act
Appointments: HADDOUCHE MOURAD (director) and ZAIMI BOUHFID HIBA (director)
Shareholding · Share transfer7 facts ▸
- General meeting, 10-08-2026
- Director appointment, HADDOUCHE MOURAD (director)
- Shareholding, actionnaire, 10-08-2026
- Director appointment, ZAIMI BOUHFID HIBA (director)
- Shareholding, actionnaire, 10-08-2026
- Share transfer, ZAIMI JELOULI MOHAMMED → HADDOUCHE MOURAD
- Share transfer, ZAIMI JELOULI MOHAMMED
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €10,244 ▲1,880%
Operating result €10,398, net result €10,244, both a record.
31-12
Financial
Liquidity times 89current ratio 12.80
Current ratio from 0.14 to 12.80; short-term debt falls from €2,562 to €852.
07-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 38 days late
2021
31-12
Financial
Weakest financial yearnet €517 ▼81.5%
Net result drops to €517, the lowest in the series; recovery starts the following year.
13-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 74 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 9 acts read
About the unread acts
Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
HADDOUCHE MOURAD
CurrentDirector · since 10-08-2026
ZAIMI BOUHFID HIBA
CurrentDirector · since 10-08-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
8 of this company's 9 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2020
Ground area
219 m²
Building footprint
191 m²
Volume, LiDAR
2,020 m³
2 parcels, Brussels · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Emile Verséstraat 4, 1070 Anderlecht
since 20202.298.140.529
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0602/00A006 | Brussels | 110 m² | 1 · 83 m² | 17.8 m · 5 fl. |
| 21308H0438/00K004 | Brussels | 108 m² | 1 · 108 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| HADDOUCHE MOURAD |
|
| ZAIMI BOUHFID HIBA |
|
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 19-08-2026 ↗
- HADDOUCHE MOURAD actionnaire
- ZAIMI BOUHFID HIBA actionnaire
Share transfer
act of 19-08-2026 ↗
- ZAIMI JELOULI MOHAMMED to HADDOUCHE MOURAD 1 share
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
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Of 963 companies in sector 49310 we hold annual accounts for 488. 348 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
49310Scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49320Non-scheduled passenger transport by road
E-invoicing
Reachable via Peppol
Peppol ID
0208:0737456455
Registered
02-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.