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AIAF

Active
Non-profit associationfounded 200125 yrs activeRené Declercqstraat 59, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0474.314.261
Summary

AIAF has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94,969 and a net result of €7,286. The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability57▼-8
Solvency100=
Growth52
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
short-term debt: 0.4% and cash: 99.1% of total assets, and 0.4% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.6%
Return on assets
7.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
140 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 86 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 January 2001, AIAF was incorporated.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€94,969▲ 8.3%
2024 · €87,683
Total assets
€95,322▲ 7.2%
2024 · €88,952
Net result
€7,286▼ 25.2%
2024 · €9,745
Working capital
€94,969▲ 8.3%
2024 · €87,683
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€8,638-€6,488▼ 24.9%
Net result€9,745-€7,286▼ 25.2%
Equity€87,683-€94,969▲ 8.3%
Total assets€88,952-€95,322▲ 7.2%
Debt€1,269-€353▼ 72.2%
Working capital€87,683-€94,969▲ 8.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€2,500€5,000€7,500€10,000Operating result 2024: €8,638€8,638Net result 2024: €9,745€9,745Operating result 2025: €6,488€6,488Net result 2025: €7,286€7,28620242025€0€2,500€5,000€7,500€10,000Operating result 2024: €8,638€8,640Net result 2024: €9,745€9,750Operating result 2025: €6,488€6,490Net result 2025: €7,286€7,29020242025
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €95,322
Equity €94,969 ▲ 8.3%
Debt €353 ▼ 72.2%
Debt's share of the balance-sheet total falls from 1.4% to 0.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.00▼
2024 · 0.01
ROE
7.7%▼
2024 · 11.1%
ROA
7.6%▼
2024 · 11.0%
Debt ≤ 1 year
€353▼
2024 · €1,269
Income taxes
€263
A ratio outside any meaningful range has been withheld (balance sheet total €95,322, equity €94,969).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.5% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 24 lines
Balance sheet Code20242025
Assets
Total assets20/58€88,952€95,322▲
Current assets29/58€88,952€95,322▲
Current investments50/53€70,000-
Cash at bank and in hand54/58€18,952€94,422▲
Deferred charges and accrued income490/1-€900
Equity and liabilities
Total equity and liabilities10/49€88,952€95,322▲
Equity10/15€87,683€94,969▲
Profit (loss) carried forward14€87,683€94,969▲
Amounts payable17/49€1,269€353▼
Amounts payable within one year42/48€1,269€353▼
Trade debts44€1,269€353▼
Suppliers440/4€1,269€353▼
Income statement Code20242025
Gross operating margin9900€8,638€6,488▼
Operating profit (loss)9901€8,638€6,488▼
Financial income75/76B€1,260€1,274▲
Recurring financial income75€1,260€1,274▲
Financial charges65/66B€153€213▲
Recurring financial charges65€153€213▲
Profit (loss) for the period before taxes9903€9,745€7,549▼
Income taxes67/77-€263
Profit (loss) for the period9904€9,745€7,286▼
Profit (loss) for the period to be appropriated9905€9,745€7,286▼
Appropriation of the result
Profit (loss) to be appropriated9906€87,683€94,969▲
Profit (loss) brought forward from the previous period14P€77,938€87,683▲
Line20242025Change
Gross operating margin9900€8,638€6,488▼ 24.9%
Operating profit (loss)9901€8,638€6,488▼ 24.9%
Financial income75/76B€1,260€1,274▲ 1.1%
Recurring financial income75€1,260€1,274▲ 1.1%
Financial charges65/66B€153€213▲ 38.8%
Recurring financial charges65€153€213▲ 38.8%
Profit (loss) for the period before taxes9903€9,745€7,549▼ 22.5%
Income taxes67/77-€263-
Profit (loss) for the period9904€9,745€7,286▼ 25.2%
Profit (loss) for the period to be appropriated9905€9,745€7,286▼ 25.2%
Line20242025Change
Assets
Total assets20/58€88,952€95,322▲ 7.2%
Current assets29/58€88,952€95,322▲ 7.2%
Current investments50/53€70,000--
Cash at bank and in hand54/58€18,952€94,422▲ 398%
Deferred charges and accrued income490/1-€900-
Equity and liabilities
Total equity and liabilities10/49€88,952€95,322▲ 7.2%
Equity10/15€87,683€94,969▲ 8.3%
Profit (loss) carried forward14€87,683€94,969▲ 8.3%
Amounts payable17/49€1,269€353▼ 72.2%
Amounts payable within one year42/48€1,269€353▼ 72.2%
Trade debts44€1,269€353▼ 72.2%
Suppliers440/4€1,269€353▼ 72.2%
Line20242025Change
Profit (loss) for the period9904€9,745€7,286▼ 25.2%
Operating cash flow (approximation)€9,745€7,286▼ 25.2%
Change in cash-€75,471-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Liquidity quadruplescurrent ratio 270.08
Current ratio from 70.10 to 270.08; short-term debt falls from €1,269 to €353.
18-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 140 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts

We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe
exact location from the address register On OpenStreetMap
Ground area
191 m²
Building footprint
70 m²
Volume, LiDAR
800 m³
Parcel 21019A0090/00X002, Brussels · tallest building 12.8 m, ±4 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21019A0090/00X002 Brussels 191 m² 1 · 70 m² 12.8 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formNon-profit association
Founded11-01-2001
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0474314261
Also 9925:BE0474314261
Registered 19-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.