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AIA-POOL

Active
Private limited companyfounded 199431 yrs activeSteenweg op Jette 221, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0453.634.752
Summary

AIA-POOL has been active since 1994 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €375,407 and a net result of -€5,248. Equity remains stable across the filed fiscal years (±1.3% per year). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability37▼-4
Solvency53=
Growth58=
Track record92
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.38 in 2024; short-term debt: 72.2% and cash: 86.1% of total assets), and 72.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
7 d early
2023
21 d late
2022
25 d early
2021
17 d late
2020
30 d late
2019
12 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 1 day before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Strikeout withdrawal
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline

History

AIA-POOL was incorporated on 18 October 1994.1 Total assets fell from EUR 1.8 million in 2018 to EUR 1.4 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€375,407▼ 1.4%
2024 · €380,655
Total assets
€1.4m▼ 1.9%
2024 · €1.4m
Net result
-€5,248
2024 · €18,327
Working capital
€375,585▼ 1.4%
2024 · €380,747
Trend over the years
In euros
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€3,809▲ 83.0%-€3,859▼ 1.3%-€8,700▼ 125%€6,634-€4,482
Net result-€4,756▲ 78.9%-€4,684▲ 1.5%-€7,706▼ 64.5%€18,327-€5,248
Equity€374,719▼ 1.3%€370,035▼ 1.2%€362,329▼ 2.1%€380,655▲ 5.1%€375,407▼ 1.4%
Total assets€2.1m▲ 22.9%€2.0m▼ 7.6%€1.7m▼ 14.9%€1.4m▼ 17.0%€1.4m▼ 1.9%
Debt€1.7m▲ 29.7%€1.6m▼ 8.9%€1.3m▼ 17.9%€998,411▼ 23.2%€977,088▼ 2.1%
Working capital€374,927▼ 1.2%€370,232▼ 1.3%€362,553▼ 2.1%€380,747▲ 5.0%€375,585▼ 1.4%
Staff (FTE)00
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2021: -€3,809-€3,809Net result 2021: -€4,756-€4,756Operating result 2022: -€3,859-€3,859Net result 2022: -€4,684-€4,684Operating result 2023: -€8,700-€8,700Net result 2023: -€7,706-€7,706Operating result 2024: €6,634€6,634Net result 2024: €18,327€18,327Operating result 2025: -€4,482-€4,482Net result 2025: -€5,248-€5,24820212022202320242025-€10,000€0€10,000€20,000Operating result 2023: -€8,700-€8,700Net result 2023: -€7,706-€7,710Operating result 2024: €6,634€6,630Net result 2024: €18,327€18,300Operating result 2025: -€4,482-€4,480Net result 2025: -€5,248-€5,250202320242025
The operating result turns negative in 2025: a loss of €4,482 after €6,634 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.4m
Equity €375,407 ▼ 1.4%
Debt €977,088 ▼ 2.1%
Debt's share of the balance-sheet total falls from 72.4% to 72.2%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.38▲
2024 · 1.38
Debt to equity
2.60▼
2024 · 2.62
ROE
-1.4%▼
2024 · 4.8%
ROA
-0.4%▼
2024 · 1.3%
Debt ≤ 1 year
€976,910▼
2024 · €998,319
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,507 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a small loss
1.6% went bankrupt
1.8% stopped otherwise
96% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,507 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.4m€1.4m▼
Current assets29/58€1.4m€1.4m▼
Amounts receivable within one year40/41€190,149€188,128▼
Trade receivables40€190,149€188,128▼
Other amounts receivable41€0-
Current investments50/53€0-
Cash at bank and in hand54/58€1.2m€1.2m▼
Equity and liabilities
Total equity and liabilities10/49€1.4m€1.4m▼
Equity10/15€380,655€375,407▼
Contributions10/11€18,592€18,592=
Reserves13€1,859€1,859=
Distributable reserves133€1,859€1,859=
Profit (loss) carried forward14€360,204€354,956▼
Amounts payable17/49€998,411€977,088▼
Amounts payable within one year42/48€998,319€976,910▼
Trade debts44€998,319€976,910▼
Suppliers440/4€998,319€976,910▼
Advances received on contracts in progress46€0-
Accrued charges and deferred income492/3€92€178▲
Income statement Code20242025
Other operating charges640/8€6,698€998▼
Gross operating margin9900€13,333-€3,483▼
Operating profit (loss)9901€6,634-€4,482▼
Financial income75/76B€12,200€0▼
Recurring financial income75€12,200€0▼
Financial charges65/66B€507€766▲
Recurring financial charges65€507€766▲
Profit (loss) for the period before taxes9903€18,327-€5,248▼
Profit (loss) for the period9904€18,327-€5,248▼
Profit (loss) for the period to be appropriated9905€18,327-€5,248▼
Appropriation of the result
Profit (loss) to be appropriated9906€360,204€354,956▼
Profit (loss) brought forward from the previous period14P€341,877€360,204▲
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€868€910€960€6,698€998▼ 85.1%
Gross operating margin9900-€2,941-€2,949-€7,740€13,333-€3,483▼ 126%
Operating profit (loss)9901-€3,809-€3,859-€8,700€6,634-€4,482▼ 168%
Financial income75/76B--€1,636€12,200€0▼ 100%
Recurring financial income75--€1,636€12,200€0▼ 100%
Financial charges65/66B€947€824€642€507€766▲ 51.0%
Recurring financial charges65€947€824€642€507€766▲ 51.0%
Profit (loss) for the period before taxes9903-€4,756-€4,684-€7,706€18,327-€5,248▼ 129%
Profit (loss) for the period9904-€4,756-€4,684-€7,706€18,327-€5,248▼ 129%
Profit (loss) for the period to be appropriated9905-€4,756-€4,684-€7,706€18,327-€5,248▼ 129%
Line20212022202320242025Change
Assets
Total assets20/58€2.1m€2.0m€1.7m€1.4m€1.4m▼ 1.9%
Current assets29/58€2.1m€2.0m€1.7m€1.4m€1.4m▼ 1.9%
Amounts receivable within one year40/41€278,300€242,625€250,230€190,149€188,128▼ 1.1%
Trade receivables40€127,840€75,262€82,194€190,149€188,128▼ 1.1%
Other amounts receivable41€150,460€167,363€168,036€0--
Current investments50/53€95€95€95€0--
Cash at bank and in hand54/58€1.8m€1.7m€1.4m€1.2m€1.2m▼ 2.1%
Equity and liabilities
Total equity and liabilities10/49€2.1m€2.0m€1.7m€1.4m€1.4m▼ 1.9%
Equity10/15€374,719€370,035€362,329€380,655€375,407▼ 1.4%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Reserves13€1,859€1,859€1,859€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859----
Reserves not available under the articles1311€1,859€1,859----
Distributable reserves133--€1,859€1,859€1,859=
Profit (loss) carried forward14€354,267€349,584€341,877€360,204€354,956▼ 1.5%
Amounts payable17/49€1.7m€1.6m€1.3m€998,411€977,088▼ 2.1%
Amounts payable within one year42/48€1.7m€1.6m€1.3m€998,319€976,910▼ 2.1%
Trade debts44€1.7m€1.6m€1.3m€998,319€976,910▼ 2.1%
Suppliers440/4€1.7m€1.6m€1.3m€998,319€976,910▼ 2.1%
Advances received on contracts in progress46€31,847€31,847€32,928€0--
Accrued charges and deferred income492/3€208€198€225€92€178▲ 93.6%
Line20212022202320242025Change
Profit (loss) for the period9904-€4,756-€4,684-€7,706€18,327-€5,248▼ 129%
Operating cash flow (approximation)-€4,756-€4,684-€7,706€18,327-€5,248▼ 129%
Change in cash--€124,213-€297,747-€222,811-€24,549▲ 89.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €18,327
Net result €18,327 after 6 loss-making years.
21-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 21 days late
2023
06-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
17-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Weakest financial yearnet -€22,585
Net result drops to -€22,585, the lowest in the series; recovery starts the following year.
19-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
20-12
KBO administration Strikeout withdrawal
event 27-11-2019
27-11
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 119 days late
27-11
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 484 days late
27-11
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 849 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1996
seat establishment The establishment unit on the map
Ground area
1,097 m²
Building footprint
506 m²
Volume, LiDAR
6,699 m³
2 parcels, Brussels · tallest building 19.2 m, ±6 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
AIA
Tervurenlaan 96, 1040 EtterbeekInsurance, reinsurance and pension funding, except compulsory social security
since 19962.077.812.056
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21012E0009/00C000 Brussels 967 m² 1 · 435 m² 16.5 m · 5 fl.
21005A0587/00A003 Brussels 130 m² 1 · 71 m² 19.1 m · 6 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

5 owners

According to the 2025 annual accounts of AIA-POOL and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded18-10-1994
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0453634752
Registered 12-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.