AI-GUST
ActiveThe annual accounts of AI-GUST for fiscal year 2025 show a net loss of 114% of the equity at the start of that year. The 2025 annual accounts show equity of €247k and a net result of €-440k. Equity is shrinking by ~33.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 19% of 2687 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▲+2
Solvency33▼-12
Growth32=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.62 against 3.54 in 2024; short-term debt: 11.1% and cash: 28.2% of total assets), but 92.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-440k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2687 sector peers (2025).
NBB · sector comparisonPosition among 2687 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
9 d early
2024
20 d early
2023
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€247k▼ 36.2%
2024 · €386k
2023: €504k
2024: €386k
2023 → 2025
Total assets
€3.27M▲ 68.9%
2024 · €1.94M
2023: €1.55M
2024: €1.94M
2023 → 2025
Net result
€-440k▼ 5.3%
2024 · €-418k
2023: €-246k
2024: €-418k
2023 → 2025
Working capital
€954k▲ 80.4%
2024 · €529k
2023: €892k
2024: €529k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€504k-€386k▼ 23.3%€247k▼ 36.2%
Operating result€-240k-€-386k▼ 61.3%€-372k▲ 3.8%
Net result€-246k-€-418k▼ 69.9%€-440k▼ 5.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €372k in 2025 against €386k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.27M
Fixed assets
€1.95M▲ 62.9%
Current assets
€1.32M▲ 78.8%
Equity and liabilities €3.27M
Equity
€247k▼ 36.2%
Debt
€3.03M▲ 95.1%
The debt ratio rises from 80.0% to 92.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-106k▲
2024 · €-270k
Cash flow
€-174k▲
2024 · €-301k
Solvency
7.5%▼
2024 · 20.0%
Current ratio
3.62▲
2024 · 3.54
Quick ratio
3.62▲
2024 · 3.54
Debt / equity
12.27▲
2024 · 4.01
ROE
-178.4%▼
2024 · -108.1%
ROA
-13.4%▲
2024 · -21.6%
Interest coverage
-1.56▲
2024 · -8.61
Debt
€3.03M▲
2024 · €1.55M
Debt ≤ 1 year
€364k▲
2024 · €209k
Debt > 1 year
€2.20M▲
2024 · €1.06M
Income taxes
€383▲
2024 · €61
Staff costs
€435k▲
2024 · €300k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.94M€3.27M▲
Fixed assets21/28€1.20M€1.95M▲
Intangible fixed assets21€1.19M€1.94M▲
Tangible fixed assets22/27€8k€7k▼
Furniture and vehicles24€8k€7k▼
Financial fixed assets28€3k€5k▲
Current assets29/58€737k€1.32M▲
Amounts receivable within one year40/41€182k€369k▲
Trade receivables40€182k€369k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€544k€924k▲
Deferred charges and accrued income490/1€11k€26k▲
Equity and liabilities
Total equity and liabilities10/49€1.94M€3.27M▲
Equity10/15€386k€247k▼
Contributions10/11€1.05M€1.35M▲
Profit (loss) carried forward14€-664k€-1.10M▼
Amounts payable17/49€1.55M€3.03M▲
Amounts payable after more than one year17€1.06M€2.20M▲
Financial debts170/4€1.06M€2.20M▲
Amounts payable within one year42/48€209k€364k▲
Current portion of amounts payable after more than one year42-€69k
Trade debts44€130k€238k▲
Suppliers440/4€130k€238k▲
Taxes, remuneration and social security45€78k€58k▼
Taxes450/3€33k€12k▼
Remuneration and social security454/9€46k€46k▲
Accrued charges and deferred income492/3€282k€465k▲
Income statement
Code20242025
Remuneration, social security and pensions62€300k€435k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€116k€266k▲
Other operating charges640/8€662€1k▲
Gross operating margin9900€30k€330k▲
Operating profit (loss)9901€-386k€-372k▲
Financial income75/76B€169€0▼
Recurring financial income75€169€0▼
Financial charges65/66B€31k€68k▲
Recurring financial charges65€31k€68k▲
Profit (loss) for the period before taxes9903€-418k€-440k▼
Income taxes67/77€61€383▲
Profit (loss) for the period9904€-418k€-440k▼
Profit (loss) for the period to be appropriated9905€-418k€-440k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-664k€-1.10M▼
Profit (loss) brought forward from the previous period14P€-246k€-664k▼
Social balance
Average headcount (FTE)90873.85.2▲
The notes to these accounts (26 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
State Gazette act
Capital & shares · Statutes amendmentGeneral meeting · Capital increase · Share issue6 facts ▸
State Gazette act
Capital & shares · Statutes amendment
General meeting · Capital increase · Share issue6 facts ▸
- General meeting, 27/07/2026
- Capital increase, €1.778.189,46
- Share issue, 889095
- Statutes amendment, 5
- Capital
- Auditor appointment, Bedrijfsrevisor Bart Bosman (bedrijfsrevisor)
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-440k
Net result drops to €-440k, the lowest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiensevest 583000 LeuvenGround area
990 m²
Building footprint
968 m²
Volume, LiDAR
6,489 m³
Parcel 24502B0305/00P012, Flanders · tallest building 19.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AI-GUST
since 20222.335.629.346
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0305/00P012 | Flanders | 990 m² | 1 · 968 m² | 19.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Bedrijfsrevisor Bart BosmanCurrent Company auditor | 13-08-2026 → present |
Structure & network
Capital and shareholders
Capital increase of 1,778,189.46 EUR · 889,095 new shares
Similar companies · same sector, comparable size
ZYBER
BE 0477.443.205
Wommelgem · Eq €247k
Gadgeon Europe
BE 0642.985.680
Aartselaar · Eq €247k
Tektön
BE 0701.682.360
Sint-Pieters-Woluwe · Eq €247k
GYBBIT
BE 0764.443.736
Herbeumont · Eq €247k
BESCO PROJECTS
BE 0627.988.094
Alken · Eq €246k
Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,399 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.