Ai-cod architectenvennootschap
ActiveSummary
Ai-cod architectenvennootschap has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €9k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 45% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-3
Solvency74▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.66 in 2024; short-term debt: 33.2% and cash: 18.7% of total assets), but 51.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 09-10-2025, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
16 d early
2023
1 d early
2022
3 d late
2021
24 d late
2020
30 d late
2019
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€124k▲ 6.0%
2024 · €117k
2019: €36k
2020: €38k
2021: €46k
2022: €69k
2023: €99k
2024: €117k
2019 → 2025
Total assets
€253k▼ 11.6%
2024 · €286k
2019: €210k
2020: €210k
2021: €198k
2022: €182k
2023: €226k
2024: €286k
2019 → 2025
Net result
€9k▼ 45.4%
2024 · €17k
2019: €2k
2020: €2k
2021: €9k
2022: €22k
2023: €31k
2024: €17k
2019 → 2025
Working capital
€85k▲ 27.4%
2024 · €67k
2019: €2k
2020: €15k
2021: €19k
2022: €26k
2023: €47k
2024: €67k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€69k▲ 48.2%€99k▲ 45.0%€117k▲ 17.2%€124k▲ 6.0%
Operating result€13k-€35k▲ 165%€47k▲ 33.9%€30k▼ 36.2%€19k▼ 36.0%
Net result€9k-€22k▲ 157%€31k▲ 38.5%€17k▼ 44.6%€9k▼ 45.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €253k
Fixed assets
€83k ▼ 28.6%
Current assets
€169k ▲ 0.2%
Equity and liabilities €253k
Equity
€124k ▲ 6.0%
Debt
€129k ▼ 23.7%
Debt's share of the balance-sheet total falls from 59.2% to 51.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€60k▼
2024 · €73k
Cash flow
€50k▼
2024 · €60k
Current ratio
2.02▲
2024 · 1.66
Debt to equity
1.04▼
2024 · 1.45
ROE
7.5%▼
2024 · 14.7%
ROA
3.7%▼
2024 · 6.0%
Interest coverage
14.20▼
2024 · 17.00
Debt ≤ 1 year
€84k▼
2024 · €102k
Debt > 1 year
€43k▼
2024 · €65k
Income taxes
€6k▼
2024 · €9k
Staff costs
€85k▲
2024 · €71k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€286k€253k▼
Fixed assets21/28€117k€83k▼
Intangible fixed assets21€442€0▼
Tangible fixed assets22/27€116k€83k▼
Plant, machinery and equipment23€11k€4k▼
Furniture and vehicles24€89k€73k▼
Other tangible fixed assets26€16k€7k▼
Current assets29/58€169k€169k▲
Amounts receivable within one year40/41€94k€112k▲
Trade receivables40€91k€108k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€60k€47k▼
Deferred charges and accrued income490/1€14k€10k▼
Equity and liabilities
Total equity and liabilities10/49€286k€253k▼
Equity10/15€117k€124k▲
Contributions10/11€12k€12k=
Reserves13€104k€111k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€104k€111k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€169k€129k▼
Amounts payable after more than one year17€65k€43k▼
Financial debts170/4€65k€43k▼
Amounts payable within one year42/48€102k€84k▼
Current portion of amounts payable after more than one year42€29k€22k▼
Trade debts44€12k€2k▼
Suppliers440/4€12k€2k▼
Taxes, remuneration and social security45€61k€58k▼
Taxes450/3€40k€38k▼
Remuneration and social security454/9€20k€20k▼
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€71k€85k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€40k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€525€528▲
Gross operating margin9900€145k€145k=
Operating profit (loss)9901€30k€19k▼
Financial income75/76B€190€651▲
Recurring financial income75€190€651▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€26k€16k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€17k€9k▼
Profit (loss) for the period to be appropriated9905€17k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€9k▼
Transfer from equity791/2-€2k
Transfer to equity691/2€17k€9k▼
To other reserves6921€17k€9k▼
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €117k ▲17.2%
6 profitable years in a row build equity to €117k.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €31k ▲38.5%
Operating result €47k, net result €31k, both a record.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2021
24-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2018
08-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 1779420 Erpe-MereGround area
1,153 m²
Building footprint
127 m²
Volume, LiDAR
875 m³
Parcel 41016C0225/00Z000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ai-cod Architectenvennootschap
since 20092.231.283.377
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41016C0225/00Z000 | Flanders | 1,153 m² | 1 · 126 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 32,829 EUR awarded · 32,381 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 6,780 EUR | 6,780 EUR |
| 2024 | 2 | 9,691 EUR | 9,691 EUR |
| 2023 | 2 | 13,559 EUR | 13,162 EUR |
| 2022 | 2 | 2,799 EUR | 2,748 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
YATTA Architectuur
BE 0694.557.513
Antwerpen · Eq €123,580
Co4Life
BE 0892.415.440
Maarkedal · Eq €123,598
Thiébaut Architectes & Ingénieurs
BE 0812.745.083
Péruwelz · Eq €123,603
RAAKVLAK ARCHITECTEN
BE 0739.808.112
Beveren-Kruibeke-Zwijndrecht · Eq €123,625
OMNI-TECH
BE 0662.744.382
Diksmuide · Eq €123,641
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,428 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2009
Fiscal year end31-03
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.