AH TRUCKS
ActiveThe computed 12-month bankruptcy probability of AH TRUCKS is 1.6% (moderate). The 2025 annual accounts show equity of €48k and a net result of €22k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 18120 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+13
Solvency64▼-29
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 3.05 in 2024; short-term debt: 60.3% and cash: 73.7% of total assets), and 61.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
17.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
24 d late
2024
6 d early
2023
19 d late
2022
5 d early
2021
18 d late
2020
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▼ 36.7%
2024 · €76k
2020: €43k
2021: €55k
2022: €82k
2023: €68k
2024: €76k
2020 → 2025
Total assets
€125k▲ 11.1%
2024 · €112k
2020: €93k
2021: €110k
2022: €118k
2023: €146k
2024: €112k
2020 → 2025
Net result
€22k▲ 162%
2024 · €8k
2020: €40k
2021: €18k
2022: €27k
2023: €30k
2024: €8k
2020 → 2025
Working capital
€34k▼ 53.8%
2024 · €74k
2020: €25k
2021: €40k
2022: €72k
2023: €62k
2024: €74k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€82k▲ 49.1%€68k▼ 16.9%€76k▲ 12.4%€48k▼ 36.7%
Operating result€22k-€35k▲ 63.1%€41k▲ 16.9%€11k▼ 73.6%€32k▲ 197%
Net result€18k-€27k▲ 53.5%€30k▲ 11.7%€8k▼ 72.0%€22k▲ 162%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 197% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€16k▲ 466%
Current assets
€109k▼ 0.3%
Equity and liabilities €125k
Equity
€48k▼ 36.7%
Debt
€76k▲ 113%
The debt ratio rises from 32.0% to 61.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€36k▲
2024 · €15k
Cash flow
€26k▲
2024 · €12k
Solvency
38.8%▼
2024 · 68.0%
Current ratio
1.45▼
2024 · 3.05
Quick ratio
1.25▼
2024 · 3.05
Debt / equity
1.58▲
2024 · 0.47
ROE
45.6%▲
2024 · 11.0%
ROA
17.7%▲
2024 · 7.5%
Interest coverage
144.62▲
2024 · 81.23
Debt
€76k▲
2024 · €36k
Debt ≤ 1 year
€75k▲
2024 · €36k
Income taxes
€10k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€112k€125k▲
Fixed assets21/28€3k€16k▲
Tangible fixed assets22/27€3k€16k▲
Furniture and vehicles24€3k€16k▲
Current assets29/58€109k€109k▼
Stocks and contracts in progress3-€16k
Stocks30/36-€16k
Amounts receivable within one year40/41€12k€636▼
Trade receivables40€7k-
Other amounts receivable41€5k€636▼
Cash at bank and in hand54/58€97k€92k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€112k€125k▲
Equity10/15€76k€48k▼
Contributions10/11€19k€19k=
Reserves13-€22k
Distributable reserves133-€22k
Profit (loss) carried forward14€58k€8k▼
Amounts payable17/49€36k€76k▲
Amounts payable within one year42/48€36k€75k▲
Trade debts44€140€569▲
Suppliers440/4€140€569▲
Taxes, remuneration and social security45€12k€22k▲
Taxes450/3€12k€22k▲
Other amounts payable47/48€24k€52k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A-€290
Gross operating margin9900€16k€38k▲
Operating profit (loss)9901€11k€32k▲
Financial income75/76B€1€3▲
Recurring financial income75€1€3▲
Financial charges65/66B€316€251▼
Recurring financial charges65€184€251▲
Non-recurring financial charges66B€133-
Profit (loss) for the period before taxes9903€11k€32k▲
Income taxes67/77€2k€10k▲
Profit (loss) for the period9904€8k€22k▲
Profit (loss) for the period to be appropriated9905€8k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€80k▲
Profit (loss) brought forward from the previous period14P€49k€58k▲
Transfer to equity691/2-€22k
To other reserves6921-€22k
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €8k ▼72%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Iseghemstraat 287700 MouscronGround area
189 m²
Building footprint
44 m²
Volume, LiDAR
301 m³
Parcel 54433E0547/00G002, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54433E0547/00G002 | Wallonia | 189 m² | 1 · 44 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAC ROSS
BE 0424.560.189
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I.TEL.PARTNERS
BE 0503.950.038
Anderlecht · Eq €48k
GCS-Cars
BE 0872.353.959
Gent · Eq €49k
DELACENSERIE CARS
BE 0824.973.419
Leuze-en-Hainaut · Eq €50k
KERL DAK
BE 0797.289.124
Leuven · Eq €45k
Of 345 companies in sector 47812 we hold annual accounts for 205. 98 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-02-2019
Fiscal year end31-12
Activities, NACEBEL
47812Retail trade
45192
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.