AGV IT Consulting
ActiveAGV IT Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €98k and a net result of €9k. Equity is growing by ~33.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▼-22
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.09 against 5.54 in 2023; short-term debt: 20.5% and cash: 8.7% of total assets), and 20.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
7 d early
2022
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€98k▲ 10.0%
2023 · €89k
2022: €39k
2023: €89k
2022 → 2024
Total assets
€123k▲ 16.5%
2023 · €106k
2022: €51k
2023: €106k
2022 → 2024
Net result
€9k▼ 87.6%
2023 · €72k
2022: €37k
2023: €72k
2022 → 2024
Working capital
€78k▲ 5.4%
2023 · €74k
2022: €29k
2023: €74k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€39k-€89k▲ 128%€98k▲ 10.0%
Operating result€52k-€91k▲ 74.6%€14k▼ 84.3%
Net result€37k-€72k▲ 93.3%€9k▼ 87.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 84% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €123k
Fixed assets
€20k▲ 29.2%
Current assets
€103k▲ 14.3%
Equity and liabilities €123k
Equity
€98k▲ 10.0%
Debt
€25k▲ 51.2%
The debt ratio rises from 15.8% to 20.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▼
2023 · €93k
Cash flow
€12k▼
2023 · €74k
Solvency
79.5%▼
2023 · 84.2%
Current ratio
4.09▼
2023 · 5.54
Quick ratio
4.09▼
2023 · 5.54
Debt / equity
0.26▲
2023 · 0.19
ROE
9.1%▼
2023 · 80.3%
ROA
7.2%▼
2023 · 67.6%
Interest coverage
6.11▼
2023 · 93.03
Debt
€25k▲
2023 · €17k
Debt ≤ 1 year
€25k▲
2023 · €16k
Income taxes
€5k▼
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€106k€123k▲
Fixed assets21/28€16k€20k▲
Tangible fixed assets22/27€16k€18k▲
Furniture and vehicles24€7k€10k▲
Other tangible fixed assets26€9k€8k▼
Financial fixed assets28-€2k
Current assets29/58€90k€103k▲
Amounts receivable within one year40/41€70k€91k▲
Trade receivables40€39k€16k▼
Other amounts receivable41€31k€75k▲
Cash at bank and in hand54/58€18k€11k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€106k€123k▲
Equity10/15€89k€98k▲
Contributions10/11€2k€2k=
Reserves13€87k€96k▲
Distributable reserves133€87k€96k▲
Amounts payable17/49€17k€25k▲
Amounts payable within one year42/48€16k€25k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€15k€23k▲
Taxes450/3€15k€23k▲
Accrued charges and deferred income492/3€394-
Income statement
Code20232024
Non-recurring operating income76A-€470
Remuneration, social security and pensions62€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€658€959▲
Gross operating margin9900€97k€19k▼
Operating profit (loss)9901€91k€14k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€1,000€3k▲
Recurring financial charges65€1,000€3k▲
Profit (loss) for the period before taxes9903€91k€14k▼
Income taxes67/77€20k€5k▼
Profit (loss) for the period9904€72k€9k▼
Profit (loss) for the period to be appropriated9905€72k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€9k▼
Transfer from equity791/2€22k-
Transfer to equity691/2€72k€9k▼
To other reserves6921€72k€9k▼
Profit to be distributed694/7€22k-
Return on contributions (dividend)694€22k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €9k ▼87.6%
Net result drops to €9k, the lowest in the series.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €72k ▲93.3%
Operating result €91k, net result €72k, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 1402018 AntwerpenGround area
612 m²
Building footprint
603 m²
Volume, LiDAR
13,330 m³
Parcel 11810K1520/00G016, Flanders · tallest building 25.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
AGV IT Consulting
since 20212.325.366.845
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1520/00G016 | Flanders | 612 m² | 1 · 603 m² | 25.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 525 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 525 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,776. 6,955 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:arnold.verhoeven@agv-it.be