AGV CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of AGV CONSTRUCT is 1.7% (moderate). The 2025 annual accounts show equity of €40,112 and a net result of €21,396. Equity has been growing by about 50% per year since 2023. Its solvency ranks better than 38% of 9,415 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 14-01-2022 Normal situation
- Activity
- General construction of residential buildings NACE 41001and 3 others
- Establishment unit
- 2.326.659.519 9420 Erpe-Mere, since 14-01-2022
- Financial year end
- 30 June
- Peppol
- Reachable
Board and ownership
- CEBOTARI VasileDirector
- CEBOTARI Vasilefounderdeed of 18-01-2022
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.7%
- Gross margin
- €35,048
- ▲ 94.3%
- Turnover
- ≈ €250,000
- estimated
- Profit
- €21,396
- ▲ 52.9%
- Equity
- €40,112
- ▲ 26.5%
- Total assets
- €125,212
- ▲ 65.7%
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2022Size: total assets €125,212lowers riskLiquidity: current ratio 1.27, cash €40,943Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 39% of them on solvency, 59% on liquidity, 75% on profitability and 69% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 24 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 30-01-2026 PDF all 3 filings
Every figure per financial year
The operating result for 2025 is 45% higher than in 2024. It is a recovery after the fall in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|
| Tangible fixed assets | - | - | €25,111 |
| Depreciation and write-downs of the year | - | - | €8,370 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €8,370 | - |
| Other operating charges640/8 | €23 | €31 | €527 | ▲ 17× |
| Gross operating margin9900 | €31,099 | €18,037 | €35,048 | ▲ 94.3% |
| Operating profit (loss)9901 | €31,076 | €18,005 | €26,151 | ▲ 45.2% |
| Financial income75/76B | - | - | €840 | - |
| Recurring financial income75 | - | - | €840 | - |
| Non-recurring financial income76B | - | - | €840 | - |
| Financial charges65/66B | €11,421 | €499 | €118 | ▼ 76.5% |
| Recurring financial charges65 | €11,421 | €499 | €118 | ▼ 76.5% |
| Profit (loss) for the period before taxes9903 | €19,655 | €17,506 | €26,873 | ▲ 53.5% |
| Income taxes67/77 | €3,936 | €3,509 | €5,477 | ▲ 56.1% |
| Profit (loss) for the period9904 | €15,720 | €13,997 | €21,396 | ▲ 52.9% |
| Profit (loss) for the period to be appropriated9905 | €15,720 | €13,997 | €21,396 | ▲ 52.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €33,969 | €75,577 | €125,212 | ▲ 65.7% |
| Fixed assets21/28 | - | - | €16,742 | - |
| Tangible fixed assets22/27 | - | - | €16,742 | - |
| Furniture and vehicles24 | - | - | €16,742 | - |
| Current assets29/58 | €33,969 | €75,577 | €108,470 | ▲ 43.5% |
| Amounts receivable within one year40/41 | €32,395 | €73,427 | €67,528 | ▼ 8.0% |
| Trade receivables40 | €31,641 | €67,365 | €65,641 | ▼ 2.6% |
| Other amounts receivable41 | €753 | €6,062 | €1,887 | ▼ 68.9% |
| Cash at bank and in hand54/58 | €1,574 | €2,150 | €40,943 | ▲ 19× |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €33,969 | €75,577 | €125,212 | ▲ 65.7% |
| Equity10/15 | €17,720 | €31,716 | €40,112 | ▲ 26.5% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Contributions outside capital11 | - | - | €2,000 | - |
| Other1109/19 | - | - | €2,000 | - |
| Profit (loss) carried forward14 | €15,720 | €29,716 | €38,112 | ▲ 28.3% |
| Amounts payable17/49 | €16,249 | €43,861 | €85,100 | ▲ 94.0% |
| Amounts payable within one year42/48 | €16,249 | €43,861 | €85,100 | ▲ 94.0% |
| Trade debts44 | €6,314 | €33,151 | €72,023 | ▲ 117% |
| Suppliers440/4 | €45 | €33,151 | €31,025 | ▼ 6.4% |
| Bills of exchange payable441 | €6,269 | - | €40,998 | - |
| Taxes, remuneration and social security45 | €9,936 | €10,709 | €13,077 | ▲ 22.1% |
| Taxes450/3 | €4,536 | €3,509 | €5,477 | ▲ 56.1% |
| Remuneration and social security454/9 | €5,400 | €7,200 | €7,600 | ▲ 5.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,720 | €13,997 | €21,396 | ▲ 52.9% |
| + Depreciation and write-downs630 | - | - | €8,370 | - |
| Operating cash flow (approximation) | €15,720 | €13,997 | €29,765 | ▲ 113% |
| Change in cash | - | €576 | €38,792 | ▲ 67× |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as AGV CONSTRUCT has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of AGV CONSTRUCT itself: 1.7% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for AGV CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- CEBOTARI Vasile €2,000 in cash
Capital transactions
- 18-01-2022 Incorporation · €2,000
Network & group
AGV CONSTRUCT shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of AGV CONSTRUCT. Every other company they run is a node.
Timeline
Deeds, filings and financial milestones
29-03
Gazette deed
Registered office moved from Kraainem to Erpe-MereNew registered office: Bergstraat 7, 9420 Erpe-Mere · Previous registered office: Steenweg op Mechelen 455, bus 1, 1950 Kraainem3 points ▸
- General meeting, 01-03-2023
- Registered-office move, Bergstraat 7, 9420 Erpe-Mere
- Director in office, CEBOTARI Vasile
18-01
Gazette deed
IncorporationFounding capital of €2,000 · Founder: CEBOTARI Vasile · Appointment: CEBOTARI Vasile (director)4 points ▸
- Incorporation, 13-01-2022
- Founder, CEBOTARI Vasile
- Director appointment, CEBOTARI Vasile
- Founding capital, €2,000
- The deed holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
On 14 January 2022, AGV CONSTRUCT was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 In 2023 the registered office moved to Erpe-Mere.3 CEBOTARI Vasile is director of the company, appointed by deed of 18-01-2022.2 Total assets went from €33,969 in 2023 to €125,212 in 2025.4
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- Steenweg op Mechelen 455,bus 1, 1950 Kraainem until 01-03-2023 · deed of 29-03-2023
Activities
NACEBEL 2025Codes under NACEBEL 2008
31 activities
- De algemene aanneming van residentiële en niet-residentiële bouwwerken
- De bouw van wegen en spoorwegen,met inbegrip van bruggen en tunnels
- De bouw van civieltechnische werken voor vloeistoffen en gassen,met inbegrip van water- en aardgasleidingen en rioleringen
- De bouw van andere civieltechnische werken,met inbegrip van waterbouw
- De gespecialiseerde bouwwerkzaamheden,met inbegrip van slopen,bouwrijp maken van terreinen,proefboren en boren
- Elektrische installatie,loodgieterswerk en overige bouwinstallatie,met inbegrip van installatie van verwarming,ventilatie en klimaatregeling
- Alle overige gespecialiseerde bouwactiviteiten,met inbegrip van dakwerkzaamheden,waterdichtingswerken van muren,gevelreiniging (met behulp van stoom,door middel van zandstralen,enzovoort),bouw van sierschouwen en open haarden,uitvoeren van metsel- en voegwerken,restaureren van bouwwerken,chapewerken
- Afwerking van gebouwen,met inbegrip van stukadoorswerk,schrijnwerk,plaatsen van vloer- en wandtegels,plaatsen van vloerbedekking en wandbekleding van hout en andere materialen,plaatsen van behang,schilderen en glaszetten,timmer- en schrijnwerk
- Alle overige werkzaamheden in verband met de afwerking van gebouwen,met inbegrip van de reiniging van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden
- De vervaardiging van artikelen in beton,cement of gips
- Houwen,bewerken en afwerken van natuursteen
- De vervaardiging van metalen constructiewerken,met inbegrip van stellingen,las-,smeed- en soldeerwerk
- De ontwikkeling van residentiële en niet-residentiële bouwprojecten
- De verhuur van machines en uitrusting voor de bouwnijverheid
- Het onderhoud en de reiniging van riolen en afvoerkanalen
- Het reinigen en ontstoppen van afvoerbuizen in gebouwen
- De sanering en reiniging van gebouwen,mijnen,verontreinigde bodem of verontreinigd oppervlaktewater,met inbegrip van het verwijderen van asbest
- De activiteiten van interieurdecorateurs
- De algemene reiniging van het interieur van gebouwen
- De gespecialiseerde reiniging van gebouwen
- Alle operaties,alle werken en diensten,alle verkoop en marketing van roerende en/of onroerende goederen die direct of indirect verband houden met de bouwsector
- Landschapsverzorging,met inbegrip van de beplanting,de aanleg,de verzorging en het onderhoud van parken en tuinen voor alle soorten gebouwen,gemeentelijke terreinen en wegbeplanting,alsook van sportvelden
- Alle administratieve en ondersteunende activiteiten ten behoeve van kantoren en overige zakelijke activiteiten
- Alle activiteiten van adviesbureaus op het gebied van bedrijfsbeheer
- Alle soorten handel,invoer en uitvoer van alle verhandelbare goederen en producten,met inbegrip van detailhandel in voedings- en genotmiddelen in gespecialiseerde of niet-gespecialiseerde winkels
- De markt- en straathandel
- Alle vormen van handel,invoer en uitvoer van gemotoriseerde voertuigen,onderdelen en accessoires
- Onderhoud en herstelling van gemotoriseerde voertuigen
- Alle activiteiten van een patrimoniumvennootschap,met inbegrip van de handel in eigen onroerend goed en de verhuur en exploitatie van eigen of geleased onroerend goed
- Alle activiteiten van een managementvennootschap,met inbegrip van de uitoefening van mandaten van bestuurder en vereffenaar in andere rechtspersonen
- Alle activiteiten van holdings,met inbegrip van het verwerven en beheren van participaties onder eender welke vorm in andere rechtspersonen
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0780.479.915
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 41040B0128/00K000 | Flanders | 445 m² | 1 · 109 m² | 10.4 m · 2 |