AGTRANS
ActiveThe computed 12-month bankruptcy probability of AGTRANS is 3.3% (moderate). The 2025 annual accounts show equity of €23k and a net result of €12k. Equity is growing by ~111.3% per year across the filed fiscal years. Its solvency ranks better than 46% of 4454 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
97
/ 100
Excellent▲ +33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency60▲+32
Growth85▲+7
Stability94
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 0.79 in 2024), and 65.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.5%
Return on assets
17.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
29 d late
2024
392 d late
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€51k▲ 40.3%
2024 · €36k
2024: €36k
2024 → 2025
EBIT margin
31.6%▼ 8.2pp
2024 · 39.8%
2024: 39.8%
2024 → 2025
Net result
€12k▲ 6.7%
2024 · €11k
2023: €-2k
2024: €11k
2023 → 2025
Working capital
€12k
2024 · €-8k
2023: €-11k
2024: €-8k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€36k€51k▲ 40.3%
Equity€-2k-€11k€23k▲ 107%
Operating result€-2k-€14k€16k▲ 11.4%
Net result€-2k-€11k€12k▲ 6.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 11% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€11k▼ 40.9%
Current assets
€55k▲ 90.8%
Equity and liabilities €66k
Equity
€23k▲ 107%
Debt
€43k▲ 18.6%
The debt ratio falls from 76.8% to 65.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€20k▲
2024 · €15k
Cash flow
€16k▲
2024 · €12k
Solvency
34.5%▲
2024 · 23.2%
Current ratio
1.27▲
2024 · 0.79
Quick ratio
1.27▲
2024 · 0.79
Debt / equity
1.90▼
2024 · 3.31
ROE
51.6%▼
2024 · 100.0%
ROA
17.8%▼
2024 · 23.2%
Interest coverage
53.12▼
2024 · 63.92
Debt
€43k▲
2024 · €36k
Debt ≤ 1 year
€43k▲
2024 · €36k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€66k▲
Fixed assets21/28€19k€11k▼
Tangible fixed assets22/27€10k€11k▲
Furniture and vehicles24€10k€11k▲
Financial fixed assets28€9k-
Current assets29/58€29k€55k▲
Amounts receivable within one year40/41€28k€49k▲
Trade receivables40€28k€32k▲
Other amounts receivable41-€17k
Cash at bank and in hand54/58€1k€6k▲
Equity and liabilities
Total equity and liabilities10/49€47k€66k▲
Equity10/15€11k€23k▲
Profit (loss) carried forward14€11k€23k▲
Amounts payable17/49€36k€43k▲
Amounts payable within one year42/48€36k€43k▲
Trade debts44€5k€29k▲
Suppliers440/4€5k€29k▲
Advances received on contracts in progress46€5k€4k▼
Taxes, remuneration and social security45€16k€10k▼
Taxes450/3€16k€10k▼
Other amounts payable47/48€10k-
Income statement
Code20242025
Turnover70€36k€51k▲
Non-recurring operating income76A-€428
Goods, raw materials, services and sundry goods60/61€4k€35k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€987€4k▲
Other operating charges640/8€15k€4k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€30k€26k▼
Operating profit (loss)9901€14k€16k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€241€379▲
Recurring financial charges65€241€379▲
Profit (loss) for the period before taxes9903€14k€16k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€11k€12k▲
Profit (loss) for the period to be appropriated9905€11k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€23k▲
Profit (loss) brought forward from the previous period14P-€11k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 392 days late
2025
31-12
Financial
Highest result since 2023net €12k ▲6.7%
Operating result €16k, net result €12k, both a record.
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudesmidsestraat 201700 DilbeekGround area
300 m²
Building footprint
299 m²
Volume, LiDAR
2,755 m³
Parcel 23016D0063/00W002, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AGTRANS
since 20232.349.621.595
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0063/00W002 | Flanders | 300 m² | 1 · 299 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NIKO-DAR
BE 1016.606.223
Evergem · Eq €23k
KARHAS INVEST
BE 0725.727.670
Sint-Agatha-Berchem · Eq €23k
G-TRANSPORT
BE 0798.457.181
Temse · Eq €23k
S.B.D. TRANS SERVICES
BE 0803.900.663
Anderlecht · Eq €23k
GG TRANS
BE 0892.325.269
Ans · Eq €23k
Of 12,442 companies in sector 49410 we hold annual accounts for 8,083. 5,034 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2023
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.