AGRO-INSIGHT
ActiveAGRO-INSIGHT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €475k and a net result of €64k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+33
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 27.65 against 44.34 in 2024), and 3.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.7%
Return on assets
13.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
8 d early
2022
6 d early
2021
2 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€475k▲ 15.7%
2024 · €410k
2018: €324k
2019: €340k
2020: €391k
2021: €382k
2022: €424k
2023: €382k
2024: €410k
2018 → 2025
Total assets
€491k▲ 17.3%
2024 · €419k
2018: €359k
2019: €342k
2020: €421k
2021: €401k
2022: €447k
2023: €402k
2024: €419k
2018 → 2025
Net result
€64k▲ 124%
2024 · €29k
2018: €18k
2019: €17k
2020: €51k
2021: €-9k
2022: €43k
2023: €-42k
2024: €29k
2018 → 2025
Working capital
€433k▲ 19.0%
2024 · €364k
2018: €251k
2019: €278k
2020: €338k
2021: €323k
2022: €373k
2023: €328k
2024: €364k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€382k-€424k▲ 10.9%€382k▼ 10.0%€410k▲ 7.5%€475k▲ 15.7%
Operating result€-10k-€56k€-37k€28k€77k▲ 175%
Net result€-9k-€43k€-42k€29k€64k▲ 124%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 175% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €491k
Fixed assets
€42k▼ 9.7%
Current assets
€449k▲ 20.6%
Equity and liabilities €491k
Equity
€475k▲ 15.7%
Debt
€16k▲ 93.5%
The debt ratio rises from 2.0% to 3.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€82k▲
2024 · €37k
Cash flow
€70k▲
2024 · €38k
Solvency
96.7%▼
2024 · 98.0%
Current ratio
27.65▼
2024 · 44.34
Quick ratio
27.65▼
2024 · 44.34
Debt / equity
0.03▲
2024 · 0.02
ROE
13.6%▲
2024 · 7.0%
ROA
13.1%▲
2024 · 6.9%
Interest coverage
1199.79▲
2024 · 143.58
Debt
€16k▲
2024 · €8k
Debt ≤ 1 year
€16k▲
2024 · €8k
Income taxes
€15k▲
2024 · €135
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€419k€491k▲
Fixed assets21/28€47k€42k▼
Tangible fixed assets22/27€47k€42k▼
Land and buildings22€13k€12k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€8k€5k▼
Other tangible fixed assets26€24k€22k▼
Current assets29/58€372k€449k▲
Amounts receivable after more than one year29€70k€77k▲
Other amounts receivable291€70k€77k▲
Amounts receivable within one year40/41€40k€41k▲
Trade receivables40€38k€40k▲
Other amounts receivable41€2k€505▼
Cash at bank and in hand54/58€262k€331k▲
Deferred charges and accrued income490/1-€397
Equity and liabilities
Total equity and liabilities10/49€419k€491k▲
Equity10/15€410k€475k▲
Contributions10/11€6k€6k=
Reserves13€404k€469k▲
Distributable reserves133€404k€469k▲
Amounts payable17/49€8k€16k▲
Amounts payable within one year42/48€8k€16k▲
Financial debts43€78-
Credit institutions430/8€78-
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€7k€12k▲
Taxes450/3€7k€12k▲
Other amounts payable47/48€28€505▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€5k▼
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€40k€84k▲
Operating profit (loss)9901€28k€77k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€259€68▼
Recurring financial charges65€259€68▼
Profit (loss) for the period before taxes9903€29k€79k▲
Income taxes67/77€135€15k▲
Profit (loss) for the period9904€29k€64k▲
Profit (loss) for the period to be appropriated9905€29k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€64k▲
Transfer to equity691/2€29k€64k▲
To other reserves6921€29k€64k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €64k ▲124%
Operating result €77k, net result €64k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 44.34
Current ratio from 16.69 to 44.34; short-term debt falls from €21k to €8k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-42k ▼198%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 34current ratio 271.00
Current ratio from 8.07 to 271.00; short-term debt falls from €36k to €1k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mgr. Broekxstraat 23990 PeerGround area
8,821 m²
Building footprint
227 m²
Volume, LiDAR
1,165 m³
Parcel 72010C0384/00V000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mgr. Broekxstraat 2, 3990 Peer
since 20142.236.101.210
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72010C0384/00V000 | Flanders | 8,821 m² | 1 · 227 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KMO-ACCOUNTANCY
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TRESCO
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SN-WORKS
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 34,973 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:Rob@vandijckacc.be
Phone:089473705